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Bad Credit Is OK! – No Startups!

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


  • Simple 2-minute application
  • Approval within 24-hours
  • Funding within days
  • No Start Ups!


  • We work with many industries
  • You pay no upfront fees
  • Your bad credit is ok
  • Must Be In Business 3 Months Min.


  • We have money to lend now
  • We give honest, professional advice
  • When your bank says “no,” we say “yes”

Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

A Business Loan With Bad Credit in Perris, CA – Is it Really Possible?

If you are wanting to get a bad credit business loan in Perris, CA, First Choice Business Capital can help.We understand that having a less than stellar credit score can hamper your chances for a business loan from traditional banks.

What You Should Understand About Business Loans With Bad Credit

You are very likely quite desperate and discouraged from being denied, but we can help. We pride ourselves in helping companies get the funds they need regardless of what your credit history looks like, and we have many options that we can offer.Loans are denied all of the time, and this can occur for many reasons. Inadequate credit is often cited in these cases.There can also be tax liens against the company, and court judgments can affect the outcome too.

Once a bank turns down a loan, the business often gives up the search for financing. Even so, there are other options. A business obviously can not keep its doors open without a cash flow. Ever since the economy collapsed in 2008, it has become really very tough for companies to secure loans. Regulations put in force after that time have cut accessibility to capital for a considerable amount of companies. Regrettably, it is not the large corporations suffering the brunt of these new laws.

They apply to small and medium-sized entities. This means that those companies with under 50 employees are the ones affected.Alternate finance companies have stepped in to help solve this dilemma. At First Choice Capital, we focus in high-risk funding for those businesses that are affected by these regulations. Finance options for businesses with bad credit is not just a pipe dream. By making use of the different capital options available, it is true that a business with bad credit can get finances.

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Business Loan Options Bad Credit in Perris, CA

It’s possible that you are one of the businesses that are not aware that short-term loan alternatives are offered. Unsecured short-term loans are obtainable to businesses much like yours! It’s possible you are scared because you have no collateral and horrible credit. Even with bad credit and no collateral, businesses can get loans. These business loans for bad credit are not just for certain types of companies, either. A business loan with bad credit is provided for all sorts of businesses. We take pride in helping you solve your financial situation as quickly as possible, and we possess a high approval rate as well.

Unsecured Loans, Short-Term Loans, Unsecured Loans & Business Cash Advances

You may have heard of these types of substitute loan options, which are also called merchant cash advances or MCAs. When conservative options do not work due to lack of great credit, these poor credit business loans can be a wonderful chance for a company in terrible need of cash. You do not even really need collateral in order to qualify for an MCA. This makes the approval procedure even easier! The only qualifying criteria we need is for your business to be older than three months and that you typically deposit at least eight thousand dollars every month.

Merchant Cash Advantage Perks

Merchant cash advances offer many positive aspects to all kinds of companies. A key example of one of these benefits is how quickly a merchant cash advance is financed. Where traditional banks can take a long time, an MCA can possibly be approved and paid in only a fraction of the time. You will also need to provide bank statements from the last six months to get you approved quickly. Then you can be approved for this type of loan in only one day. We definitely guarantee bad credit business loans fast. The approval rate for these loans is amazing. In fact, over 90 percent of applications are approved!

The best part? Soon after you are approved, you will have the cash you need within 48-96 hours. You do not have to go through a prolonged loan process, either. A merchant cash advance can be simply just what you need if you have been refused by your bank as a result of poor credit. A merchant cash advance is a short-term business loan that can get you operating again. These loans are generally paid back in less than 18 months, some as little as four months. Pay outs can be made either daily or weekly from Monday till Friday. Merchant cash advances in most cases have anywhere between 20 and 22 payments each month.


We Consult with All Types of Companies

All sorts of companies can get short term business loans bad credit. First Choice loves to help all kinds of companies. The following markets are just some of the businesses we work with: Home Health Service providers, HVAC, Interior Decorators, Masonry and Stonework, Pest Control, Rigging and Scaffolding, Tire Shops, Trucking, Water Well Drilling, Wrecking and Demolition companies, Automotive/Mechanic Repair Shops, Auto Body Repair and Painting, Night clubs and Restaurants, Beauty Shops, Carpentry, Construction, Driveway and Parking Pavement, Gasoline Service Stations and General Building Contractors. There are a lot more company areas that can be serviced with small business loans bad credit. First Choice can help any business that meets the requirements and has credit woes.

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

States We Deal with

If your business is in one of the following states, we may be able to help you with a cash advance: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

Working With a Legitimate Agent of Bad Credit Business Loans

It is critical to just work with reputable companies when trying to acquire bad credit small business loans. It may be quite challenging working out which institution to go with, and there are lots out there. Not every company in the business of lending subprime loans will have your best interest in mind, so it is best to perform due diligence. Borrowers have unintentionally been declined in the past due to erroneous information being given by intermediaries to their lender of choice.

It is essential that the brokerage firm has an in-depth understanding of the underwriting process. They have to know their lenders well and have the ability to guide the borrower through the process. Those lenders that can syndicate the deals may even boost loan amounts. You do not want your broker submitting your application to a ton of lenders. You really want to choose a genuine company like First Choice Business Capital to guarantee this does not happen.

Got Bad Credit Business Loan Needs? Call Us!

Why wait for your score to get better? This is a tremendous opportunity for your company to get business loans with poor credit you need, now instead of later. Keep your personal belongings – you don’t have to worry about not having enough collateral. Change the direction of your business by consulting with us now!

Call Now:      855-889-1990

First Choice Business Capital

 Perris, CA, United States


Communities we serve: 

El CajonEscondido, Carlsbad, Chula Vista, Costa Mesa, Hemet, Indio, Irvine, Lake Elsinore, Murrieta, Oceanside, Palm Desert, Perris, San Clemente, San DiegoTemecula, Vista

92571, 92570, 92587, 92585, 92586, 92599, 92572

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