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      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!

      Quick

      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!

      Easy

      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.

      Reliable

      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      You Can Get a Business Loan With Bad Credit

      Are you trying to find business loans in Wichita, KS, but poor credit is making it difficult? If you want a fast and hassle-free resolution, First Choice Business Capital can lend you a hand today! Here at First Choice, we understand the irritation and aggravation that getting denied for loans from traditional banks can cause. We have many funding options available for companies, regardless of a bad credit history. The approval process is fast as well, 24 hours in most cases!

      How to Apply For a Business Loan When Credit is Low?

      You are in all likelihood quite worried and aggravated from being denied, but we can help.
      Loans are denied all of the time, and this can occur for many reasons. Imperfect credit is often cited in these cases.Also, a company may have a court judgment against them, or there may be tax lien issues.Once a bank turns down a loan, the business often gives up the search for capital. Nonetheless, there are other options.

      Without proper access to cash most businesses couldn’t keep their doors open for very long.
      Since the financial wreck of 2008, it has become remarkably difficult for profitable businesses to get a bank loan.This is due to the new regulations set upon businesses trying to get loans.To complicate matters, these regulations usually only apply to “Mom and Pop” type operations that have less than 50 employees.

      Alternative lending institutions have stepped in to help solve this dilemma.If you are interested in a lending solution that does not take the traditional route, a high-risk lender like First Choice Business Capital can provide the finances you need, faster than you ever thought possible.By taking advantage of the alternate funding options available, it is true that a business with bad credit can get funding.

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      Bad Credit Business Loan Options in Wichita, KS

      It is a shame that many folks do not know their options. Small, medium and even large entities can qualify for uncollateralized loans. Even with bad credit, it is possible to get approved immediately. Yes, you can get business loans with unsatisfactory credit, because business loans for horrible credit are our area of expertise! Additionally, you can get approved for a business loan with poor credit as quickly as tomorrow.

      Furthermore, many different types of companies can get business loans for insufficient credit with the options we offer. Some alternative loan companies offer business loans quickly, even if your credit is poor. For instance, First Choice Business Capital does exactly that, and they are pleased to offer loans in just 24 hours in many cases. Are you looking for small business loans, but worried because you have bad credit? First Choice understands your business loans needs and offers easy approvals.

      Unsecured Loans, Short-Term Loans, & Business Cash Advances

      These types of offerings are known as a merchant cash advance (MCA). These business loans are sometimes the only thing standing between a company staying open or closing for good. For companies that have been turned down for a business loan by a bank, these particular business loans when all you have is a poor credit score offer an amazing opportunity to get funding.

      You do not even need collateral in order to qualify for an MCA. We offer custom loaning for businesses in all types of industries. We do not provide start-up loans, so you must definitely have a business that has been running for a minimum of three months. Other than that, we will certainly need to see that you deposit a minimum of eight thousand dollars for the past three consecutive months.

      Merchant Cash Advances Perks

      MCAs offer a lot of advantages to all kinds of companies like yours. One of the leading advantages of a loan of this sort is how quickly it is funded, since it is incredibly fast in comparison to a loan from a bank.Many times, a business can have their approval in only one business day. Also, we can proudly claim an approval rate of over 90 percent, which says you have much better chances of being approved than at a bank! You will not have to wait long for your cash once approved. These loans are commonly paid out in less than four business days, which is much faster than a traditional bank. All we ask you to do is to provide bank statements from the last six months. We can work very quickly to approve your loan application when this relevant information is provided.

      A merchant cash advance can be just what you need if you have been refused by your bank as a result of bad credit. A merchant cash advance is a short-term business loan that can get you up and running again. These loans are generally paid back in fewer than eighteen months, some as little as four months. Repayment options are flexible for these loans, and they can be paid either daily or weekly with the exception of Saturday and Sunday. Each month, there are customarily 20 to 22 payments for a merchant cash advance.

      cash-advance-man-with-money-1st-Choice-business-Capital-1

      We Deal with Many Businesses

      A wide variety of businesses qualify for short-term business loans despite bad credit. Merchant cash advance companies like to work with all sorts. The list below is a few of the types of businesses we like to hear from: Development, Electrical contractors, Painting, Carpentry, Roof repair, Plumbing repair, Cooling and Heating, Brickwork & Stonework, Driveway & Parking Pavement, Water Well Drilling, Wrecking & Demolitions, General Building Contractors, Truck, Heavy Construction, Moving Company, Restaurants/Bars, Gasoline service stations, Interior Decorators, Rigging and Scaffold, Automotive/Mechanic Repair Shops, Auto Body repair and Painting, Tire Shops, Beauty Shops, Pest Control and Home Health Services. These industries and more are qualified for business loans when credit is an issue. First Choice can help any business that meets the qualifying criteria and has credit woes.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      Are You in One of These States? We Can Help!

      Merchant cash advances are also conveniently available in the following states: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

      Work Only With Highly Regarded Bad Credit Business Lenders!

      When seeking to get bad credit small business loans, be sure that you are dealing with a respectable broker. You should be careful, as navigating through all the different lending institutions can be a little tricky. Borrowers are sometimes declined because the wrong information is provided to lending institutions by the brokerage firm. A good brokerage house can get businesses funded by thoroughly understanding the underwriting process of the different lenders available to them.

      Brokers may also be able to syndicate deals, meaning more funding for your company. That being said, you want to be sure your loan application is not shopped around. When your credit rating is subpar, the very last thing you want is it being lowered even more because of your broker’s actions. Deals that are shopped to a wide range of lenders can literally hurt the borrower’s credit score, which is why it is necessary that you work with an alternative lending company like First Choice Business Capital for your business loans when you’re credit rating is below stellar.

      Got Bad Credit Business Loan Needs? Call Us!

      You don’t have to wait until your score improves to apply for a loan. Do you honestly want to let this opportunity pass you by? The simple application can be answered online right now, and brokers are expecting your call. Fill out the short online application or call us as soon as possible!

      Call Now:      855-889-1990

      First Choice Business Capital

       Wichita, KS, United States

      855-889-1990

      Communities we serve: 

      WichitaOverland ParkLawrenceManhattanTopekaShawneeOlatheLenexa

      67212, 67203, 67217, 67207, 67218, 67213, 67204, 67211, 67216, 67208, 67214, 67205, 67226, 67206, 67209, 67235, 67220, 67210, 67230, 67215, 67219, 67202, 67228, 67052, 67101, 67223, 67037, 67067, 67106, 67227, 67232, 67276, 67260, 67201, 67275, 67277, 67278
      66117, 66119

      Touch to Call!