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Bad Credit Is OK! – No Startups!

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


  • Simple 2-minute application
  • Approval within 24-hours
  • Funding within days
  • No Start Ups!


  • We work with many industries
  • You pay no upfront fees
  • Your bad credit is ok
  • Must Be In Business 3 Months Min.


  • We have money to lend now
  • We give honest, professional advice
  • When your bank says “no,” we say “yes”

Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

Can I Get a Business Loan In Sunnyvale, CA, If I Have Bad Credit?

Are you looking for bad credit business loans in Sunnyvale, CA? If you want a simple and hassle-free solution, First Choice Business Capital can help you today! Here at First Choice, we understand the distress and stress that getting denied for loans from traditional banks can cause.We have many money options available for companies, regardless of a bad credit history. The approval process is fast as well, 24 hours in many cases!

How to Achieve Business Loans For Unsatisfactory Credit?

You are very likely quite worried and discouraged from being denied, but we can help.We pride ourselves in helping companies get the funds they need, regardless of what your credit history looks like, and we have many alternatives that we can offer.Poor credit alone is one of the major reasons that banks deny business loans. There might also be tax liens against the company, and court judgments can affect the outcome, too.

Once a business gets denied for a loan, it often gives up all hope for funding. Getting denied is frustrating, and many companies give up their hopes for a loan once the bank denies them.The core of every business is its capital. When a company does not have access to cash, it is not going to be able to stay in business long at all. In 2008, the economic climate caved in, and ever since even those companies that are making money have had a hard time securing bank loans. New guidelines have cut access to capital for many businesses. The companies affected by these are not large corporations, but those with under 50 employees.This is quite the dilemma, yet it has opened the market up for alternative lending options.

If you are interested in a lending solution that does not take the traditional route, a high-risk lender like First Choice Business Capital can provide the finances you need, faster than you ever thought possible. So, despite what you may have heard, businesses with bad credit can quite easily get the funding they need by leveraging the various alternative-lending solutions available to them.

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Sunnyvale, CA, Bad Credit Business Loan Options

It’s possible that you are one of the businesses that are not aware that short-term loan options are out there, but the good news is, they really are. Also, the best part is, they are unsecured! Loans are available in the market, even with no collateral and negative credit. In fact, business loans for bad credit are available for all types of businesses and that’s not misinformation, it’s honest truth. First Choice Business Capital basically funds loans within 24 hours. Yes, just one day! Small business loans bad credit? No problem! First Choice knows that businesses in need require financing now, so we pride ourselves on a high approval percentage that occurs quite quickly.

Short-Term Loans, Unsecured Loans & Business Cash Advances

Alternative lending such as these are often referred to as a merchant cash advance, or MCA. When a traditional bank turns down a loan, these different companies can provide the money required to stay operating. These alternative loan options are even easier to qualify for, since no collateral is needed. We supply personalized business financing in all types of industries. The only qualifications we have are that your business be older than three months and that you normally deposit at least eight thousand dollars every month.

Advantages of Merchant Cash Advances

MCAs offer many advantages to all kinds of companies like yours. There are many advantages to applying for a merchant cash advance. For one, these loans are funded much faster than those from traditional banks. As a matter of fact, most of these loans are approved in 24 hours.

Over 90% of all applications get a loan approval. Plus, loans are funded within 48-96 hrs. after a loan approval. The approval rate for these loans is extraordinary. You do not have to go through an extensive loan process, either. You need to fill out a one-page application and you will also need to provide bank statements from the last six months. This is all that is needed to get you approved quickly. With this info, we can work on approving you very fast.

If you need a bad credit business loan right away, a merchant cash advance could be just the solution you are looking for. These loans are considered short-term business loans. The loans have a fixed cost of capital. They usually are paid within four months to a year and a half. The payments are made daily or weekly. Daily payment loans are Monday through Friday. MCA loans have between 20-22 daily payments a month.


We Consult with Many Businesses

A vast range of businesses qualifies for short-term business loans bad credit. Merchant cash advance companies like to work with all sorts. Some of the most common niches include: Home Health Service providers, HVAC, Interior Decorators, Masonry and Stonework, Pest Control, Rigging and Scaffolding, Tire Shops, Trucking, Water Well Drilling, Wrecking and Demolition companies, Automotive/Mechanic Repair Shops, Auto Body Repair and Painting, Taverns and Restaurants, Beauty Shops, Carpentry, Construction, Driveway and Parking Pavement, Gasoline Service Stations and General Building Contractors. Business loans with bad credit can be had by these companies and many more. First Choice can help any business that meets the criteria and has credit woes.

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

What States Do We Assist?

Merchant cash advances are also easily available in the following states: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

Working with a Respectable Finance Broker of Bad Credit Business Loans

There are unscrupulous companies in this industry, preying on those looking for bad credit small business loans. Given this, it is imperative to ensure that you only deal with reputable brokers. Not every company in the business of lending subprime loans will have your best interest in mind, so it is best to perform due diligence.

There are also times when borrowers are turned down because the brokers provide the wrong information to prospective lenders A respectable brokerage house should have extensive knowledge of the industry. It should know the best way to get businesses financed by the lenders available, and it should have a complete understanding of the process. You will also want to ensure the brokerage firm is not introducing your deal to a wide variety of lending institutions. A borrower’s credit score can be adversely influenced when the application is shopped around to multiple lenders. Choosing a trustworthy alternative lending establishment like First Choice Business Capital will protect you from this.

If You Are in Need of a Bad Credit Business Loan, Do Not Delay — Contact Us Today

It takes a long time for your credit score to improve. Why linger? The straightforward application can be filled in online right now, and operators are anticipating for your call. Fill out the short online application or call us today!

Call Now:      855-889-1990

First Choice Business Capital

 Sunnyvale, CA, United States


Communities we serve: 

94087, 94086, 94085, 94089, 94024, 94043, 95014, 95051, 94088, 95002

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