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Bad Credit Is OK! – No Startups!

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


  • Simple 2-minute application
  • Approval within 24-hours
  • Funding within days
  • No Start Ups!


  • We work with many industries
  • You pay no upfront fees
  • Your bad credit is ok
  • Must Be In Business 3 Months Min.


  • We have money to lend now
  • We give honest, professional advice
  • When your bank says “no,” we say “yes”

Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

A Business Loan In Indio, CA, With Bad Credit – Is it Really Possible?

If you are aiming to get a bad credit business loan in Indio, CA, First Choice Business Capital can help. Traditional banks often reject funds to businesses that do not have good credit, which causes much frustration to the owners. We understand your pain. Regardless of a bad credit history, we can have many business funding options available, such as cash advances, short-term loans and much more.

The Facts About Receiving a Business Loan With Bad Credit

Studies have shown that approximately 70 percent of companies will not qualify for traditional bank loans. So if you have been denied, you might find yourself in the majority. Banks deny small business loans bad credit for many reasons. Poor credit alone is one of the leading reasons that banks deny business loans.Another reason could be a company may have a court judgment against them, or there may be tax lien issues.Getting denied is frustrating, and many companies surrender their hopes for a loan once the bank denies them.

A business needless to say cannot keep its doors open without a cash flow. The economy collapsed many years ago, in 2008. Ever since then, it has become really hard for companies to secure loans. Regulations put in force after that time have cut accessibility to capital for a considerable amount of establishments. The fact is, it is not the large corporations suffering the brunt of these new laws.They apply to small and medium-sized entities. This means that those companies with no more than 50 employees are the ones affected.

This situation is a burden to those needing funding, but it has opened the doors for alternate loan companies to step in to provide much-needed programs.If you are interested in a lending solution that does not take the traditional route, a high-risk lender like First Choice Business Capital can provide the cash you need, faster than you ever thought possible.We even offer 24-hour approvals! It really is true that businesses with subprime credit can get the amount of money they need to have. When traditional routes fail, back-up lending institutions can deliver the assistance needed.

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Options Are Available in Indio, CA, for Bad Credit Business Loans

It is a pity that many folks do not know their options. Unsecured short-term loans are readily available to businesses much like yours! It’s possible you are scared because you have no collateral and negative credit. Bad credit aside, you can secure business loans with subpar credit. You can get approved for the business loans with poor credit you need, as fast as tomorrow. Many different types of companies can get business loans for bad credit with the options we offer. First Choice not only has a high approval procedure but an easy one as well. We understand the dire need to obtain the working capital you need. We also understand that you need the money now, and pride ourselves in assisting you get financed as rapidly as possible.

Business Cash Advances, Unsecured Loans and Short-Term Loans

These types of offerings are known as a merchant cash advance (MCA). These bad credit business loans fast are sometimes the only factor standing between a company remaining open or closing for good. For companies that have been turned down for a business loan by a bank, these kinds of poor credit business loans offer an amazing opportunity to get funding. You do not even really need collateral in order to qualify for an MCA. This makes the approval procedure even easier! If you have deposited about eight to ten thousand dollars every single month for the last three months, and have been in business for at least that amount of time, we can really help you!

Merchant Cash Advantage Perks

There are quite a handful of advantages to MCAs. A top example of one of these benefits is how quickly a merchant cash advance is financed. Where traditional banks can take a long time, an MCA could be approved and paid in only a fraction of the time. Almost all loans of this type are approved within as little as one day. The loan experience is uncomplicated, too. All that is entailed to be submitted is one simple page and the last six months of banking statements will need to be supplied. A merchant cash advance is a great solution for companies that need cash in a flash.

A short-term business loan in the form of a merchant cash advance is more than likely just what you need. These loans, which usually range from four to eighteen months, have a fixed cost of capital. Payment options are flexible for these loans, and they can be paid either daily or weekly – with the exception of Saturday and Sunday. Each month, there are customarily 20 to 22 payments for a merchant cash advance.


We Consult with All Types of Companies

A large range of businesses are entitled to short term business loans bad credit. Merchant cash advance companies like to work with all sorts. The following niche markets are just some of the businesses we work with: Automotive/Mechanic Repair service Shops, Auto Body Repair and Painting, Night clubs and Restaurants, Beauty Shops, Carpentry, Building, Driveway and Parking Pavement, Gas Service Stations, General Building Contractors, Home Health Professionals, HVAC, Interior Decorators, Brickwork and Stone, Pest Control, Rigging and Scaffolding, Tire Shops, Truck, Water Well Drilling, Wrecking and Demolition companies and more. Any of these companies and many more can acquire business loans with bad credit. First Choice can help any business that meets the requirements and has credit woes.

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

States We Collaborate with

Merchant cash advances are provided to business organizations in the following states: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

Looking For a Trusted Loan Company For A Poor Credit Business Loan

When seeking to get bad credit small business loans, be sure that you are working with a highly regarded broker. Not every one of them will have your best interest at heart. It is unfortunate when a borrower’s rejection is caused by an agent providing wrong info to a lender. Really good brokers know financing and the underwriting process well. They know what it requires to get business funds.

The amount of the credit could also be raised if the brokerage house knows how to syndicate the transaction. Those lenders that can syndicate the deals may even escalate loan amounts. You do not want your broker submitting your application to a lot of lenders. You really want to choose a reputable company like First Choice Business Capital to make sure this does not happen.

If You Need a Bad Credit Business Loan, Call Us Right Away!

It takes a long time for your credit score to improve, so why stall your next business venture? The simple application can be filled in online right now, and agents are expecting your call. Change the direction of your business by consulting with us now!

Call Now:      855-889-1990

First Choice Business Capital

 Indio, CA, United States


Communities we serve: 

El CajonEscondido, Carlsbad, Chula Vista, Costa Mesa, Hemet, Indio, Irvine, Lake Elsinore, Murrieta, Oceanside, Palm Desert, Perris, San Clemente, San DiegoTemecula, Vista

92201, 92203, 92211, 92236, 92241, 92253, 92202

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