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      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!

      Quick

      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!

      Easy

      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.

      Reliable

      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      A Business Loan With Bad Credit – Is it Really Possible?

      First Choice Business Capital can help you get the business loans you need, even though you have bad credit, to keep your business in Omaha, NE, adrift. Traditional banks often refuse funds to businesses that do not have good credit, which causes much frustration to the owners. We understand your pain. Regardless of a bad credit history, we have many business funding options available, such as cash advances, short-term loans and much more.

      How to Negotiate a Business Loan with Subpar Credit?

      If you seem like you are alone in this plight, you may be surprised to know that you are not. Recent studies have even shown that below a third of businesses could be approved for a loan from a traditional banking institution. We pride ourselves in helping companies get the funds they need regardless of what your credit history looks like, and we have many options that we can offer.

      A company could also have tax liens or judgments against them. Businesses with bad credit basically give up after they are declined for a bank loan.Getting denied is discouraging, and many companies surrender their hopes for a loan once the bank denies them. The core of every business is its capital and a business surely cannot keep its doors open without a cash flow.

      After the economy collapsed in 2008, it has become very hard for companies to secure loans.This is because new guidelines have cut access to capital for many businesses. The entities affected by these are not large corporations, but those with under 50 employees. This situation is a burden to those needing funding, but it has opened the doors for alternate lending institutions to step in to provide much-needed options.

      If you are interested in a lending approach that does not take the traditional route, a high-risk lender like First Choice Business Capital can provide the money you need, faster than you ever thought possible.

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      Omaha, NE, Bad Credit Business Loan Options

      What most businesses don’t realize is that unsecured short-term loans are readily available to them! These business loans when your credit is low are not just for certain types of companies, either. Business loans for subpar credit are given for all sorts of businesses in Omaha, NE. Also, you can get these types of business loans very swiftly, because with First Choice Business Capital, you can usually obtain funding within just one day! We understand the dire need to obtain the working capital you need and that you need the money now. So, we pride ourselves in assisting you to get the funding you require as promptly as possible.

      Short-Term Loans, Unsecured Loans & Business Cash Advances

      Merchant cash advances such as these are also called an MCA. When a conventional bank turns down a loan, these can produce the money required to stay running. No collateral is needed to qualify for a business cash advance, which makes it even easier to qualify for a loan if you’re a business with poor credit. We give customized business financing in all types of industries. If you have deposited within 8-10 thousand dollars pretty much every month for the last three months, and have been in business for at least that amount of time, we can help you!

      What Are The Full Advantages of Merchant Cash Advances?

      Applying for a merchant cash advance absolutely has its perks. A big advantage of this type of loan is that it can be funded in a fraction of the time compared to a traditional banking loan. Most loans are approved in a day, over 90% of all inquiries get a loan approval and loans are funded within 48-96 hrs after an approval.

      We only request the last 6 months of your business bank statements, since with this information an approval can be given very quickly. A merchant cash advance is an ideal solution for companies that need cash quick. When your business is halting due to a lack of cash flow, this short-term business loan can get you the money you seriously need. These loans have a fixed cost on capital and run from 4-18 months. Payments are made daily or weekly and loan repayments are Monday– Friday. MCA loans have between 20-22 daily payments a month.

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      What Category of Businesses Can We Partner with?

      Short-term business loans for substandard credit is offered to a myriad of company niches. At First Choice, we have worked with almost every kind of company. The list below is a small number of the types of businesses we like to hear from: Development, Electrical contractors, Painting, Carpentry, Roof repair, Plumbing, Heating and Cooling, Brickwork & Stonework, Driveway & Parking Pavement, Water Well Drilling, Wrecking & Demolitions, General Building Contractors, Transportation, Heavy Construction, Moving Company, Restaurants/Bars, Gasoline service stations, Interior Decorators, Rigging and Scaffolding, Automotive/Mechanic Repair Shops, Auto Body repair and Painting, Tire Shops, Beauty Shops, Pest Control and Home Health Professionals. There are various other company niche markets that can be serviced with a low credit business loan. We can work with any business that has bad credit and meets our minimum criteria.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      What States Do We Work With?

      Merchant cash advances are available to business entities in the following states: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

      Only Work With Reputable Bad Credit Business Loan Brokers

      When trying to get bad credit small business loans, be positive that you are dealing with an established broker. There are lots of different lending institutions, so you have to navigate carefully. It is unfortunate when a borrower is declined because of an agent providing erroneous information to a lender.

      A credible brokerage understands the underwriting process and they have substantial expertise about the lenders at their disposal. Brokers may also be able to syndicate deals, meaning more funding for your company. That being said, you want to see to it that your loan application is not shopped around. When your credit rating is subpar, the very last thing you want is it being lowered even further because of your broker’s activities. You want to choose a respectable company like First Choice Business Capital to make sure this does not happen.

      If You Need a Bad Credit Business Loan, Call Us Immediately!

      You do not have to wait until after your credit score is better to get a loan. This is a business opportunity that you have to take on as soon as possible. The quick and easy application can be filled in online right now, and agents are expecting your call. Fill out the short online application or call us right now!

      Call Now:      855-889-1990

      First Choice Business Capital

       Omaha, NE, United States

      855-889-1990

      Communities we serve: 

      OmahaLincolnGrand IslandBellevueSioux City

      68104, 68107, 68134, 68105, 68164, 68111, 68144, 68106, 68137, 68154, 68114, 68124, 68108, 68127, 68132. 68130, 68131, 68112, 68110, 68022, 68117, 68135, 68102, 68118, 68116, 68152, 68122, 68147, 68007, 68136, 68138, 68142, 68157, 68182, 68178, 68172, 68175, 68176, 68179, 68180, 68181, 68183, 68197, 68198, 68010, 68101, 68103, 68109, 68119, 68120, 68139, 68145, 68155

      Touch to Call!