• Questions? Call 877-235-0672

Are You A Business 
Owner That Needs  
Funding Fast?

Get Pre-Approved Instantly!

Apply Now For A Free
No Obligation Pre-Approval!

Get Pre-Approved in just 5 Seconds!

Congratulations, You’ve Been
Pre-Approved!

Enter Your Details below to see how much you qualify for:






    Sorry, We Need More Details Before We Can Approve You

    Enter Your Details Below To Explore Finance Options Your Business May Qualify For






      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!

      Quick

      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!

      Easy

      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.

      Reliable

      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      A Business Loan With Bad Credit – Is it Really Advisable?

      Are you looking for a business loan with poor credit in Shawnee, KS? If you want a quick and hassle-free answer, First Choice Business Capital can really help you today! Here at First Choice, we understand the irritation and annoyance that getting denied for loans from traditional banks can cause. We have many financing options available for companies, regardless of a bad credit history. The approval process is fast as well, 24 hours in many cases!

      The Facts About Acquiring a Business Loan With Bad Credit

      You are very likely quite desperate and disappointed from being denied, but we can help.
      Banks deny loans to companies with bad credit for a vast range of reasons. It is true that one of the main reasons that denials occur is basically when a business has bad credit.

      Once a business gets denied for a loan, they often give up all hope for funding and a business must have capital in order to stay adrift. Following the economic crash of 2008, it has become very difficult for profitable businesses to get a bank loan.Regulations instituted after that time have cut accessibility to capital for a considerable amount of companies. Sadly, it is not the large corporations suffering the brunt of these new laws. To complicate matters, these regulations apply to “Mom and Pop” type operations that have less than 50 employees.

      While this is a step in the wrong direction, it has opened up a new market for those specializing in alternative funding options. If you are interested in a lending solution that does not take the traditional route, a high-risk lender like First Choice Business Capital can provide the funds you need, faster than you ever thought possible.

      Featured on graphic

      Business Loan Options Bad Credit Shawnee, KS

      Most companies are not aware of the choices available to them. Even with bad credit and no collateral, businesses can acquire loans, because less than excellent credit does not equal a denial. First Choice Business Capital cannot only provide you the funds you need but provide you with a business loan very quickly although your credit is horrible. Many times, financing occurs in only 24 hours. You will be putting that money to work sooner than you ever thought feasible! Are you in need of small business loans, but have bad credit ? First Choice understands when a business is short of capital. We take pride in helping you solve your financial situation as quickly as possible, and we possess a high approval rate as well.

      Business Cash Advances, Short-Term Loans and Unsecured Loans

      You may have heard of these types of alternative lending options, which are also known as merchant cash advances or MCAs. When a traditional bank turns down a loan, these can offer the money required to stay running. No collateral is needed to qualify for a business cash advance, which makes it actually easier to qualify for a loan if you’re a business with bad credit. We provide financing for an assortment of industries as well, so it is truly likely we would be able to assist you. We do not deliver start-up loans, so you must definitely have a business that has been operating for a minimum of three months. In addition to that, we are going to need to see that you deposit a minimum of eight thousand dollars for the past three consecutive months.

      Merchant Cash Advantage Perks

      Merchant cash advances offer many benefits to all kinds of companies. A big advantage of this type of loan is that it can be funded in a fraction of the time of a traditional banking loan. You can be approved for this type of loan in only one day. The process for a loan approval is very simple, since a one page simple application is all that is needed. Also, you should be prepared to produce the last six months of business bank statements.

      We can work to approve your loan application when this information and facts are provided. A merchant cash advance can be simply what you need if you have been refused by your bank due to poor credit. These loans, which usually range from 4 to 18 months, have a fixed cost of capital. An MCA can be paid either by the day or week and payment options are flexible for these loans. Repayments are made daily with the exception of Saturday and Sunday. Every month, there are customarily 20 to 22 payments for a merchant cash advance.

      cash-advance-man-with-money-1st-Choice-business-Capital-1

      We Partner with All Types of Companies

      Short-term business loans are offered to a myriad of company niches. At First Choice, we have assisted almost every kind of company. Here is a sampling of the types of companies we work with: Home Health Professionals, HVAC, Interior Decorators, Masonry and Stonework, Pest Control, Rigging and Scaffolding, Tire Shops, Trucking, Water Well Drilling, Wrecking and Demolition companies, Automotive/Mechanic Repair Shops, Auto Body Repair and Painting, Pubs and Restaurants, Beauty Shops, Carpentry, Construction, Driveway and Parking Pavement, Gasoline Service Stations and General Building Contractors. Any of these companies and many more can receive business loans when credit is an issue.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      What States Do We Consult with?

      Merchant cash advances are out there to business entities in the following states: Wisconsin, Wyoming, West Virginia, Washington, Virginia, Vermont, Utah, Texas, Tennessee, South Dakota, South Carolina, Rhode Island, Pennsylvania, Oregon, Oklahoma, Ohio, North Dakota, North Carolina, New York, New Mexico, New Jersey, New Hampshire, Nebraska, Nevada, Montana, Missouri, Mississippi, Minnesota, Michigan, Massachusetts, Maryland, Maine, Louisiana, Kentucky, Kansas, Iowa, Indiana, Idaho, Illinois, Hawaii, Georgia, Florida, Delaware, Connecticut, Colorado, California, Arkansas, Arizona, Alabama and Alaska.

      Respectable Companies That Offer Business Loans For Insufficient Credit

      It is vital to only work with reputable suppliers when trying to acquire a small business loan with bad credit. It may be quite challenging to determine which institution to go with, and there are numerous. Perform your due diligence while you wade through the loan options that are available. There are also times when borrowers are turned down because the brokers provided the wrong information to potential lenders.

      A respectable brokerage house should have extensive knowledge of the industry. They should know ways to get businesses financed by the lenders available to them, and they should have a thorough knowledge of the process. You will also want to ensure the brokerage firm is not showing your deal to a wide variety of lending institutions. A borrower’s credit score can be detrimentally affected when the application is shopped around to multiple lenders. When an application is shopped around, it can damage your credit score even more. Choosing a trustworthy alternative lending establishment like First Choice Business Capital will protect you from this.

      If You Need a Bad Credit Business Loan, Call Us Right Now

      Why wait for your score to get better? There are no concerns about collateral and this is a tremendous opportunity for your business to get the funds it needs, now instead of later. The quick and easy application can be filled out online right now, and operators are waiting for your call. It is a simple, one-page application. Fill it out online or call us today!

      Call Now:      855-889-1990

      First Choice Business Capital

       Shawnee, KS, United States

      855-889-1990

      Communities we serve: 

      WichitaOverland ParkLawrenceManhattanTopekaShawneeOlatheLenexa

      66216, 66226, 66203, 66218, 66217, 66214, 66227, 66286

      Touch to Call!