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Bad Credit Is OK! – No Startups!

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


  • Simple 2-minute application
  • Approval within 24-hours
  • Funding within days
  • No Start Ups!


  • We work with many industries
  • You pay no upfront fees
  • Your bad credit is ok
  • Must Be In Business 3 Months Min.


  • We have money to lend now
  • We give honest, professional advice
  • When your bank says “no,” we say “yes”

Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

Can I Get Approved For a Business Loan in Pico Rivera, CA, If I Have Bad Credit?

Are you seeking out bad credit business loans in the Pico Rivera, CA area? If you want a swift and hassle-free resolution, First Choice Business Capital can serve you today! Here at First Choice, we understand the pain and unnecessary aggravation caused by being denied for loans from traditional banks. We know trying to get a traditional bank loan when your credit score is poor can be frustrating.

Business Loans with Bad Credit, What Are The Facts?

The majority of companies today does not qualify for bank loans. In fact, studies have shown that only 30 percent of businesses would get approval!Banks deny loans for many reasons, but one of the main reasons cited is bad credit. Denial is disheartening, and many companies give up their hopes for a loan once the bank denies them.

Furthermore, the core of every business is its capital. So, when a company does not have easy access to cash, it is not going to be able to stay in business long at all. In 2008, the economic situation caved in, and since then, even those companies that are making money have had a hard time securing bank loans. New regulations implemented after the economic crash has made securing capital nearly impossible.To complicate matters, these regulations apply to “Mom and Pop” type operations that have fewer than 50 employees

Alternative financial institutions, like First Choice Capital, have stepped in to help solve this dilemma. At First Choice Capital, we focus on high-risk funding for those businesses that are affected by these regulations. Lending options for businesses with bad credit are not just a pipe dream.With alternative lending possibilities available, they are a basic fact.

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Options Are Available in Pico Rivera for Bad Credit Business Loans

Quite possibly, you are one of the businesses unaware that short-term loan alternatives are available and they ARE! Maybe you are nervous because you have no collateral and horrible credit. Loans are available, even with no collateral and terrible credit. Less than excellent credit does not equal a denial. We deliver business loans with poor credit.

First Choice Business Capital normally funds loans within 24 hours. Yes, just one day! Small business loans bad credit – really? Yes, you’re really not dreaming! You don’t need the money next week. You need it now! First Choice understands that when a business is looking for working capital, it ordinarily needs that capital as quickly as possible This is why we pride ourselves on getting easy approvals with an incredibly high percentage approval rate for companies that apply for a business loan.

Business Cash Advances, Unsecured Loans and Short-Term Loans

Merchant cash advances like this are also referred to as MCAs. When a conventional bank turns down a loan, an MCA can provide the money required to stay running. Qualifying for one of these options and the approval process itself are easy, since no collateral is entailed. If you have deposited about 8-10 thousand dollars every single month for the last three months, and have been functional for at least that amount of time, we can help you!

Perks of Merchant Cash Advances

MCAs offer numerous benefits and advantages to all kinds of companies like yours. One of the biggest perquisites of these types of loans is that, as specified earlier, it offers amazingly fast funds, compared to that of a traditional bank. You can be approved for this type of loan in only one day. You will not need to wait long for your money, either; most loans are funded less than four days after approval.

The procedure to get approval is easy, too. The application form is only one page and you should have your business’s last six months of bank statements ready, too. A merchant cash advance is a short-term business loan and is an ideal solution for companies that need cash right away. They often run from 4-18 months and these loans have a fixed cost of capital. You can make your payments by the day or by the week. Daily payments are received each business day. An MCA usually has 20-22 payments each month.


With What Kind of Businesses Can We Team Up?

Short-term business loans bad credit are available in the market to a wide range of businesses. Small, medium and large businesses qualify for unsecured short-term loans. Here are just a few with whom we have worked: Automotive/Mechanic Repair Shops, Wrecking and Demolition, Auto Body Repair and Painting, Water Well Drilling, Taverns and Restaurants, Trucking, Beauty Shops, Tire Shops, Carpentry, Rigging and Scaffolding, Construction, Pest Control, Driveway and Parking Pavement, Masonry and Stone, Gasoline Service Stations, Interior Decorators, General Building Contractors and Home Health Companies. Many more industries can be serviced with business loans with bad credit. If you meet the criteria we pointed out previously, First Capital can work with you.

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

States We Can Assist!

If your business is in one of the following states, we may be able to help you with a cash advance: Wisconsin, Wyoming, West Virginia, Washington, Virginia, Vermont, Utah, Texas, Tennessee, South Dakota, South Carolina, Rhode Island, Pennsylvania, Oregon, Oklahoma, Ohio, North Dakota, North Carolina, New York, New Mexico, New Jersey, New Hampshire, Nebraska, Nevada, Montana, Missouri, Mississippi, Minnesota, Michigan, Massachusetts, Maryland, Maine, Louisiana, Kentucky, Kansas, Iowa, Indiana, Idaho, Illinois, Hawaii, Georgia, Florida, Delaware, Connecticut, Colorado, California, Arkansas, Arizona, Alabama and Alaska.

Only Deal with Reputable Bad Credit Business Loan Brokers

It is critical to work only with reputable suppliers when trying to get hold of bad credit small business loans. It may possibly be quite tricky to determine with which institution to go, and they are many. Not all them will have your best interest at heart. Borrowers have inadvertently been declined in the past due to erroneous information being given by intermediaries to their lender of choice.

Excellent brokers know financial institutions and the underwriting system well. They recognize what it requires to get business capital. The amount of the credit could also be raised if the brokerage house knows how to syndicate the transaction. You will also want to ensure the brokerage firm is not introducing your deal to a wide variety of lending institutions. Deals that are shopped to numerous lenders can actually hurt the borrower’s credit score, which is why it is vital that you work with an alternative lending company like First Choice Business Capital for your business loans when your credit rating is short of stellar.

Got Bad Credit Business Loan Needs? Call Us!

Why wait for your score to get better? There are no worries about collateral. This is a tremendous opportunity for your business to get the funds you need — now, instead of later. You do not need to put up your personal belongings to secure the loan, and you do not need good credit. This is a business opportunity that is just way too good to pass up. You can get this process started right now by filling out the simple form. It is available online, or, if you prefer to discuss your options, you can call us today!

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