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      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!

      Quick

      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!

      Easy

      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.

      Reliable

      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      Can I Get a Business Loan If I Have Bad Credit?

      First Choice Business Capital can help you receive the business loans you are in need of to keep your business in Lincoln, NE, making money, whether or not you have bad credit. At First Choice, we know how aggravating and disheartening it can be if you have a poor credit score and you’ve been getting declined from conventional banks for backing. That’s the reason that we have committed ourselves to making business-funding options available to all business enterprises regardless of a bad credit history.

      The Inside Track About Getting a Business Loan with Low Credit

      Recent reports show, an extraordinary 70% of businesses don’t qualify for a bank loan.
      Banks deny loans to companies with bad credit for a wide range of reasons. It is true that one of the main reasons that denials occur is just simply when a business has bad credit. Once a business gets denied for a loan, they often give up all hope for funding.Getting denied is frustrating, and many companies give up their hopes for a loan once the bank denies them.

      A business cannot keep its doors open without a cash flow. Following the economy collapsed in 2008, it has become exceedingly hard for companies to secure loans.From that time on, gaining access to capital has become a hardship due to new regulations.They apply to small and medium-sized entities. This means that those operations with under 50 employees are the ones affected. Fortunately, alternate financial institutions have stepped in to help solve this dilemma.

      High-risk lenders like First Choice Business Capital could provide quick approvals and no-nonsense funding solutions. We even offer 24-hour approvals! It really is true that businesses with subprime credit can get the cash they need. When traditional routes fail, alternate financial institutions can supply the assistance needed.

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      Options Are Available in Lincoln, NE, for Subpar Credit Business Loans

      It is a pity that many people do not know their options. Small, medium and even large organizations can qualify for uncollateralized loans. Even with bad credit, it is likely to get approved right away, since business loans for awful credit are our area of expertise! First Choice Business Capital ordinarily funds loans within 24 hours. Yes, just one day! First Choice knows that businesses in need require money now, so we pride ourselves on a high approval percentage that occurs quite quickly.

      Business Cash Advances, Short-Term Loans and Unsecured Loans

      These kinds of alternative lending is often known as a merchant cash advance, also known as (MCA). When conservative options do not work due to lack of good credit, these business loans can be a wonderful business opportunity for a company in terrible need of finance. These alternative loan options are even easier to qualify for since no collateral is needed. We provide finances for a myriad of industries as well, so it is highly possible we would be able to assist you. We do not offer start-up loans, so you need to have a business that has been functioning for a minimum of three months. Apart from that, we will need to see that you deposit a minimum of eight thousand dollars for the past three successive months.

      Perks of Merchant Cash Advances

      There are quite a few advantages to MCAs. A key example of one of these benefits is how quickly a merchant cash advance is financed. Where traditional banks can take a long time, an MCA can be approved and paid in only a fraction of the time. You can be approved for this type of loan in only one day. The process for a loan approval is very straightforward, since a one page application is all that is needed.

      You should also be prepared to produce the last six months of business bank statements. When a business needs a bad credit loan fast, a merchant cash advance is the perfect type of business loan they should find. A short-term business loan in the form of a merchant cash advance is quite likely just what you need. These loans, which usually run from 4 to 18 months, have a fixed cost of capital. You can make your payments by the day or by the week. Daily loan payments are each business day, and with an MCA there are usually 20-22 payments each month.

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      We Deal with Many Businesses

      A wide variety of businesses qualify for short-term insufficient business loans. Merchant cash advance companies like to work with all sorts. There is a wide variety of businesses that merchant cash advance companies like to work with. Some of the most common niches include: Home Health Services, Heating and Cooling, Interior Decorators, Masonry and Stonework, Pest Control, Rigging and Scaffolding, Tire Shops, Trucking, Water Well Drilling, Wrecking and Demolition companies, Automotive/Mechanic Repair Shops, Auto Body Repair and Painting, Bars and Restaurants, Beauty Shops, Carpentry, Construction, Driveway and Parking Pavement, Gasoline Service Stations and General Building Contractors. These are just several business sectors that are suitable for business loans with horrible credit. If you meet the criteria we talked about previously, First Capital can work with you.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      States We Do Business In

      Merchant cash advances are also easily available in the following states: Wisconsin, Wyoming, West Virginia, Washington, Virginia, Vermont, Utah, Texas, Tennessee, South Dakota, South Carolina, Rhode Island, Pennsylvania, Oregon, Oklahoma, Ohio, North Dakota, North Carolina, New York, New Mexico, New Jersey, New Hampshire, Nebraska, Nevada, Montana, Missouri, Mississippi, Minnesota, Michigan, Massachusetts, Maryland, Maine, Louisiana, Kentucky, Kansas, Iowa, Indiana, Idaho, Illinois, Hawaii, Georgia, Florida, Delaware, Connecticut, Colorado, California, Arkansas, Arizona, Alabama and Alaska.

      Choosing a Legitimate Lending Institution of a Poor Credit Business Loan

      It is necessary to exclusively deal with reputable providers when trying to get bad credit small business loans. It can be quite challenging figuring out which institution to go with, and there are numerous. Not every one of them will have your best interest at heart. Often times borrowers are unintentionally declined based on providing the wrong information to the lenders. Reputable brokers know loans and the underwriting system well.

      Furthermore, they know what it takes to get business backing. The amount of credit could also be raised if the brokerage house knows how to syndicate the transaction. You do not want your broker submitting your application to a multitude of lenders. Deals that are submitted in tandem like this can make your credit score take a downtrend even further. You do not want this to happen, specifically when a low credit score is why you are shopping for alternative lending in the first place. Picking a dependable lending house like First Choice Business Capital will save you this heartache.

      Call Us Now for Your Bad Credit Business Loan Needs

      You do not have to wait until after your credit score is better to get a loan. This is a business opportunity, you can’t miss out on. Keep your personal belongings – you don’t have to worry about not having enough collateral. You can get this process started right now by filling out the simple form. It is available online, or if you prefer to discuss your options, you can call us today!

      Call Now:      855-889-1990

      First Choice Business Capital

       Lincoln, NE, United States

      855-889-1990

      Communities we serve: 

      OmahaLincolnGrand IslandBellevueSioux City

      68516, 68521, 68506, 68502, 68510, 68504, 68503, 68505, 68508, 68507, 68522, 68512, 68528, 68524, 68526, 68520, 68336, 68430, 68514, 68517, 68523, 68527, 68531, 68532, 68544, 68501, 68509, 68529, 68542, 68583, 68588

      Touch to Call!