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Bad Credit Is OK! – No Startups!

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


  • Simple 2-minute application
  • Approval within 24-hours
  • Funding within days
  • No Start Ups!


  • We work with many industries
  • You pay no upfront fees
  • Your bad credit is ok
  • Must Be In Business 3 Months Min.


  • We have money to lend now
  • We give honest, professional advice
  • When your bank says “no,” we say “yes”

Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

A Business Loan with Bad Credit in Pittsburg, CA – Is It Really Actually Possible?

Bad credit business loans are not a fallacy. At First Choice Business Capital, we can help you get the funds you require in Pittsburg, CA. We understand that having a less than stellar credit score can hamper your chances for a business loan from traditional banks.

Business Loans with Bad Credit, What’s the Reality?

You are most likely quite anxious and aggravated from being denied, but we can help.Businesses with bad credit get denied for loans more often than not. Reasons for declined loans could be as basic as a company applying for a business loan with poor credit. Once a business gets denied for a loan, they often give up all hope for funding because being denied is frustrating. The core of every business is its working capital.

Since the financial debacle of 2008, it has become tremendously difficult for profitable businesses to get a bank loan. That’s because new guidelines have cut access to capital for many businesses.The companies affected by these are not large corporations, but those with under 50 employees. This situation is a burden to those needing funding, but it has opened the doors for alternative loan companies to step in to provide much-needed programs.

At First Choice Capital, we are skilled in high-risk funding for those businesses that are affected by these regulations. By making use of the different money options available, it is true that a business with bad credit can get financing.

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Bad Credit Business Loan Options

It is a shame that many people do not know their options. Uncollateralized loans are accessible to small, medium and large businesses with bad credit. You can get approved for the business loans with poor credit as fast as tomorrow. Business loans for bad credit are provided for all sorts of businesses in Dale City. Some alternative finance companies offer bad credit business loans fast, like First Choice Business Capital, which is pleased to offer loans in just 24 hours in many cases.Are you looking for small business loans, but have bad credit? First Choice not only has a high approval process but a quick one as well. We understand the dire need to obtain the working capital for your business. We also understand that you need the money now, and pride ourselves in helping you get financed as rapidly as possible.

Business Cash Advances, Short-Term Loans and Unsecured Loans

This type of alternative lending is often referred to as a merchant cash advance, also known as an MCA. For companies that have been turned down for a business loan by a bank, these poor credit business loans offer an amazing opportunity to get funding. Since collateral is not needed for a business cash advance, it is easier than ever to qualify. There are funding options for all sorts of companies; so no matter what profession you are in, we can help. The only qualifying measures we need are for your business to be older than three months and that you regularly deposit at least eight thousand dollars every month.

What Are the Full Advantages of Merchant Cash Advances?

MCAs offer several conveniences to all kinds of companies like yours. One of the biggest perks of these types of loans is that, as mentioned previously, they offer astonishingly fast loans compared to that of a traditional bank. Around 90 percent of these loans are approved and they are generally funded in 48-96 hours after approval. The approval rate for these loans is amazing. Do you know the best part? You do not have to go through an extensive loan process, either. You must fill out a one-page application and provide the last 6 months of your business bank statements. With this information, an approval can be granted very quickly.

A merchant cash advance is a perfect solution for companies that need cash right away. When your business is slowing down caused by a lack of cash flow, this short-term business loan can get you the money you seriously need.These loans have a fixed capital cost and run from 4-18 months. Payment options are flexible for these loans, and they can be paid either daily, with the exception of Saturday and Sunday, or weekly. Each month, there are customarily 20 to 22 payments for a merchant cash advance.


We Collaborate with All Types of Companies

A large range of businesses qualifies for short-term business loans bad credit. Merchant cash advance companies like to work with all sorts. The list below is a handful of the types of businesses we want to hear from: Automotive/Mechanic Repair Shops, Wrecking and Demolition, Car Body Repair and Painting, Water Well Drilling, Bars and Restaurants, Trucking, Beauty Shops, Tire Shops, Carpentry, Rigging and Scaffolding, Construction, Pest Control, Driveway and Parking Pavement, Masonry and Stone, Gasoline Service Stations, Interior Decorators, General Building Contractors and Home Health Service providers. There are much more company specific niches that can be serviced with business loans with bad credit. As you saw before, the application process is easy and the criteria minimal. If you have credit difficulties affecting your ability to obtain a loan, First Capital can help.

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

States in which We Do Business

If your business is in one of the following states, we may be able to help you with a cash advance: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

Only Deal with Professional Bad Credit Business Loan Brokers

There are unethical companies in this industry, preying on those looking for bad credit small business loans. Considering this, it is vital to ensure that you only deal with reputable brokers. Not all of them will have your best interest at heart.There are also times when borrowers are turned down because the brokers provide the wrong information to prospective lenders.

A good brokerage house can get businesses funded by thoroughly understanding the underwriting process of the different lenders available to them. You should also know that some brokerage houses could even syndicate offers, which can improve the total approval amounts. Also, a great broker should stop your deal getting submitted to multiple lenders. You want to choose a respectable company like First Choice Business Capital to make certain that this does not happen.

If You Are in Need of a Bad Credit Business Loan, Do Not Delay — Contact Us Today

It is not necessary for you to lie in wait until your score improves to apply for a loan. Do you honestly want to let this opportunity pass you by? You do not need to put up your personal items as collateral, and you do not need good credit. This is a business opportunity that is just way too good to pass up. You can get this process started right now by filling out the simple form. It is available online, or if you prefer to discuss your options, you can call us today!

Call Now:      855-889-1990

First Choice Business Capital

 Pittsburg, CA, United States


Communities we serve: 

San Francisco AlamedaBerkeleyDaly City,  FremontHaywardNovatoOaklandPleasantonRichmondSan LeandroSan MateoSan RafaelSan RamonSouth San FranciscoUnion CityWalnut CreekAntiochBrentwoodConcordLivermoreMilpitasPalo AltoPittsburgVallejo

94509, 94565

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