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      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!

      Quick

      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!

      Easy

      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.

      Reliable

      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      A Business Loan With Bad Credit – Is it Really Possible?

      First Choice Business Capital can help you receive the low credit business loans you want to have to keep your business in Bossier City, LA, making money, whether or not you have bad credit. We understand that having a less than stellar credit score can hamper your chances for a business loan from traditional banks.

      Bad Credit Business Loans – What Are the Facts?

      You are very likely quite desperate and annoyed from being denied, but we can help.There are lots of reasons why so many businesses with bad credit get declined for a bank loan. Bad credit can be the main reason for many denials. Also,there could be tax liens against the company, and court judgments can affect the outcome as well.

      Getting denied is disheartening, and many companies give up their hopes for a loan once the bank denies them. The core of every company is its working capital and a business plainly cannot keep its doors open without a cash flow. The economy collapsed in 2008, and ever since then, it has become really tough for companies to secure loans.New regulations put into effect after the economic crash has made acquiring capital nearly impossible.Unfortunately, the ones impacted are the small and medium-sized entities, those employing less than 50 workers.

      This is quite the dilemma, yet it has opened the market up for different lending options. Also, there are choices for business cash advances from organizations like First Choice Business Capital. For this reason, we provide practical loans and offer a quick approval process.

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      Bossier City, LA, Bad Credit Business Loan Options

      What most businesses don’t know is that unsecured short-term loans are quite easily available to them! Unsecured short-term loans are attainable to businesses a lot like yours! It could be that you are concerned because you have no collateral and negative credit. Even with bad credit and no collateral, businesses can get loans, because less than perfect credit does not equal a denial. Besides that, First Choice Business Capital ordinarily funds loans within 24 hours. Yes, just 1 day! Do small business loans for subpar credit really exist? Yes, you’re really not dreaming! You don’t need the money next week. You need it now. First Choice not only has a high approval procedure but an immediate one as well. We understand the dire need to obtain the working capital you need. Also, we understand that you need the money now, and pride ourselves in helping you get funded as fast as possible.

      Short-Term Loans, Unsecured Loans & Business Cash Advances

      Merchant cash advances such as these are also called an MCA. When conservative options do not work due to lack of good credit, these business loans can be an excellent option for a company in dire need of funding. Since collateral is not mandated for a business cash advance, it is easier than ever to qualify. We deliver custom business financing in all types of industries. We do not provide start-up loans, so you must have a business that has been running for a minimum of three months. Other than that, we definitely will need to see that you deposit a minimum of eight thousand dollars for the past three successive months.

      Merchant Cash Advances Perks

      There are quite a few advantages to MCAs. For one, these loans are funded much faster than those from traditional banks. Actually, most of these loans are approved in 24 hours. Many times, a business can have their approval in only one business day. The approval rate of these loans is monumental compared to typical bank loans as well. Believe it or not, over 90 percent of them are approved! You will not need to wait long for your money, either; most loans are funded less than four days shortly after approval.

      Additionally, the procedure to get approved is easy as well. Under those circumstances, the application form is only one page and have your business’s last six months of bank statements ready, too. When a business needs a poor credit loan fast, a merchant cash advance is the perfect type of business loan they should search for. Merchant cash advances are short-term business loans. They ordinarily run from 4-18 months and these loans have a fixed cost of capital. Payment options are flexible for these loans, and you can pay them daily or weekly, with the exception of Saturday and Sunday. Each month, there are customarily 20 to 22 payments for a merchant cash advance.

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      What Category of Businesses Can We Work With?

      A vast array of businesses can obtain short-term business loans unsatisfactory credit. Small, medium and large business qualify for unsecured short-term loans. Here are just a few we have worked with: Construction, Electrical contractors, Painting, Carpentry, Roofing, Plumbing, Cooling and Heating, Masonry & Stonework, Driveway & Parking Pavement, Water Well Drilling, Wrecking & Demolitions, General Building Contractors, Transportation, Heavy Construction, Moving Company, Restaurants/Bars, Gasoline service stations, Interior Decorators, Rigging and Scaffolding, Automotive/Mechanic Repair Shops, Auto Body repair and Painting, Tire Shops, Beauty Shops, Pest Control and Home Health Providers. Business loans with horrible credit are for these niches and more. As you saw before, the application process is easy and the criteria minimal. If you have credit difficulties affecting your ability to obtain a loan, First Capital can help.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      Are You in One of These States? We Can Help!

      If your business is in one of the following states, we may be able to help you with a cash advance: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

      Working With a Respectable Broker of Terrible Credit Business Loans

      When a business with bad credit is looking for a merchant cash advance loan or low credit small business loans, it is most ideal to deal with a dependable broker. Perform your due diligence while you wade through the loan possibilities that are readily available. Borrowers have unintentionally been declined in the past due to erroneous information being given by intermediaries to their lender of choice. Furthermore, a respectable brokerage house should have extensive knowledge of the industry.

      Moreover, they should know the best ways lenders can finance businesses, and they should have a thorough understanding of the process. When brokerage houses can syndicate, they may have the opportunity to secure additional money on the loan. What you do not want is for the broker to shop your deal around. It should not be submitted to many lenders. Deals that are shopped to a number of lenders can essentially hurt the borrower’s credit score, which is why it is critical that you work with an alternative lending company like First Choice Business Capital for your business loans when you’re credit rating is less than stellar.

      Call Us Without Delay for your Bad Credit Business Loan Needs

      For the most part, you do not have to wait until after your credit score is better to get a loan. For this reason, this is a business opportunity you can’t miss out on. Keep your personal belongings – you don’t have to worry about not having enough collateral. Change the direction of your business by getting in touch with us now!

      Call Now:      855-889-1990

      First Choice Business Capital

       Bossier City, LA, United States

      855-889-1990

      Communities we serve: 

      Baton RougeKennerMetairieNew OrleansLafayetteLake CharlesShreveportBossier City

      71111, 71112, 71110, 71006, 71037, 71113, 71171, 71172

      Touch to Call!