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Bad Credit Is OK! – No Startups!

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


  • Simple 2-minute application
  • Approval within 24-hours
  • Funding within days
  • No Start Ups!


  • We work with many industries
  • You pay no upfront fees
  • Your bad credit is ok
  • Must Be In Business 3 Months Min.


  • We have money to lend now
  • We give honest, professional advice
  • When your bank says “no,” we say “yes”

Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

Getting a Business Loan with Bad Credit in Concord, CA, Is Not Impossible!

 First Choice Business Capital can help you get the bad credit business loans you need to keep your business in Concord, CA profitable, even when you have bad credit.We know it can be so frustrating trying to get a traditional loan from a bank when your credit score is below average.

The Facts about Acquiring a Business Loan with Bad Credit

You are very likely quite anxious and frustrated from being denied, but we can help.Reasons are numerous why businesses with bad credit get declined for a bank loan.Bad credit can be the main reason for many denials. A company could also have tax liens or judgments against it. Once a bank turns down a loan, the business often gives up the search for capital. Still, there are other options.

We all know that without working capital, a business will stagger. Keeping the doors to a business open needs cash flow. When a company does not have access to cash, it is not going to be able to stay in business long at all. In 2008, the market crumbled, and, since then, even those companies that are successful have had a hard time securing bank loans. From that time on, gaining access to capital has become a challenge because of the new regulations. They apply to small and medium-sized entities. This means that those companies with no more than 50 employees are the ones affected.

This predicament has opened the doors for new type of loan options from alternative lenders.There are choices for business cash advances from organizations like First Choice Business Capital. We provide no-nonsense funding and offer a quick approval process. By using the different loan options available, it is true that a business with bad credit can get loans.

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Bad Credit Business Loan Options in Concord, CA

IIt is a shame that many folks do not know their options. But the good news is, options exist and the best part is, they are unsecured! Poor credit aside, you can get business loans with subpar credit. You can get approved for the business loans you need with poor credit, as fast as tomorrow. Business loans for bad credit are provided for all sorts of businesses in Concord, CA, It is also true that you can get bad credit business loans fast. With First Choice Business Capital, you can typically obtain funding within just one day! First Choice knows that businesses in need require backing now, so pride ourselves on a high approval percentage that occurs quite quickly.

Short-Term Loans, Unsecured Loans & Business Cash Advances

You may have heard of these types of alternative finance options, which are also known as merchant cash advances or MCAs. When conservative options do not work due to lack of good credit, these poor credit business loans can be a great chance for a company in terrible need of cash. These alternative loan solutions are even easier to qualify for, since no collateral is needed. We give custom business financing in all types of industries. The only requirements are that the business has been operating for at least 3 months and you’re depositing approximately 8 to 10 thousand dollars systematically over the last 3 months.

Perks of Merchant Cash Advances

MCAs offer many advantages to all kinds of companies like yours. One of the biggest perks of these types of loans is that, as stated already, it delivers tremendously fast loans compared to that of a traditional bank. You can be approved for this type of loan in only one day. You will not have to wait long for your money, either; most loans are funded less than four days after approval.

The procedure to get approved is easy, too. The application form is only one page. Have your business’s last six months of bank statements ready, too.
A merchant cash advance is a great solution for companies that need cash in a flash. Merchant cash advances are short-term business loans. They typically run from 4-18 months and these loans have a fixed cost of capital. Daily payments are made five days per week, not counting Saturday or Sunday. For a merchant cash advance, there are usually between 20 and 22 payments every month.


Some Businesses We Partner with

Short-term business loans bad credit are easily available to a large variety of businesses. Small, medium and large business qualify for unsecured short-term loans. Here is a sampling of the types of companies we collaborate with: Automotive/Mechanic Repair work Shops, Auto Body Repair and Painting, Bars and Restaurants, Beauty Shops, Carpentry, Development, Driveway and Parking Pavement, Gas Service Stations, General Building Contractors, Home Health Solutions, HVAC, Interior Decorators, Masonry and Stonework, Pest Control, Rigging and Scaffolding, Tire Shops, Truck, Water Well Drilling, Wrecking and Demolition companies and more. These are just a some trades that are suited for business loans with bad credit. First Choice can help any business that meets the requirements and has credit woes.

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

States We Do Business in

Merchant cash advances are easily available to business organizations in the following states: Wisconsin, Wyoming, West Virginia, Washington, Virginia, Vermont, Utah, Texas, Tennessee, South Dakota, South Carolina, Rhode Island, Pennsylvania, Oregon, Oklahoma, Ohio, North Dakota, North Carolina, New York, New Mexico, New Jersey, New Hampshire, Nebraska, Nevada, Montana, Missouri, Mississippi, Minnesota, Michigan, Massachusetts, Maryland, Maine, Louisiana, Kentucky, Kansas, Iowa, Indiana, Idaho, Illinois, Hawaii, Georgia, Florida, Delaware, Connecticut, Colorado, California, Arkansas, Arizona, Alabama and Alaska.

Only Consult with Trusted Bad Credit Business Loan Brokers

It is necessary to only work with reputable suppliers when trying to attain bad credit small business loans. It might be quite challenging working out which institution to go with, and there are many. You have to navigate carefully. Borrowers are sometimes declined because the wrong information is provided to lending institutions by the brokerage firm.

A highly regarded brokerage understands the underwriting process. It has substantial know-how about the lenders at its disposal. You will also want to ensure the brokerage firm is not showing your deal to a wide variety of lending institutions. A borrower’s credit score can be detrimentally influenced when the application is shopped around to multiple lenders. Choosing a trustworthy alternative lending institution like First Choice Business Capital will protect you from this.

Call Us Today for Your Bad Credit Business Loan Needs

You do not have to wait until after your credit score is better to get a loan. This is a business opportunity. Do not let it pass you by. And don’t worry about collateral — you don’t need it to obtain the loan. Fill out the short online application or call us now!

Call Now:      855-889-1990

First Choice Business Capital

 Concord, CA, United States


Communities we serve: 

San Francisco AlamedaBerkeleyDaly City,  FremontHaywardNovatoOaklandPleasantonRichmondSan MateoSan RafaelSan RamonSouth San FranciscoUnion CityWalnut CreekAntiochBrentwoodConcordLivermoreMIlpitasPalo AltoPittsburgVallejo

94521, 94520, 94518, 94519, 94529, 94522, 94524, 94527

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