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      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!


      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.


      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      A Business Loan With Bad Credit – Is it Really Possible?

      If you desire to get a bad credit business loan in Manhattan, KS, First Choice Business Capital can help.Traditional banks often turn down funds to businesses that do not have good credit, which causes much frustration to the owners. We understand your pain. Regardless of a bad credit history, we have many business funding options available, such as cash advances, short-term loans and much more.

      What’s The Truth About Getting Low Credit Business Loans?

      You may be shocked to learn that only 30 percent of businesses qualify for a bank loan – which means you are not alone! So if you have been denied, you may find yourself in the majority. We pride ourselves in helping companies get the funds they need regardless of what your credit history looks like, and we have many options that we can offer.

      Getting denied is frustrating, and many companies surrender their hopes for a loan once the bank denies them. The core of every business is its working capital. Ever since the market crashed in 2008, it has become incredibly difficult for profitable businesses to get a bank loan. This is due to the new regulations that have been put in place following that time. These rules apply for small and medium size companies with 50 or less employees. While this is a step in the wrong direction, it has opened up a new market for those specializing in alternative funding options.

      Business cash advances and high-risk loan companies such as First Choice Business Capital are conveniently accessible to provide you with a quick no-nonsense financing approach and get you quick approvals for your business loan. By taking advantage of the different finance options available, it is true that a business with bad credit can get financing.

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      Business Loan Options Bad Credit Manhatten, KS

      What almost all businesses don’t know is that unsecured short-term loans are quite easily attainable to them! It’s possible you are nervous because you have no collateral and bad credit. However, you can get business loans even though you have inadequate credit, because these types of business loans are our area of expertise! These business loans are not just for certain types of companies, either. We service many different types in Manhattan, KS.

      First Choice Business Capital doesn’t only provide you the money you need but can give you low credit business loans fast. Many times financing occurs in only 24 hours! You will be putting that money to work quicker than you ever thought entirely possible! Do you want a small business loans, but have bad credit? No problem at all, because First Choice understands that when businesses are searching for working capital, they usually need cash as quickly as possible. This is why we pride ourselves on getting fast authorizations with an extremely high percentage approval history for businesses that apply for a business loan.

      Short-Term Loans, Unsecured Loans & Business Cash Advances

      Alternate lending such as these are often referred to as a merchant cash advance, or MCA. For companies that have been turned down for a business loan by a bank, these low credit business loans offer an amazing opportunity to get funding. These alternative loan options are even easier to qualify for since no collateral is involved. We offer custom lending for businesses in all types of industries. We only require that your business has been working for three months minimum and that you transfer between 8-10 thousand dollars monthly.

      Merchant Cash Advantage Perks

      Merchant cash advances offer many conveniences to all kinds of companies. A top example of one of these benefits is how quickly a merchant cash advance is funded. Where traditional banks can take a long time, an MCA can be approved and paid in only a fraction of the time. Furthermore, you can be approved for this type of loan in only one day. The loan experience is painless as well, because all that is involved to be submitted is one simple page.

      You will also need to provide bank statements from the last six months, because we can approve your loan application when this data is provided. A merchant cash advance can be just what you need if you have been denied by your bank due to bad credit. Merchant cash advances are short-term business loans. They generally run from 4-18 months and these loans have a fixed cost of capital. Payouts can be made either daily or weekly and loan payments are made daily from Monday to Friday. Merchant cash advances typically have anywhere between 20 and 22 payments each month.


      Some Businesses We Deal with

      Short-term business loans when you have horrible credit can be secured by many types of businesses. A merchant cash advance company like First Choice will not discriminate based on business type. Here is a sampling of the types of companies we team up with: Development, Electrical contractors, Painting, Carpentry, Roof repair, Plumbing related, Cooling and Heating, Masonry & Stone, Driveway & Parking Pavement, Water Well Drilling, Wrecking & Demolitions, General Building Contractors, Transportation, Heavy Construction, Moving Company, Restaurants/Bars, Gasoline service stations, Interior Decorators, Rigging and Scaffolding, Automotive/Mechanic Repair Shops, Auto Body repair and Painting, Tire Shops, Beauty Shops, Pest Control and Home Health Professionals. These are just only a few sectors that are qualified to apply for business loans with insufficient credit. First Choice collaborates with any company that is suffering due to bad credit and meets the minimal criteria set forth earlier.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      What States Do We Collaborate with?

      Merchant cash advances are accessible to business entities in the following states: Wisconsin, Wyoming, West Virginia, Washington, Virginia, Vermont, Utah, Texas, Tennessee, South Dakota, South Carolina, Rhode Island, Pennsylvania, Oregon, Oklahoma, Ohio, North Dakota, North Carolina, New York, New Mexico, New Jersey, New Hampshire, Nebraska, Nevada, Montana, Missouri, Mississippi, Minnesota, Michigan, Massachusetts, Maryland, Maine, Louisiana, Kentucky, Kansas, Iowa, Indiana, Idaho, Illinois, Hawaii, Georgia, Florida, Delaware, Connecticut, Colorado, California, Arkansas, Arizona, Alabama and Alaska.

      Only Consult with Highly Regarded Bad Credit Business Loan Brokers

      When seeking to get small business loans with subpar credit, be positive that you are working with a dependable broker. There are many different lending institutions, so you have to navigate carefully. Borrowers have accidentally been declined in the past due to erroneous information being given by intermediaries to their lender of choice.

      It is very important that the brokerage firm has an in-depth understanding of the underwriting process. They should know their lenders well and be able to guide the borrower through the process. When brokerage houses can syndicate, they may have the chance to secure more money on the loan. What you do not want is for the broker to shop your deal around. It should not be submitted to many lenders. You want to choose a trustworthy company like First Choice Business Capital to be certain that this does not happen.

      Got Bad Credit Business Loan Needs? Call Us!

      It takes a long time for your credit score to improve. Why hold everything just because of that? You don’t need to let any business opportunity pass you by, and don’t have to hand over your personal belongings or property to use as collateral for a loan. Fill out the short online application or call us as soon as possible!

      Call Now:      855-889-1990

      First Choice Business Capital

       Manhattan, KS, United States


      Communities we serve: 

      WichitaOverland ParkLawrenceManhattanTopekaShawneeOlatheLenexa

      66502, 66503, 66506, 66505

      Touch to Call!