• Questions? Call 877-235-0672

Are You A Business 
Owner That Needs  
Funding Fast?

Get Pre-Approved Instantly!

Apply Now For A Free
No Obligation Pre-Approval!

Get Pre-Approved in just 5 Seconds!

Congratulations, You’ve Been

Enter Your Details below to see how much you qualify for:

    Sorry, We Need More Details Before We Can Approve You

    Enter Your Details Below To Explore Finance Options Your Business May Qualify For

      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!


      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.


      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      A Business Loan With Bad Credit – Is it Really Doable?

      First Choice Business Capital can help you secure the low credit business loans you need to keep your business in Metairie, LA, profitable, even if you have bad credit. We understand that having a less than stellar credit score can hamper your chances for a business loan from traditional banks.

      Bad Credit Business Loans – What Businesses Can Apply?

      You are most likely quite anxious and discouraged from being denied, but we can help.We pride ourselves in helping companies get the funds they need regardless of what your credit history looks like, and we have many options that we can offer.Reasons for declined loans could be as basic as a company applying for a business loan with terrible credit. Furthermore, there can also be tax liens against the company, and court judgments can affect the outcome as well.

      Once a bank turns down a loan, the business often gives up the search for capital. Still, there are other options.Working capital is the foundation on which a company operates.A business certainly cannot keep its doors open without a cash flow. The economy collapsed almost a years ago, in 2008. Ever since then, it has become extremely very tough for companies to secure loans.Unfortunately, new requirements have cut access to capital for many businesses. Not to mention, small and medium-sized entities are the ones affected, those employing less than 50 workers. However, this situation has opened the doors for new type of loan options from alternative lenders.

      Business cash advance and high-risk loan providers such as First Choice Business Capital are immediately available to provide you with a quick no-nonsense financing approach and getting you quick approvals for your business loan.No matter what you may have heard, it is certain that there are other options available for businesses other than conventional banks when credit is an issue.

      Featured on graphic

      Metairie, LA, Bad Credit Business Loan Options

      It is a pity that many folks do not know their options. Small, medium and even large entities can qualify for uncollateralized loans. Even with bad credit, it is possible to get approved immediately. Although you have poor credit, you can get business loans with subpar credit. Furthermore, you can get low credit business loans fast and that’s totally true. For example, there are many times when backing occurs in only 24 hours. In that case, you will be putting that money to work a lot quicker than you ever thought likely! Do you want small business loans, but are hesitate because of your bad credit? No problem! First Choice understands this. We take pride in helping you solve your financial emergency as quickly as possible, and we possess a high approval rate as well.

      Short-Term Loans, Unsecured Loans & Business Cash Advances

      You may have heard of these types of alternative loan options, which are also called merchant cash advances or MCAs. When banks turn down companies for a business loan, these types of unsatisfactory credit business loans offer an amazing opportunity to get funding. You do not even really need collateral in order to qualify for an MCA. We offer custom business financing in all types of industries. If you have deposited within 8-10 thousand dollars every month for the last three months, and have been functional for at least that amount of time, we can assist you !

      Merchant Cash Advances Benefits

      Applying for a merchant cash advance certainly has its perks. A big advantage of this type of loan is that it can be funded in a fraction of the time of a traditional banking loan. A staggering 90 percent of these loans are approved. Lastly, these loans are generally funded in 48-96 hours after approval. Moreover, you do not have to go through a time-consuming loan process, either. You will need to fill out one page and provide bank statements from the last six months. This is everything that’s needed to get you approved quickly. With this information, we can work on approving you very fast.

      If you need a low credit business loan fast, a merchant cash advance could be just the solution you are looking for. A merchant cash advance is a short-term business loan that can get you working again. These loans are generally paid back in fewer than 18 months, some as little as four months. Payment options are flexible for these loans, and you can pay them daily or weekly. Each month, there are customarily 20 to 22 payments for a merchant cash advance.


      We Team Up with All Types of Companies

      All sorts of companies can get short-term business loans for crummy credit. First Choice loves to help all kinds of companies. The following is a small number of the types of businesses we like to hear from: Beauty Shops, Tire Shops, Carpentry, Construction, Masonry and Stonework, Driveway and Parking Pavement, HVAC, Gasoline Service Stations, General Building Contractors, Automotive/Mechanic Repair Shops, Wrecking and Demolition companies, Automotive Body Repair and Painting, Home Health Services, Interior Decorators, Pest Control, Pubs and Restaurants, Rigging and Scaffolding, Water Well Drilling and Trucking. There are various other company areas that can be serviced with business loans with horrible credit. First Choice partners with any company that is suffering due to bad credit and meets the minimum criteria set forth earlier.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      States We Can Assist!

      Merchant cash advances are also available in the following states: Wisconsin, Wyoming, West Virginia, Washington, Virginia, Vermont, Utah, Texas, Tennessee, South Dakota, South Carolina, Rhode Island, Pennsylvania, Oregon, Oklahoma, Ohio, North Dakota, North Carolina, New York, New Mexico, New Jersey, New Hampshire, Nebraska, Nevada, Montana, Missouri, Mississippi, Minnesota, Michigan, Massachusetts, Maryland, Maine, Louisiana, Kentucky, Kansas, Iowa, Indiana, Idaho, Illinois, Hawaii, Georgia, Florida, Delaware, Connecticut, Colorado, California, Arkansas, Arizona, Alabama and Alaska.

      Choosing a Trusted Financial Institution of Subpar Credit Business Loans

      It is critical to simply work with reputable dealers when trying to obtain bad credit small business loans. It might be quite challenging determining which institution to go with, and there are numerous. You should be careful, as navigating through all the different lending institutions can be a bit tricky. Lot of times lenders receive the wrong information about borrowers, which automatically gets them denied for a business loan. With this in mind, a respectable brokerage house should have extensive knowledge of the industry. Also, they should know ways to get businesses funded by the lenders available to them, and they should have a detailed knowledge of the process.

      Furthermore, you will want to ensure the brokerage firm is not showing your deal to a wide variety of lending institutions. A borrower’s credit score can be detrimentally impacted when the application is shopped around to multiple lenders. Deals that are submitted in tandem like this can make your credit score take a nosedive even further. You do not want this to happen, especially when a low credit score is why you are shopping for alternative lending in the first place. Selecting a trusted lending house like First Choice Business Capital will save you this heartache.

      Get in Touch with Us Now for Your Bad Credit Business Loan!

      It is not important for you to stall until your score improves to apply for a loan. Do you honestly want to let this opportunity pass you by? You don’t need to let any business opening pass you by, and don’t have to relinquish your personal belongings or property to use as collateral for a loan. You can get this process started right now by filling out the simple form. It is available online, or if you prefer to discuss your options, you can call us today!

      Call Now:      855-889-1990

      First Choice Business Capital

       Metairie, LA, United States


      Communities we serve: 

      Baton RougeKennerMetairieNew OrleansLafayetteLake CharlesShreveportBossier City

      70003, 70001, 70005, 70002, 70006, 70062, 70065, 70060, 70004, 70009, 70010, 70011, 70033, 70055

      Touch to Call!