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      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!

      Quick

      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!

      Easy

      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.

      Reliable

      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      Can I Get a Business Loan in Lee’s Summit If I Have Bad Credit?

      If you are looking to get a bad credit business loan Lee’s Summit, MO, First Choice Business Capital can help.We know it can be so frustrating trying to get a traditional loan from a bank when your credit score is below average.

      The Facts About Getting Bad Credit Business Loans

      This dilemma has opened the doors for new type of loan options from alternative lenders.We pride ourselves in helping companies get the funds they need regardless of what your credit history looks like, and we have many options that we can offer. Bad credit can be the main reason for many denials and companies may also have a judgment or lien.

      Without proper accessibility to cash most businesses couldn’t keep their doors open for very long. Since the economic wreck of 2008, it has become extremely difficult for profitable businesses to get a bank loan. From that time on, gaining access to capital has become a problem due to new regulations.The ones impacted are the small and medium-sized entities, those employing less than 50 workers.

      While this is a step in the wrong direction, it has opened up a new market for those specializing in alternative funding options.Business cash advance and high-risk financial institutions such as First Choice Business Capital are conveniently accessible to provide you with a quick no-nonsense financing approach and getting you quick approvals for your business loan.

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      Business Loan Options Bad Credit Lee’s Summit, MO

      Maybe you are one of the businesses that are not aware that short-term loan alternatives are easily available. Unsecured short-term loans are attainable to businesses just like yours! It could be that you are worried because you have no collateral and awful credit. Poor credit aside, you can secure business loans with subpar credit. These business loans for insufficient credit are not just for certain types of companies, either, because we service many different types in Lee’s Summit, MO. With First Choice Business Capital, you can ordinarily acquire financing within just one day!

      Short-Term Loans, Unsecured Loans & Business Cash Advances

      Alternative lending such as these are often referred to as a merchant cash advance, or MCA. When a traditional bank turns down a loan, these can offer the money required to stay functioning. If you’re a business with bad credit, you don’t need to have collateral. We offer personalized business financing in all types of industries. We only require that your business has been working for three months minimum and that you transfer between 8-10 thousand dollars monthly.

      What Are the Merits of Merchant Cash Advances?

      Applying for a merchant cash advance certainly has its perks. One of the biggest perks about these types of loans is that as specified previously, it delivers amazingly fast financing compared to that of a traditional bank. Most loans are approved in a day and more than 90% of all requests get a loan approval. Plus, loans are funded within 48-96 hrs. after a loan approval. The process for a loan approval is very straightforward. A one page simple application is everything that is needed and the last six months of banking statements will need to be supplied. That is all we need to begin the approval process on your loan.

      These loans are excellent for those that need a bad credit loan fast. When your business is halting caused by a lack of cash flow, this short-term business loan can get you the money you seriously need. These loans have a fixed capital cost and run from 4-18 months. Payment options are flexible for these loans, and they can be paid either daily or weekly. Payment loans are made daily with the exception of Saturday and Sunday. Each month, there are customarily 20 to 22 payments for a merchant cash advance.

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      Some Businesses We Work With

      A variety of businesses qualifies for short-term business loans bad credit. Merchant cash advance companies like to work with all sorts. Here are just a few we have worked with: Home Health Professionals, HVAC, Interior Decorators, Masonry and Stonework, Pest Control, Rigging and Scaffolding, Tire Shops, Trucking, Water Well Drilling, Wrecking and Demolition companies, Automotive/Mechanic Repair Shops, Auto Body Repair and Painting, Bars and Restaurants, Beauty Shops, Carpentry, Construction, Driveway and Parking Pavement, Gasoline Service Stations and General Building Contractors. These niches and more are qualified for business loans for subpar credit. If you meet the criteria we mentioned previously, First Capital can work with you.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      States We Can Help!

      If your business is in one of the following states, we may be able to help you with a cash advance: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

      Respectable Unsatisfactory Credit Business Loans Company

      There are unethical companies in this industry, preying on those looking for bad credit small business loans. Considering this, it is necessary to ensure that you only deal with reputable brokers. There are lots of different lending institutions, so you have to navigate carefully. It is unfortunate when a borrower is declined because a broker providing incorrect info to a lender. Really good brokers know loans and the underwriting process well. They know what it takes to get business financing. The amount of the credit could also be raised if the brokerage house knows how to syndicate the transaction.

      You will also want to ensure the brokerage firm is not showing your deal to a wide variety of lending institutions. A borrower’s credit score can be detrimentally impacted when the application is shopped around to multiple lenders. Deals that are submitted in tandem like this can make your credit score take a nosedive even further. You do not want this to happen, especially when a low credit score is why you are shopping for alternative lending in the first place. Deciding on a dependable lending house like First Choice Business Capital will save you this heartache.

      If You Need a Bad Credit Business Loan, Call Us Today

      It takes a long time for your credit score to improve, so why wait? Do not let it pass you by. Also, don’t worry about collateral – you don’t need it to obtain the loan. Call us today or submit the short online application to get the process started right now!

      Call Now:      855-889-1990

      First Choice Business Capital

       Joplin, MO, United States

      855-889-1990

      Communities we serve: 

      Kansas CityIndependenceLee’s SummitSt JosephColumbiaSpringfieldJoplin

      64081, 64063, 64086, 64064, 64082, 64083, 64015, 64134, 64139, 64149

      Touch to Call!