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Bad Credit Is OK! – No Startups!

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


  • Simple 2-minute application
  • Approval within 24-hours
  • Funding within days
  • No Start Ups!


  • We work with many industries
  • You pay no upfront fees
  • Your bad credit is ok
  • Must Be In Business 3 Months Min.


  • We have money to lend now
  • We give honest, professional advice
  • When your bank says “no,” we say “yes”

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A Business Loan With Bad Credit in Yorba Linda, CA – What’s the Real Deal?

First Choice Business Capital can help you receive the low credit business loans you want to keep your business in Yorba Linda, CA, on top, even though you have unsatisfactory credit. At First Choice, we know how annoying and upsetting it is when you have a subpar credit score. Especially when you’ve been getting declined from conventional banks for capital. That’s why we have dedicated ourselves to help companies with business-funding alternatives obtainable to all enterprises regardless of a bad credit history.

Getting a Business Loan With Unsatisfactory Credit

We pride ourselves in helping companies get the funds they need, no matter what your credit history looks like, and there are many options that we can avail your company to. Many companies get denied simply because they have awful credit. Also, a company may have a court judgment against it, or there may be tax lien issues.

Being denied isn’t a great experience, and many companies give up their hopes for a loan once the bank rejects them. When the economy tanked in 2008, businesses suffered, and since then, getting a bank loan has become much more challenging. New requirements have cut access to capital for many firms and the companies affected by these are not large corporations, but those with under 50 employees.

This is a big problem, yet it has opened the market up for alternative lending options. High-risk lenders like First Choice Business Capital can absolutely provide quick approvals and no-nonsense funding solutions. No matter what you may have heard, it is certain that there are options accessible for businesses other than conventional banks when credit is a problem.

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Yorba Linda Bad Credit Business Loan Options

Uncollateralized loans are available to small, medium and large businesses with bad credit. Even with bad credit and no collateral, they can get loans. Less than perfect credit does not equal a denial,because we provide business loans with poor credit. Business loans for bad credit are provided for all sorts of businesses in Yorba Linda. Are you looking for small business loans, but have inadequate credit? Nothing to it at all! First Choice not only provides a high approval procedure but a fast one, as well. We understand the dire need to obtain the working capital you need. We also realize that you need the money now, and pride ourselves in assisting you get funded as promptly as possible.

Business Cash Advances, Short-Term Loans and Unsecured Loans

A merchant cash advances such as this are also known as an MCA. Low credit business loans can really help companies that have been turned down by traditional banks because of their credit score. The best part is you don’t need collateral to qualify for a business cash advance, which makes it even easier to qualify for a loan if you’re a business with lousy credit.

We deliver tailor-made business financing in all types of industries. We do not deliver start-up loans, so you have to be a business that has been in operation for at least three months. Apart from that, we have to check if you have been depositing at least eight thousand dollars for the last 3 consecutive months.

Merchant Cash Advances Advantages

There are many advantages to availing yourself to MCAs. Firstly, these loans are funded faster than those from conventional banks. that’s why most of these loans get approved within one day! After you get approved, you will generally receive the funds within four days!

All you have to do is complete a one-page application and provide us with the last 6 months of your business bank statements. When we have these details, we can approve you very quickly. A merchant cash advance can be just what you need if you have been denied by your bank due to unsatisfactory credit. These loans, which usually range from 4 to 18 months, have a fixed cost of capital. Daily payment loans are Monday through Friday and MCA loans have between 20-22 daily payments a month.


With What Types of Businesses Can We Coordinate?

A wide variety of company niches can be offered short-term bad credit small business loans. At First Choice, we have helped almost every kind of company. The following is a smattering of the types of businesses we like to hear from: Automotive/Mechanic Repair Shops, Auto Body Repair and Painting, Pubs and Restaurants, Beauty Shops, Carpentry, Building and construction, Driveway and Parking Pavement, Gas Service Stations, General Building Contractors, Home Health Services, HVAC, Interior Decorators, Masonry and Stone, Pest Control, Rigging and Scaffolding, Tire Shops, Truck, Water Well Drilling, Wrecking and Demolition companies. Any of these companies and many more can enjoy business loans with bad credit. First Choice works with any company that is suffering due to bad credit and meets the minimum criteria set forth earlier.

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

With What States Do We Partner?

If your business is in one of the following states, we may be able to help you with a cash advance: Wisconsin, Wyoming, West Virginia, Washington, Virginia, Vermont, Utah, Texas, Tennessee, South Dakota, South Carolina, Rhode Island, Pennsylvania, Oregon, Oklahoma, Ohio, North Dakota, North Carolina, New York, New Mexico, New Jersey, New Hampshire, Nebraska, Nevada, Montana, Missouri, Mississippi, Minnesota, Michigan, Massachusetts, Maryland, Maine, Louisiana, Kentucky, Kansas, Iowa, Indiana, Idaho, Illinois, Hawaii, Georgia, Florida, Delaware, Connecticut, Colorado, California, Arkansas, Arizona, Alabama and Alaska.

Only Team up with Trusted Bad Credit Business Loan Brokers

You should always deal with reputable suppliers when trying to get hold of insufficient credit business loans. It;s sometimes very difficult to find out which institution to select, and there are many. More often than not, borrowers are inadvertently declined simply because the broker provided the wrong information to the lenders.

It’s vital that the brokerage firm has an in-depth understanding of the underwriting process. It really should know their lenders well and can help the borrower through the lending process. You should also know that some brokerage houses could even syndicate deals, which can provide you with larger approved amounts. Also, a great broker should stop your deal from being submitted to too many lenders. When an application is shopped around, it can damage your credit score even more. Selecting a trustworthy alternative lending establishment like First Choice Business Capital will protect you from this.

Call Us Immediately for your Bad Credit Business Loan Needs

You don’t have to wait until your score improves to apply for a loan. Do you really want to let this opportunity pass you by? And don’t worry about collateral, because you don’t need it to obtain the loan. Fill out the short online application or give us a call today!

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