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Bad Credit Is OK! – No Startups!

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


  • Simple 2-minute application
  • Approval within 24-hours
  • Funding within days
  • No Start Ups!


  • We work with many industries
  • You pay no upfront fees
  • Your bad credit is ok
  • Must Be In Business 3 Months Min.


  • We have money to lend now
  • We give honest, professional advice
  • When your bank says “no,” we say “yes”

Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

A Business Loan With Bad Credit in Palm Desert, CA – Is it Really Feasible?

Are you trying to find bad credit business loans in Palm Desert, CA. If you want a fast and hassle-free remedy, First Choice Business Capital can assist you today! Here at First Choice, we understand the distress and disappointment that getting denied for loans from traditional banks can cause.

Are You Trying To Get a Business Loan With Bad Credit?

If you think that you are alone in this situation, you may be surprised to know that you are not. Recent studies have even shown that under a third of businesses could be approved for a loan from a traditional banking institution. Businesses with bad credit get denied for loans more often than not. Loans are denied all of the time, and this can occur for many reasons. Unsatisfactory credit is often cited in these cases. There could certainly also be tax liens against the company, and court judgments can affect the outcome too.

Once a bank turns down small business loans bad credit, the company often gives up the search for financing. Even so, there are other options. We all know that without capital, a business will break. Keeping the doors to a business open demands capital. An enterprise certainly can not keep its doors open without a cash flow. After the economy collapsed in 2008, it has become very tricky for companies to secure loans.Regulations put in force after that time have cut accessibility to capital for a considerable amount of establishments.

Sadly, it is not the large corporations suffering the brunt of these new laws.They apply to small and medium-sized entities. This means that those companies with no more than 50 employees are the ones affected.Alternate finance companies have stepped in to help solve this dilemma such as high-risk lenders like First Choice Business Capital, can surely provide quick approvals and no-nonsense funding solutions.

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Options Are Available in Palm Desert, CA for Poor Credit Business Loans

It is a pity that many folks do not know their options. Unsecured short-term loan options do exist for companies in your predicament! Even with bad credit and no collateral, businesses can acquire loans. These business loans for bad credit are not just for certain types of companies, either. Many different types of companies can get business loans bad credit with the options we offer. It is also true that you can get bad credit business loans fast. With First Choice Business Capital, you can normally acquire loans within just one day! We take pride in helping you solve your financial dilemma as quickly as possible, and we possess a high approval rate as well.

Short-Term Loans, Unsecured Loans & Business Cash Advances

Alternate lending such as these are often referred to as a merchant cash advance, or MCA. When a traditional bank turns down a loan, these can supply the money required to stay functioning. Since collateral is not needed for a business cash advance, it is easier than ever to qualify. We offer custom lending for businesses in all types of industries. If you have deposited within 8 to 10 thousand dollars pretty much every month for the last three months, and have been in service for at least that amount of time, we can really help you!

What Are the Perks of Merchant Cash Advances?

MCAs offer many advantages to all kinds of companies like yours. A key example of one of these advantages is how quickly a merchant cash advance is financed. Where traditional banks can take a long time, an MCA can possibly be approved and paid in only a fraction of the time. A large number of loans of this type are approved within as little as one day. The loan approval process is speedy and easy as well. All you need to complete it is a simple one-page application form. You should also be prepared to produce the last six months of business bank statements. We can work to approve your loan application when this relevant information is provided.

A merchant cash advance can be simply just what you need if you have been declined by your bank due to damaging credit. A short-term business loan in the form of a merchant cash advance is quite likely just what you need. These business loans with poor credit, which usually range from four to eighteen months, have a fixed cost of capital. An MCA can be paid possibly by the day or week. Payment options are flexible for these loans, and they can be paid either daily or weekly. Repayments are made everyday with the exception of Saturday and Sunday. Each month, there are customarily 20 to 22 payments for a merchant cash advance.


We Coordinate with All Types of Companies

Short term business loans bad credit are available to many types of businesses. A merchant cash advance company like First Choice will not discriminate based on business type. Here are just a few we have worked with: Home Health Professionals, HVAC, Interior Decorators, Masonry and Stonework, Pest Control, Rigging and Scaffolding, Tire Shops, Trucking, Water Well Drilling, Wrecking and Demolition companies, Automotive/Mechanic Repair Shops, Auto Body Repair and Painting, Pubs and Restaurants, Beauty Shops, Carpentry, Construction, Driveway and Parking Pavement, Gasoline Service Stations and General Building Contractors. Business loans with bad credit can be had by these companies and many more. First Choice teams up with any company that is suffering due to bad credit and meets the minimal criteria set forth earlier.

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

States We Deal with

If your business is in one of the following states, we may be able to help you with a cash advance: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

Work Only With Trusted Bad Credit Business Lenders!

It is essential to just work with reputable suppliers when trying to acquire bad credit small business loans. It may possibly be quite challenging working out which institution to go with, and there are lots of. Perform your due diligence while you wade through the loan solutions that are readily available. Borrowers are sometimes declined because the wrong information is provided to lending institutions by the brokerage firm. A respectable brokerage house should have extensive knowledge of the industry.

They should know ways to get businesses financed by the lenders available to them, and they should have a detailed knowledge of the process. Those lenders that can syndicate the deals may even grow loan amounts. You do not want your broker submitting your application to a lot of lenders. You really want to choose a trustworthy company like First Choice Business Capital to make sure this does not happen.

Got Bad Credit Business Loan Needs? Call Us!

It is not important for you to hold back until your score improves to apply for a loan. Do you truly want to let this opportunity pass you by? You can get this process started right now by filling out the simple form. It is available online, or if you prefer to discuss your options, you can call us today!

Call Now:      855-889-1990

First Choice Business Capital

 Palm Desert, CA, United States


Communities we serve: 

El CajonEscondido, Carlsbad, Chula Vista, Costa Mesa, Hemet, Indio, Irvine, Lake Elsinore, Murrieta, Oceanside, Palm Desert, Perris, San Clemente, San DiegoTemecula, Vista

92260, 92211, 92203, 92210, 92270, 92255, 92261

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