• Questions? Call 877-235-0672

Are You A Business 
Owner That Needs  
Funding Fast?

Get Pre-Approved Instantly!

Apply Now For A Free
No Obligation Pre-Approval!

Get Pre-Approved in just 5 Seconds!

Congratulations, You’ve Been

Enter Your Details below to see how much you qualify for:

Sorry, We Need More Details Before We Can Approve You

Enter Your Details Below To Explore Finance Options Your Business May Qualify For

Bad Credit Is OK! – No Startups!

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


  • Simple 2-minute application
  • Approval within 24-hours
  • Funding within days
  • No Start Ups!


  • We work with many industries
  • You pay no upfront fees
  • Your bad credit is ok
  • Must Be In Business 3 Months Min.


  • We have money to lend now
  • We give honest, professional advice
  • When your bank says “no,” we say “yes”

Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

A Business Loan With Bad Credit – Is It Really Probable In Vacaville, CA?

First Choice Business Capital specializes in providing fast and easy bad credit business loans in Vacaville, CA for all kinds of businesses with bad credit. Traditional banks often deny funds to businesses that do not have good credit, which causes much frustration to the owners. We understand your pain. Regardless of a bad credit history, we have many business funding options available, such as cash advances, short-term loans and much more.

A Word of Advice About Getting A Business Loan With Bad Credit

If you think that you are alone in this predicament, you may be surprised to know that you are not. Recent studies have even shown that below a third of businesses could be approved for a loan from a traditional banking institution. Businesses with bad credit get denied for loans more often than not and bad credit is the main reason for many rejections.

Sometimes a company may have a court judgment against them, or there may be tax lien issues. Once a business gets denied for a loan, they often give up all hope for funding. Without proper accessibility to cash most businesses can’t keep their doors open for very long.It’s not a surprise that cash flow is the bedrock on which a company keeps on operating. Companies were hit hard when the 2008 financial crisis brought markets down. From that time on, gaining access to capital has become a challenge because of the new regulations.The entities affected by these are not large corporations, but those with under 50 employees.This is quite the dilemma, yet it has opened the market up for different lending options.

Business cash advance and high-risk lending institutions such as First Choice Business Capital are immediately available to provide you with a quick no-nonsense financing approach and getting you quick approvals for your business loan. So despite of what you may have heard, it is unquestionably correct and not just a misconception that businesses with bad credit can easily get the finances they need by leveraging the various alternative-lending solutions available to them.


Featured on graphic

Business Loans with Poor Credit Options in Vacaville, CA

It is a pity that many individuals do not know their options. Unsecured short-term loans are obtainable to businesses like yours! It’s possible you are concerned because you have no collateral and poor credit. Loans are out there, even with no collateral and negative credit. First Choice Business Capital can not only provide you the finances you need, but get you a business loan for bad credit. Many times, financing occurs in only 24 hours. You will be putting that money to work faster than you ever thought feasible! It is also true that you can get bad credit business loans fast. With First Choice Business Capital, you can generally get financing within just one day! First Choice knows that businesses in need require funding now, so we pride ourselves on a high approval percentage that occurs quite quickly.

Short-Term Loans, Unsecured Loans & Business Cash Advances

These kinds of alternative lending is often referred to as a merchant cash advance, also known as (MCA). Poor credit business loans are a true lifesaver for those companies that have been turned down by banking establishments because of their credit score. You do not even need collateral in order to qualify for an MCA. We deliver personalized small business loans bad credit in all types of industries. The only qualifying criteria we need is for your business to be older than three months and that you typically deposit at least eight thousand dollars every month.

Merchant Cash Advances Perks

MCAs offer many advantages to all kinds of companies like yours. There are quite a few advantages to MCAs. One of the biggest perks about these types of short term business loans bad credit is that as specified earlier, it offers unbelievably fast financing compared to that of a traditional bank. You can be approved for this type of loan in only one day. You will not have to wait long for your money, either; most loans are funded less than four days immediately after approval. The application is only one page and we require the last six months of banking statements. When a business needs a poor credit loan fast, a merchant cash advance is the most suitable type of business loan they should try to find.

If your business has stalled because of a lack of cash flow, this short-term business loan can get you the money you seriously need. These loans have a fixed capital cost and run from 4-18 months. Payment options are flexible for these loans, and they can be paid either daily or weekly. Loan payments are made everyday with the exception of Saturday and Sunday. Each month, there are customarily 20 to 22 payments for a merchant cash advance.


We Deal With All Types Of Companies

A wide range of businesses qualify for short-term business loans bad credit. Merchant cash advance companies like to work with all sorts. The following particular niches are just some of the businesses we work with: Beauty Shops, Tire Shops, Carpentry, Construction, Masonry and Stonework, Driveway and Parking Pavement, Air Conditioning, Gasoline Service Stations, General Building Contractors, Automotive/Mechanic Repair Shops, Wrecking and Demolition companies, Auto Body Repair and Painting, Home Health Services, Interior Decorators, Pest Control, Night Clubs and Restaurants, Rigging and Scaffolding, Water Well Drilling and Trucking. Any of these companies and many more can get business loans with bad credit. As you discovered before, the application process is easy and the criteria minimal. If you have credit troubles affecting your ability to obtain a loan, First Capital can help.

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

Are You In One Of These States? We Can Help!

Merchant cash advances are also obtainable in the following states: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

Looking For A Highly Regarded Loan Company Of Business Loans For Bad Credit?

When a business with bad credit is looking for a merchant cash advance loan or bad credit small business loans, it is recommended to work with a trusted agent. You should be careful, as browsing through all the different lending institutions can be a bit tricky.It is unfortunate when a borrower is declined because an agent provided the incorrect relevant information to a lender. First rate brokers know financing and the underwriting process well. They know what it requires to get business financing.

The amount of the credit could also be raised if the brokerage house knows how to syndicate the transaction. You should also know that some broker houses could even partner up deals, which can grow the total approval amounts. Also, a great broker should stop your deal from getting submitted to multiple lenders. Deals that are submitted in tandem like this can make your credit score nosedive even further. You do not want this to happen, particularly when a low credit score is why you are shopping for alternative lending in the first place. Selecting a dependable lending house like First Choice Business Capital will save you this agony.

If You Need A Bad Credit Business Loan, Call Us Right Away

It is not crucial for you to wait until your score improves to apply for a loan. Do you actually want to let this opportunity pass you by? You don’t have to let any business opportunity fly right by you, and you don’t have to forfeit your personal belongings or property to use as collateral for a loan. Change the direction of your business by contacting us right now!

Call Now:      855-889-1990

First Choice Business Capital

 Vacaville, CA, United States


Communities we serve: 

Davis, Elk GroveFairfield, FolsomNapa, Rancho Cordova, RocklinRosevilleSacramento, Vacaville, Woodland

95687, 95688, 94533, 94534, 95620, 95625, 95696

Touch to Call!