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      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!


      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.


      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      Are You Seeking Business Loan With Bad Credit?

      If you are wanting to get a bad credit business loan Kenner, LA, First Choice Business Capital can help. We have many funding options available for companies, regardless of a bad credit history. Also, the approval process is fast as well, 24 hours in many cases!

      Getting a Business Loan With Horrible Credit – Who Can Get One?

      In the first place, the majority of companies today do not qualify for bank loans. In fact, studies have shown that only 30 percent of businesses would get approved! Furthermore, there are plenty of factors why lots of businesses with bad credit get declined for a bank loan. With this in mind, bad credit can be the main reason for many denials and companies may also have a judgment or lien. Once a bank turns down a loan, the business often gives up the search for financing. However, there still are other options.

      Working capital is the foundation on which a company operates and it is the base on which to keep operating. Unfortunately, regulations established after the 2008 financial crisis have cut access to capital for a considerable amount of establishments. Unfortunately, it is not the large corporations suffering the brunt of these new laws. Notably, these new rules apply to small and medium size companies with 50 or less employees. While this is a step in the wrong direction, it has opened up a new market for those specializing in alternative funding options.

      All things considered, there are choices for business cash advances from organizations like First Choice Business Capital. We provide no-nonsense loans and offer a quick approval process. Also, we even offer 24-hour approvals! It really is true that businesses with subprime credit can get the funds they really need. When traditional routes fail, alternative finance companies can provide the assistance required.

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      Bad Credit Business Loan Options

      What most businesses don’t realize is that unsecured short-term loans are quite easily attainable to them! As a result, small, medium and even large entities can qualify for uncollateralized loans. Even with bad credit, it is entirely possible to get approved today. Therefore, loans are easily available, even with no collateral and negative credit. First Choice Business Capital cannot only deliver you the funding you need but provide unacceptable credit business loans fast. Many times, funding occurs in only 24 hours. With this in mind, you will be putting that money to work even faster than you ever thought likely! Does your company need small business loans, but suffer from bad credit? No problem! First Choice knows that businesses in need require finances now, so we pride ourselves on a high approval percentage that occurs quite quickly.

      Business Cash Advances, Unsecured Loans and Short-Term Loans

      Alternative lending such as these are often referred to as a merchant cash advance, or MCA. These awful credit business loans are excellent for the majority of businesses that just can’t get standard financing due to their bad credit history. Since collateral is not needed for a business cash advance, it is easier than ever to qualify. We provide personalized business financing in all types of industries. However, you need to have your business operating for at least 3 months and have deposited about 8-10 thousand dollars consistently over the last 3 months.

      Perks of Merchant Cash Advances

      MCAs offer a lot of advantages to all kinds of companies like yours. A key example of one of these advantages is how quickly you can achieve funds from a merchant cash advance. Where traditional banks can take a long time, you can get an approval for an MCA in only a fraction of the time. Additionally, almost all loans of this type are approved within as little as one day. Again, the loan experience is smooth, too. All that is involved to be filled out is one simple page and you have to provide us with the last six months of banking statements.

      We can work to approve your loan application when this information and facts are provided. A merchant cash advance can be merely what you need if you have been denied by your bank due to poor credit. Merchant cash advances are short-term business loans. It’s important to realize that they normally run from 4-18 months and these loans have a fixed cost of capital. For the most part, daily payments are made five days per week, not counting Saturday or Sunday. For a merchant cash advance, there are usually between 20 and 22 payments every month.


      We Coordinate with Many Businesses

      A large variety of businesses qualify for short-term business loans with inadequate credit. Merchant cash advance companies like to work with all sorts. The list below is a sprinkling of the types of businesses we want to hear from: Beauty Shops, Tire Shops, Carpentry, Construction, Masonry and Stonework, Driveway and Parking Pavement, Air Conditioning, Gasoline Service Stations, General Building Contractors, Automotive/Mechanic Repair Shops, Wrecking and Demolition companies, Automobile Body Repair and Painting, Home Health Services, Interior Decorators, Pest Control, Cafes and Restaurants, Rigging and Scaffolding, Water Well Drilling and Trucking. Business loans with terrible credit can be had by these companies and many more. We can work with any business that has bad credit and meets our minimum criteria.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      Are You in One of These States? We Can Help!

      If your business is in one of the following states, we may be able to help you with a cash advance: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

      Only Deal with Respectable Bad Credit Business Loan Brokers

      When trying to get bad credit small business loans, be certain that you are dealing with a professional broker. Perform your due diligence while you wade through the loan choices that are available. Borrowers have inadvertently been declined in the past due to erroneous information being given by intermediaries to their lender of choice. A good brokerage house can get businesses funded by thoroughly understanding the underwriting process of the different lenders available to them.

      When brokerage houses can syndicate, they may manage to secure more money on the loan. What you do not want is for the broker to shop your deal around. It should not be submitted to many lenders. Deals that are submitted in tandem like this can make your credit score take a plunge even further. You do not want this to happen, especially when a low credit score is why you are shopping for alternative lending in the first place. Deciding on a professional lending house like First Choice Business Capital will save you this heartache.

      Got Bad Credit Business Loan Needs? Call Us!

      You do not have to wait until after your credit score is better to get a loan. The simple application can be submitted online right now, and agents are anticipating for your call. Call us right now or submit the short online application to get the process started right now!

      Call Now:      855-889-1990

      First Choice Business Capital

       Kenner, LA, United States


      Communities we serve: 

      Baton RougeKennerMetairie, New OrleansLafayetteLake CharlesShreveportBossier City

      70065, 70062, 70003, 70063, 70064, 70097

      Touch to Call!