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Bad Credit Is OK! – No Startups!

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


  • Simple 2-minute application
  • Approval within 24-hours
  • Funding within days
  • No Start Ups!


  • We work with many industries
  • You pay no upfront fees
  • Your bad credit is ok
  • Must Be In Business 3 Months Min.


  • We have money to lend now
  • We give honest, professional advice
  • When your bank says “no,” we say “yes”

Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

Can I Get Bad Credit Business Loans in Lake Elsinore, CA, If I Have Bad Credit?

If you are wanting to get a bad credit business loan in Lake Elsinore, CA, First Choice Business Capital can help. Traditional banks often refuse funds to businesses that do not have good credit, which causes much frustration to the owners. We understand your pain. Regardless of a bad credit history, we can have many business funding options available, such as cash advances, short-term loans and much more.

The Facts About Receiving a Business Loan With Bad Credit

Studies have shown that approximately 70 percent of companies will not qualify for traditional bank loans. So if you have been denied, then you are part of the majority. Businesses with bad credit get denied for loans more often than not. There may also be other things at play, such as a tax lien against the company or a court judgment.

A business must have capital in order to stay adrift. When the country’s economy tanked in 2008, businesses suffered. Since then, getting a bank loan has become much more difficult.New regulations enforced after the economic crash of 2008 has made getting hold of capital near impossible.

The companies affected by these are not large corporations, but those with under 50 employees. Alternate finance companies have stepped in to help solve this dilemma.There are choices for business cash advances from companies like First Choice Business Capital. We provide practical finances and offer a quick approval process.

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Lake Elsinore, CA, in Bad Credit Business Loan Options

Most companies are not alerted to the solutions easily available to them. Even unsecured short-term business loans bad credit are achievable. Unsecured short-term loan options do exist for companies in your predicament! Even with bad credit and no collateral, businesses can acquire loans. You can get approved for the business loans with poor credit you need, as quickly as tomorrow. Many different types of companies can get business loans for bad credit with the options we offer. First Choice not only has a high approval procedure but an easy one as well. We understand the dire need to obtain the working capital you need. We also understand that you need the money now, and pride ourselves in assisting you get financed as rapidly as possible.

Business Cash Advances, Unsecured Loans and Short-Term Loans

Merchant cash advances such as this are also termed an MCA. Poor credit business loans are a true lifesaver for those companies that have been turned down by banking establishments because of their credit score. These alternative loan solutions are even easier to qualify for since no collateral is required. This makes the approval procedure even easier! If you have deposited in between 8 to 10 thousand dollars pretty much every month for the last three months, and have been functional for at least that amount of time, we can really help you!

Perks of Merchant Cash Advances

Applying for a merchant cash advance absolutely has its perks. MCAs offer many different advantages to all types of companies like yours. One of the largest advantages of a loan of this sort is how quickly it is funded; it is extremely fast in comparison to a loan from a bank. Many times, a business can have their approval in only one business day.

Believe it or not, over 90 percent of them are approved! You will not need to wait long for your money, either; most loans are financed less than four days soon after approval. The small business loans bad credit approval process is fast and easy as well. All you need to complete is a simple one-page application form. You should also be prepared to produce the last six months of business bank statements. We can work to approve your loan application when this important information is provided.

A merchant cash advance can be solely what you need if you have been rejected by your bank due to damaging credit. When your business is halting as a result of a lack of cash flow, this short-term business loan can get you the money you seriously need. These loans have a fixed capital cost and run from 4-18 months. Daily payments are made five days per week, not counting Saturday or Sunday. For a merchant cash advance, there are usually between 20 and 22 payments every month.


We Team Up with All Types of Companies

All sorts of companies can get short term business loans bad credit. First Choice loves to help all kinds of companies. Here are just a few we have worked with: Home Health Providers, HVAC, Interior Decorators, Masonry and Stonework, Pest Control, Rigging and Scaffolding, Tire Shops, Trucking, Water Well Drilling, Wrecking and Demolition companies, Automotive/Mechanic Repair Shops, Auto Body Repair and Painting, Cafes and Restaurants, Beauty Shops, Carpentry, Construction, Driveway and Parking Pavement, Gasoline Service Stations and General Building Contractors. These sectors and more are suitable for business loans with bad credit. As you discovered before, the application process is easy and the criteria minimal. If you have credit concerns affecting your ability to obtain a loan, First Capital can help.

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

States We Consult with

If your business is in one of the following states, we may be able to help you with a cash advance: Wisconsin, Wyoming, West Virginia, Washington, Virginia, Vermont, Utah, Texas, Tennessee, South Dakota, South Carolina, Rhode Island, Pennsylvania, Oregon, Oklahoma, Ohio, North Dakota, North Carolina, New York, New Mexico, New Jersey, New Hampshire, Nebraska, Nevada, Montana, Missouri, Mississippi, Minnesota, Michigan, Massachusetts, Maryland, Maine, Louisiana, Kentucky, Kansas, Iowa, Indiana, Idaho, Illinois, Hawaii, Georgia, Florida, Delaware, Connecticut, Colorado, California, Arkansas, Arizona, Alabama and Alaska.

Only Team Up with Trustworthy Bad Credit Business Loan Brokers

For companies with poor credit looking to get a bad credit business loans fast, always check the reputation of the agent. Not every company in the business of lending subprime loans will have your best interest in mind, so it is best to perform due diligence. It is unfortunate when a borrower is declined because an agent provided inaccurate info to a lender. A trustworthy brokerage understands the underwriting process. They have considerable expertise about the lenders at their disposal.

You will also want to ensure the brokerage firm is not showing your deal to a wide variety of lending institutions. A borrower’s credit score can be detrimentally influenced when the application is shopped around to multiple lenders. When an application is shopped around, it can damage your credit score even more. Choosing a trustworthy alternative lending company like First Choice Business Capital will protect you from this.

If You Need a Bad Credit Business Loan, Call Us Immediately!

Why wait for your score to get better? You do not need to put up your personal belongings as collateral, and you do not need good credit. This is a business opportunity that is just way too good to pass up. You can get this process started right now by filling out the simple form. It is available online, or if you prefer to discuss your options, you can call us today!

Call Now:      855-889-1990

First Choice Business Capital

 Lake Elsinore, CA, United States


Communities we serve: 

El CajonEscondido, Carlsbad, Chula Vista, Costa Mesa, Hemet, Indio, Irvine, Lake Elsinore, Murrieta, Oceanside, Palm Desert, Perris, San Clemente, San DiegoTemecula, Vista

92530, 92532, 92570, 92883, 92584, 92587, 92595, 92531

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