• Questions? Call 855-889-1990

Are You A Business 
Owner That Needs  
Funding Fast?

Get Pre-Approved Instantly!

Apply Now For A Free
No Obligation Pre-Approval!

Get Pre-Approved in just 5 Seconds!

Congratulations, You’ve Been

Enter Your Details below to see how much you qualify for:

Sorry, We Need More Details Before We Can Approve You

Enter Your Details Below To Explore Finance Options Your Business May Qualify For

Bad Credit Is OK! – No Startups!

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


  • Simple 2-minute application
  • Approval within 24-hours
  • Funding within days
  • No Start Ups!


  • We work with many industries
  • You pay no upfront fees
  • Your bad credit is ok
  • Must Be In Business 3 Months Min.


  • We have money to lend now
  • We give honest, professional advice
  • When your bank says “no,” we say “yes”

Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

Can I Get A Business Loan If I Have Bad Credit In San Diego, CA?

 First Choice Business Capital can help you get the bad credit business loans you want to have to keep your business in San Diego, CA adrift, whether or not you have bad credit. We know it can be so frustrating trying to get a traditional loan from a bank when your credit score is substandard.

The Facts About Obtaining A Business Loan With Bad Credit

The majority of companies today do not qualify for bank loans. In fact, studies have shown that only 30 percent of businesses would get approved! Banks deny loans for many reasons.You may be amazed to learn that only 30 percent of businesses qualify for a bank loan – which means you are not alone! Also, there could possibly be tax liens against the company, and court judgements can affect the outcome too.

Once a bank turns down a loan, the business often gives up the search for financing. Still, there are other options. The core of every business is its capital.A business needless to say can not keep its doors open without a cash flow. After the economy collapsed in 2008, it has become exceptionally hard for companies to secure loans. From that time on, gaining access to capital has become a challenge because of new regulations.

The companies affected by these new standards are not large corporations, but those with under 50 employees. Alternate loan providers have stepped in to help solve this dilemma. High-risk lenders like First Choice Business Capital can surely provide quick approvals and no-nonsense funding solutions. No matter what you may have heard, it is certain that there are other options attainable for businesses besides regular banks when credit is an issue.

Featured on graphic

Bad Credit Business Loan Options in San Diego, CA

Most companies are not aware of the solutions accessible to them. Even unsecured short-term business loans bad credit are achievable. But the good news is, they are out there – and the best part is, they are unsecured! Even with bad credit and no collateral, businesses can receive loans. Less than excellent credit does not equal a denial, because we provide business loans with poor credit. Many different types of companies can get business loans for bad credit with the options we offer. It is also true that you can get bad credit business loans fast. With First Choice Business Capital, you can normally acquire loans within just one day! First Choice knows that businesses in need require backing now, so we pride ourselves on a high approval percentage that occurs quite quickly.

Business Cash Advances, Unsecured Loans and Short-Term Loans

Merchant cash advances such as this are also referred to as an MCA. For companies that have been turned down for a business loan by a bank, these types of small business loans bad credit offer an amazing opportunity to get funding. These alternative loan solutions are even easier to qualify for since no collateral is required. We offer custom loans for businesses in all types of industries. If you have deposited in between 8-10 thousand dollars each month for the last three months, and have been in business for at least that amount of time, we can assist you!

What Are The Perks Of Merchant Cash Advances?

MCAs offer many advantages to all kinds of companies like yours. One of the greatest perks of a loan of this sort is how quickly it is funded; it is extremely fast in comparison to a loan from a bank. You can be approved for this type of loan in only one day. The loan experience is pain-free, too. All that is needed to be completed is one simple page and have your business’s last six months of bank statements ready, too.

That is all we need to begin the approval process on your loan. These loans are right for those that need a bad credit loan fast. When your business is slowing because of a lack of cash flow, this short-term business loan can get you the money you seriously need. These loans have a fixed capital cost and run from 4-18 months. Payments can be made either daily or weekly. You can repay your loans from Monday to Friday. Merchant cash advances frequently have within 20 and 22 payments each month.


We Coordinate With All Types Of Companies

All sorts of companies can get short term business loans bad credit. First Choice loves to help all kinds of companies. The list below is a variety of the types of businesses we want to hear from: Automotive/Mechanic Repair Shops, Wrecking and Demolition, Car or truck Body Repair and Painting, Water Well Drilling, Taverns and Restaurants, Trucking, Beauty Shops, Tire Shops, Carpentry, Rigging and Scaffolding, Construction, Pest Control, Driveway and Parking Pavement, Brickwork and Stone, Gasoline Service Stations, Interior Decorators, General Building Contractors and Home Health Service providers. There are many more company specific niches that can be serviced with business loans with bad credit. First Choice can help any business that meets the requirements and has credit woes.

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

States We Collaborate With

If your business is in one of the following states, we may be able to help you with a cash advance: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

Working With A Highly Regarded Representative Of Poor Credit Business Loans

There are dishonest companies in this industry, preying on those looking for bad credit small business loans. Due to this, it is essential to ensure that you only deal with reputable brokers. There are a lot of different lending institutions, so you have to navigate carefully. It is unfortunate when a borrower is declined because an agent provided wrong information and facts to a lender. It is extremely important that the brokerage firm has an in-depth understanding of the underwriting process.

They should really know their lenders well and have the ability to guide the borrower through the process. When brokerage houses can syndicate, they may have the capacity to secure lots more money on the loan. What you do not want is for the broker to shop your deal around. It should not be submitted to many lenders. You really want to choose a legit company like First Choice Business Capital to guarantee this does not happen.

If You Are In Need of a Bad Credit Business Loan, Do Not Delay – Contact Us Today!

You do not have to wait until after your credit score is better to get a loan. This is a business opportunity that doesn’t require you to put up your personal belongings as collateral, and you do not need good credit. So, don’t wait any longer. Change the direction of your business by calling us now!

Call Now:      855-889-1990

First Choice Business Capital

 San Diego, CA, United States


Communities we serve: 

El CajonEscondido, Carlsbad, Chula Vista, Costa Mesa, Hemet, Indio, Irvine, Lake Elsinore, Murrieta, Oceanside, Palm Desert, Perris, San Clemente, San DiegoTemecula, Vista

92154, 92126, 92105, 92114, 92115, 92113, 92117, 92129, 92130, 92037, 92128, 92109, 92104, 92111, 92102, 92122, 92101, 92139, 92131, 92103, 92116, 92124, 92173, 92107, 92123, 92120, 92110, 92119, 92127, 92106, 92108, 92014, 92118, 92121, 91911, 91914, 91915, 91932, 91942, 91945, 91950, 92025, 92027, 92029, 92064, 92065, 92071, 92075, 92133, 92135, 92194, 92197, 92199, 92140, 92145, 92132, 92134, 92136, 92147, 92152, 92155, 92158, 92161, 92182, 92184, 92187, 92067, 92112, 92137, 92138, 92142, 92149, 92150, 92153, 92159, 92160, 92162, 92163, 92164, 92165, 92166, 92167, 92168, 92169, 92170, 92171, 92172, 92174, 92175, 92176, 92177, 92179, 92186, 92190, 92191, 92192, 92193, 92195, 92196, 92198

Touch to Call!