• Questions? Call 877-235-0672

Are You A Business 
Owner That Needs  
Funding Fast?

Get Pre-Approved Instantly!

Apply Now For A Free
No Obligation Pre-Approval!

Get Pre-Approved in just 5 Seconds!

Congratulations, You’ve Been

Enter Your Details below to see how much you qualify for:

Sorry, We Need More Details Before We Can Approve You

Enter Your Details Below To Explore Finance Options Your Business May Qualify For

Bad Credit Is OK! – No Startups!

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


  • Simple 2-minute application
  • Approval within 24-hours
  • Funding within days
  • No Start Ups!


  • We work with many industries
  • You pay no upfront fees
  • Your bad credit is ok
  • Must Be In Business 3 Months Min.


  • We have money to lend now
  • We give honest, professional advice
  • When your bank says “no,” we say “yes”

Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

Can I Get a Business Loan If I Have Bad Credit in Rocklin, CA?

Bad credit business loans are not tall-tale stories you hear from crooked financiers. At First Choice Business Capital, we can help you get the resources you need in in Rocklin, CA. Traditional banks often turn down funds to businesses that do not have good credit, which causes much frustration to the owners. We understand your pain. Regardless of a bad credit history, we have many business funding options available, such as cash advances, short-term loans and much more.

Here’s The Lowdown About Business Loans With Poor Credit

Recent surveys show, an extraordinary 70% of businesses don’t qualify for a bank loan.We pride ourselves in helping companies get the funds they need regardless of what your credit history looks like, and we have many options that we can offer. You may be amazed to learn that only 30 percent of businesses qualify for a bank loan – which means you are not alone!

Banks refuse to lend money to business on several different factors. For instance, there could possibly be tax liens against the company, and court judgments can affect the outcome as well.Once a bank turns down short term business loans bad credit, the business often gives up the search for financing. However, there still are other options.

Without proper availability to cash most businesses couldn’t keep their doors open for very long. Working capital is the bedrock which a company uses to keep operating, so businesses without it need a healthy cash flow right away. However, the issue that many businesses are facing is that new regulations have cut access to capital for many businesses.They apply to small and medium-sized entities. This means that those operations with no more than 50 employees are the ones affected.

This is quite the dilemma, yet it has opened the market up for alternative lending options. High-risk lenders like First Choice Business Capital can certainly provide quick approvals and no-nonsense funding solutions. We even offer 24-hour approvals! It really is true that businesses with subprime credit can get the money they are in need of. When traditional routes fail, alternative loan providers can offer the assistance needed.


Featured on graphic

Business Loan Options Bad Credit In Rocklin, CA

It is a shame that many individuals do not know their options. But the good news is, there absolutely are – and the best part is, they are unsecured! Yes, you can get business loans with bad credit. Business loans for bad credit are our field of expertise! Furthermore, you can get bad credit business loans fast and we aren’t kidding. First Choice understands that when businesses are searching for working capital, they usually need it as quickly as possible, which is why we pride ourselves on getting prompt approvals with an exceptionally high percentage approval history for businesses that apply for a business loan.

Short-Term Loans, Unsecured Loans & Business Cash Advances

These kinds of alternative lending are often referred to as a merchant cash advance, also known as (MCA). When conservative options do not work due to lack of great credit, these small business loans bad credit can be an excellent chance for a company in terrible need of funding. These alternative loan solutions are even easier to qualify for since no collateral is involved. We give customized business financing in all types of industries. The only qualifying measures we need is for your business to be older than three months and that you normally deposit at least eight thousand dollars every month.

Merchant Cash Advantage Perks

Applying for a merchant cash advance surely has its perks. Merchant cash advances offer many advantages to all kinds of companies. For one, these loans are funded much more quickly than those from traditional banks. As a matter of fact, most of these loans are approved in 24 hours. An estimate of 90 percent of these loans are approved. And finally, these loans are generally funded in 48-96 hours after approval.

You will not need to wait long for your money, either; most loans are financed less than four days shortly after approval. The loan approval process is speedy and easy as well. All you need to complete is a simple one-page application form. You should also be prepared to produce the last six months of business bank statements. With this important information, we can work on approving you very fast.

If you need a bad credit business loan immediately, a merchant cash advance could be just the solution you are looking for. When your business is slowing down because of the lack of cash flow, this short-term business loan can get you the money you seriously need. These loans have a fixed capital cost and run from 4-18 months. Payment options are flexible for these loans, and they can be paid either daily or weekly. Payment loans are made daily with the exception of Saturday and Sunday. Each month, there are customarily 20 to 22 payments for a merchant cash advance.



We Collaborate With All Types Of Companies

All sorts of companies can get short-term business loans bad credit. First Choice loves to help all kinds of companies. The following industries are just some of the businesses we work with: Automotive/Mechanic Repair work Shops, Auto Body Repair and Painting, Cafes and Restaurants, Beauty Shops, Carpentry, Building and Construction, Driveway and Parking Pavement, Diesel fuel Service Stations, General Building Contractors, Home Health Providers, HVAC, Interior Decorators, Brickwork and Stone, Pest Control, Rigging and Scaffolding, Tire Shops, Transportation, Water Well Drilling, Wrecking and Demolition companies and more. There are more company specific niches that can be serviced with business loans even when there’s bad credit. First Choice deals with any company that is suffering due to bad credit and meets the minimal criteria set forth earlier.

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

States We Can Serve To Help!

Merchant cash advances are easily available to business organizations in the following states: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

Looking For A Respectable Loan Provider Of Poor Credit Business Loans

When trying to get bad credit small business loans, be sure that you are working with a respectable broker. There are lots of different lending institutions, so you have to navigate carefully. It is unfortunate when a borrower is declined because of an agent providing wrong details to a lender.

Respected brokers know finance and the underwriting process well. They know what it requires to get business capital. The amount of the credit could also be raised if the brokerage house knows how to syndicate the transaction. You will also want to ensure the brokerage firm is not introducing your deal to a wide variety of lending institutions. A borrower’s credit score can be detrimentally influenced when the application is shopped around to multiple lenders. You really want to choose a genuine company like First Choice Business Capital to make certain this does not happen.

Call Right Now For Your Bad Credit Business Loan

You do not have to wait until after your credit score is better to get a loan. This is a business opportunity, so do not let it pass you by. And don’t worry about collateral – you don’t need it to obtain the loan. You can get this process started right now by filling out the simple form. It is available online, or if you prefer to discuss your options, you can call us today!

Call Now:      855-889-1990

First Choice Business Capital

 Rocklin, CA, United States


Communities we serve: 

Davis, Elk GroveFairfield, FolsomNapa, Rancho Cordova, RocklinRosevilleSacramentoVacaville, Woodland

95765, 95677, 95650, 95678, 95663

Touch to Call!