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      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!

      Quick

      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!

      Easy

      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.

      Reliable

      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      Getting a Business Loan With Bad Credit is Possible!

      If you are wanting to get a bad credit business loan in Grand Island, NE, First Choice Business Capital can help. We know it can be so frustrating trying to get a traditional loan from a bank when your credit score is substandard.

      Let’s Get Down To Brass Tacks About Business Loans for Low Credit

      Studies have shown that approximately 70 percent of companies will not qualify for traditional bank loans. So if you have been denied, you are in the majority. Businesses with bad credit get denied for loans more often than not and poor credit alone is one of the main reasons that banks deny business loans. Also, a company could also have tax liens or judgments against them. Businesses with bad credit typically give up after they are declined for a bank loan.

      Being turned down by a bank is often disheartening, and many businesses simply give up after hearing “no.” When a company does not have effortless access to cash, they are not going to be able to stay in business for long at all. In 2008, the economic climate crumbled, and ever since even those companies that are successful have had a hard time securing bank loans. From that time on, gaining access to capital has become a problem because of the new regulations.To complicate matters, these regulations apply to “Mom and Pop” type operations that have less than 50 employees.

      However, alternative loan providers have stepped in to help solve this dilemma. High-risk lenders like First Choice Business Capital can easily provide quick approvals and no-nonsense funding solutions.So despite of what you may have heard, it is certainly true and not just a misconception that businesses with bad credit can quite easily get the finances they need by leveraging the various alternative-lending opportunities available to them.

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      Business Loan Options Bad Credit Grand Island, NE

      What many businesses don’t realize is that unsecured short-term loans are easily made available to them! Small, medium and even large companies can qualify for uncollateralized loans. Even with bad credit, it is possible to get approved right away. In fact, business loans for subpar credit are available for all types of businesses and that’s the fact. What’s even better is that you can get business loans when your credit is below average fast– some alternate lending institutions such as First Choice Business Capital can typically fund you within just 24 hours. Do you want a small business loan, but have bad credit? No problem! First Choice understands that when businesses are searching for working capital, they commonly need the funds as quickly as possible, which is why we pride ourselves on getting quick approvals with an extremely high percentage approval history for businesses that apply for a business loan.

      Unsecured, Short-Term Loans & Business Cash Advances

      These kinds of alternate lending are often known as to as a merchant cash advance, also known as (MCA). For companies that have been turned down for a business loan by a bank, these particular low credit business loans offer an amazing opportunity to get funding. No collateral is needed to qualify for a business cash advance, which makes it actually easier to qualify for a loan if you’re a business with bad credit. We provide custom business financing in all types of industries. If you have deposited about 8-10 thousand dollars every single month for the last three months, and have been in business for at least that amount of time, we can help you!

      Merchant Cash Advances Perks

      Applying for a merchant cash advance definitely has its perks. One of the most significant advantages of a loan of this sort is how quickly it is funded; it is remarkably fast in comparison to a loan from a bank. Most loans are approved in a day and above 90% of all requests get a loan approval. Plus, loans are funded within 48-96 hrs. after a loan approval. The process for a loan approval is very uncomplicated, since a one page application is everything that is needed.

      Have your business’s last six months of bank statements ready, too. We can work to approve your loan application when this information is provided. A merchant cash advance can be simply what you need if you have been denied by your bank because of bad credit. These loans are considered short-term business loans and have a fixed cost of capital. Also, they are usually repaid within four months to a year and a half. Daily payments are made five days per week, not counting Saturday or Sunday. For a merchant cash advance, there are usually between 20 and 22 payments every month.

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      We Coordinate with Many Businesses

      Short-term business loans bad credit is offered to a myriad of company niches. At First Choice, we have worked with almost every kind of company. The list below is a handful of the types of businesses we like to hear from: Beauty Shops, Tire Shops, Carpentry, Construction, Masonry and Stonework, Driveway and Parking Pavement, Air Conditioning, Gasoline Service Stations, General Building Contractors, Automotive/Mechanic Repair Shops, Wrecking and Demolition companies, Automobile Body Repair and Painting, Home Health Services, Interior Decorators, Pest Control, Cafes and Restaurants, Rigging and Scaffolding, Water Well Drilling and Trucking. There are many more companies that can be serviced with business loans when their company’s credit is bad. If you meet the criteria we talked about previously, First Capital can work with you.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      States We Team up with

      If your business is in one of the following states, we may be able to help you with a cash advance: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

      Only Work With Reputable Bad Credit Business Loan Brokers

      When trying to get bad credit small business loans, be confident that you are dealing with a trusted broker. Not every company in the business of lending subprime loans will have your best interest in mind, so it is best to perform due diligence. Lot of times borrowers are inadvertently declined based on providing the wrong information to the lenders.

      It is extremely important that the brokerage firm has an in-depth understanding of the underwriting process. They should really know their lenders well and have the opportunity to guide the borrower through the process. You will also want to ensure the brokerage firm is not introducing your deal to a wide variety of lending institutions. A borrower’s credit score can be negatively impacted when the application is shopped around to multiple lenders. When an application is shopped around, it can damage your credit score even more. Choosing a trustworthy alternative lending organization like First Choice Business Capital will protect you from this.

      Call Us Without Delay for Your Bad Credit Business Loan Needs

      You do not have to wait until after your credit score is better to get a loan. This is a business opportunity you need to take on. The easy application can be filled in online right now, and operators are waiting for your call. Change the direction of your business by contacting us now!

      Call Now:      855-889-1990

      First Choice Business Capital

       Grand Island, NE, United States

      855-889-1990

      Communities we serve: 

      OmahaLincolnGrand IslandBellevueSioux City

      68801, 68803, 68802

      Touch to Call!