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      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!

      Quick

      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!

      Easy

      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.

      Reliable

      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      Getting a Business Loan With Bad Credit is Possible!

      Are you looking for a business loan in Lenexa, KS, but bad credit is standing in your way? If you want a fast and hassle-free resolution, First Choice Business Capital can assist you today! Here at First Choice, we understand the irritation and disappointment that getting denied for loans from traditional banks can cause. We understand that having a less than stellar credit score can hamper your chances for a business loan from traditional banks.

      The Facts About Receiving a Business Loan With Bad Credit

      Studies have shown that approximately 70 percent of companies will not qualify for traditional bank loans. So if you have been denied, you are in the majority. Banks deny loans to companies with bad credit for a number of reasons. It is true that one of the main reasons that denials occur is simply when a business has bad credit. Once a bank turns down a loan, the business often gives up the search for capital. Still, there are other options.

      When a company does not have convenient access to cash, they are not going to be able to stay in business long at all. In 2008, the market collapsed, and ever since even those companies that are making money have had a hard time securing bank loans. New regulations implemented after the economic crash has made getting capital nearly impossible. To complicate matters, these regulations apply to “Mom and Pop” type operations that have less than 50 employees. However, this situation has opened the doors for new type of loan options from alternative lenders.

      Business cash advance and high-risk loan companies such as First Choice Business Capital are conveniently accessible to provide you with a quick no-nonsense financing approach and getting you quick approvals for your business loan. So, despite of what you may have heard, it is certainly true that businesses with bad credit can easily get the financing they need by leveraging the various alternative-lending opportunities available to them.

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      Lenexa, KS, Bad Credit Business Loan Options

      Most companies are not aware of the options readily available to them, but the good news is, there seriously are – and the best part is, they are unsecured! That’s right, you can get business loans, even though your credit is low. Many different types of companies can get business loans for substandard credit with the options we offer. It is also true that you can get business loans with horrible credit very quickly, because with First Choice Business Capital you can normally get funding within just one day! We understand the dire need to obtain the working capital you require. We also realize that you need the money now, and pride ourselves in assisting you get financed as rapidly as possible.

      Business Cash Advances, Short-Term and Unsecured Loans

      You may have heard of these types of different lending options, which are also called merchant cash advances or MCAs. These business loans for unsatisfactory credit are great for the majority of businesses that just can’t get traditional financing due to their bad credit history. These alternative loan options are even easier to qualify for since no collateral is involved. This makes the approval procedure even easier! The only qualifications we need is for your business to be older than three months and that you normally deposit at least eight thousand dollars every month.

      Merchant Cash Advantage Perks

      Applying for a merchant cash advance most certainly has its perks. A key example of one of these advantages is how quickly a merchant cash advance is financed. Where traditional banks can take a long time, an MCA can possibly be approved and paid in only a fraction of the time. Many times, a business can have their approval in only one business day. The approval rate of these loans is massive compared to typical bank loans as well. Believe it or not, over 90 percent of them are approved! Do you know the best part? Soon after you are approved, you will have the cash you need within 48-96 hours.

      You do not have to go through a very long loan process, either. The procedure to get approved is easy as well, because the application form is only one page. Also, have your business’s last six months of bank statements ready, since this helps us to process your loan faster and easier. When a business needs a bad credit loan fast, a merchant cash advance is the perfect type of business loan they should look out for. These loans are considered short-term business loans and have a fixed cost of capital. They are usually paid back within four months to a year and a half. Daily payments are made five days per week, not counting Saturday or Sunday. For a merchant cash advance, there are usually between 20 and 22 payments every month.

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      Some Businesses We Deal with

      These types of business loans are offered to a myriad of company niches. At First Choice, we have helped almost every kind of company. The following sectors are just some of the businesses we work with: Automotive/Mechanic Maintenance and Repair Shops, Auto Body Repair and Painting, Pubs and Restaurants, Beauty Shops, Carpentry, Building and construction, Driveway and Parking Pavement, Fuel Service Stations, General Building Contractors, Home Health Solutions, HVAC, Interior Decorators, Brickwork and Stone, Pest Control, Rigging and Scaffolding, Tire Shops, Trucking, Water Well Drilling, Wrecking and Demolition companies as well as many more. We can work with any business that has bad credit and meets our minimum criteria.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      States We Can Help!

      Merchant cash advances are also obtainable in the following states: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

      Only Consult with Trustworthy Bad Credit Business Loan Brokers

      There are unscrupulous companies in this industry, preying on those looking for bad credit small business loans. Considering this, it is vital to ensure that you only deal with reputable brokers. You should be careful, as browsing through all the different lending institutions can be a bit tricky. Borrowers are sometimes declined because the wrong information is provided to lenders by the brokerage firm. It is extremely important that the brokerage firm has an in-depth understanding of the underwriting process. They should certainly know their lenders well and have the capacity to guide the borrower through the process.

      Brokers may also be able to syndicate deals, meaning more funding for your company. That being said, you want to make certain your loan application is not shopped around. When your credit rating is subpar, the last thing you really want is it being lowered even further because of your broker’s activities. Deals that are submitted in tandem like this can make your credit score take a downtrend even further. You do not want this to happen, primarily when a low credit score is why you are shopping for alternative lending in the first place. Selecting a credible lending house like First Choice Business Capital will save you this heartache.

      If You Are In Need of a Bad Credit Business Loan, Do Not Delay – Contact Us Today!

      There is no need to waste time waiting for your credit score to strengthen in order to apply for a business loan. Keep your personal belongings – you don’t have to worry about not having enough collateral. Fill out the short online application or call us today!

      Call Now:      855-889-1990

      First Choice Business Capital

       Lenexa, KS, United States

      855-889-1990

      Communities we serve: 

      WichitaOverland ParkLawrenceManhattanTopekaShawneeOlatheLenexa

      66215, 66219, 66220, 66216, 66227, 66210, 66217, 66214, 66062, 66018, 66061, 66285

      Touch to Call!