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Bad Credit Is OK! – No Startups!

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


  • Simple 2-minute application
  • Approval within 24-hours
  • Funding within days
  • No Start Ups!


  • We work with many industries
  • You pay no upfront fees
  • Your bad credit is ok
  • Must Be In Business 3 Months Min.


  • We have money to lend now
  • We give honest, professional advice
  • When your bank says “no,” we say “yes”

Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

Can I Get a Business Loan in Brentwood, CA, If I Have Bad Credit?

Are you hunting for bad credit business loans in Brentwood, CA? If you want an instantaneous and hassle-free resolution, First Choice Business Capital can really help you today! Here at First Choice, we understand the distress and aggravation that being denied for loans from traditional banks can cause.

Business Loans with Bad Credit, Truth or Fiction?

The majority of companies today do not qualify for bank loans. In fact, studies have shown that only 30 percent of businesses would get approved! We pride ourselves in helping companies get the funds they need, regardless of what their credit history looks like, and we have many options that we can make available.

Loans are denied all of the time, and this can occur for many reasons. Low credit is often cited in these cases, and companies may also have a judgment or lien. Being denied is frustrating, and many companies surrender their hopes for a loan once the bank denies them. The core of every business is its working capital. When a company does not have access to cash, it is not going to be able to stay in business long at all.

In 2008, the economic situation crumbled, and ever since even those companies that are profitable have had a hard time securing bank loans.From that time on, gaining access to capital has become a problem caused by new regulations.The ones affected are the small and medium-sized entities, those employing fewer than 50 workers. While this is a step in the wrong direction, it has opened up a new market for those specializing in alternative funding options.

At First Choice Capital, we focus in high-risk funding for those businesses that are affected by these regulations. Having finance options for businesses with bad credit is not just a pipe dream. By making use of the different funding opportunities available, it is true that a business with bad credit can get loans.

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Bad Credit Business Loan Options Brentwood, CA

Quite possibly you are one of the businesses that are not aware that short-term loan solutions are out there. But the good news is, they seriously are — and the best part is, they are unsecured! Loans are available, even with no collateral and terrible credit. You can get approved for the business loans with poor credit you need, as quick as tomorrow. First Choice Business Capital generally funds loans within 24 hours. Yes, just one day! Small business loans bad credit? Nothing to it at all!

Yup! When businesses need working capital, they need it now. First Choice acknowledges this need and offers fast approvals.

Short-Term Loans, Unsecured Loans & Business Cash Advance

Merchant cash advances are also called MCAs. When conservative options do not work due to lack of great credit, these poor credit business loans can be an excellent business opportunity for a company in dire need of money. You do not even really need collateral in order to qualify for an MCA.

We provide custom business financing in all types of industries. We only require that your business has been operating for three months minimum and that you have deposited between 8 and 10 thousand dollars monthly for the last three months.

Merchant Cash Advantage Perks

MCAs offer many different positive aspects to all kinds of companies like yours. There are many advantages to applying for a merchant cash advance. A top example of one of these advantages is how quickly a merchant cash advance is funded. Where traditional banks can take a long time, an MCA can possibly be approved and paid in only a fraction of the time. The majority of loans of this type are approved within as little as one day. You will not need to wait long for your money, either; most loans are funded less than four days shortly after approval.

The application is only one page. The last six months of banking statements will need to be provided. With this info, we can work on approving you very fast. If you need a bad credit business loan promptly, a merchant cash advance could be just the solution you seek.
Merchant cash advances are short-term business loans. They generally run from 4-18 months and have a fixed cost of capital. The payments are made daily or weekly. Daily payment loans are made Monday through Friday. MCA loans have between 20-22 daily payments a month.


We Consult with Many Businesses

Short-term business loans bad credit can go to all sorts of businesses. First Choice loves to help all kinds of companies. The following markets are just some of the businesses we work with: Automotive/Mechanic Repair Shops, Wrecking and Demolition, Car Body Repair and Painting, Water Well Drilling, Nightclubs and Restaurants, Trucking, Beauty Shops, Tire Shops, Carpentry, Rigging and Scaffolding, Construction, Pest Control, Driveway and Parking Pavement, Masonry and Stone, Gasoline Service Stations, Interior Decorators, General Building Contractors and Home Health Professionals. There are many more markets that can be serviced with business loans with bad credit. If you meet the criteria we mentioned previously, First Capital can work with you.

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

States We Team Up with

If your business is in one of the following states, we may be able to help you with a cash advance: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

Find a Professional Bad Credit Business Loans Company

There are unscrupulous companies in this industry, preying on those looking for bad credit small business loans. Due to this, it is vital to ensure that you only deal with reputable brokers. Not every company in the business of lending subprime loans will have your best interest in mind, so it is best to perform due diligence.

There are also times when borrowers are turned down because the brokers provide the wrong information to potential lenders. It is very important that the brokerage firm has an in-depth understanding of the underwriting process. The loan company has to know its lenders well and has to have the capacity to guide the borrower through the process. Those lenders that can syndicate the deals may even grow loan amounts. However, you do not want your broker submitting your application to a multitude of lenders. You want to choose a trustworthy company like First Choice Business Capital to make certain that this does not happen.

Got Bad Credit Business Loan Needs? Call Us!

It takes a long time for your credit score to improve. Why wait? You don’t have to let any business opportunity pass you by, and you don’t have to relinquish your personal belongings or property to use as collateral for a loan. Fill out the short, online application or call us now!

Call Now:      855-889-1990

First Choice Business Capital

 Brentwood, CA, United States


Communities we serve: 

San Francisco AlamedaBerkeleyDaly City,  FremontHaywardNovatoOaklandPleasantonRichmondSan MateoSan RafaelSan RamonSouth San FranciscoUnion CityWalnut CreekAntiochBrentwoodConcordLivermoreMIlpitasPalo AltoPittsburgVallejo


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