• Questions? Call 877-235-0672

Are You A Business 
Owner That Needs  
Funding Fast?

Get Pre-Approved Instantly!

Apply Now For A Free
No Obligation Pre-Approval!

Get Pre-Approved in just 5 Seconds!

Congratulations, You’ve Been

Enter Your Details below to see how much you qualify for:

    Sorry, We Need More Details Before We Can Approve You

    Enter Your Details Below To Explore Finance Options Your Business May Qualify For

      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!


      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.


      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      Bad Credit Business Loans Brentwood, NY

       Are you seeking out bad credit business loans Brentwood, NY? If you want an immediate and hassle-free approach, First Choice Business Capital can really help you today! Here at First Choice, we understand the distress and stress that denial of loans from traditional banks can cause. At First Choice, we are aware of how disturbing and depressing it can be, if you have a subpar credit score and you’ve been declined by conventional banks for funding. That’s why we have committed ourselves to making business-funding opportunities attainable to all enterprises, regardless of a bad credit history.

      Get a Business Loan with Bad Credit – 24 Hr Approval!

      Studies have shown that approximately 70 percent of companies will not qualify for traditional bank loans. So if you have been denied, you find yourself in the majority. Banks deny loans for many reasons. You may be surprised to learn that only 30 percent of businesses qualify for a bank loan, which means you are not alone! A company could also have tax liens or judgments against it.

      Businesses with bad credit often give up after they are declined for a bank loan, but working capital is at the core of each and every company. We all know that without capital, a business will falter. Keeping the doors to a business open demands capital. Since the economic climate tanked in 2008, getting a bank loan has become much more difficult.
      There are new policies in place, as well, that make the procedure even more challenging than it was before the collapse. The companies affected by these are not large corporations, but those with under 50 employees.

      Fortunately, alternate lenders have stepped in to help solve this dilemma. There are options for business cash advances from organizations like First Choice Business Capital. We provide practical loans and offer a quick approval process. So, despite what you may have heard, businesses with bad credit can readily get the financing they need by leveraging the various alternative-lending choices available to them.

      Featured on graphic

      Bad Credit Business Loan Options Brentwood, NY

      What many businesses don’t know is that unsecured short-term loans are available to them! Unsecured short-term loans are accessible to businesses just like yours! It’s possible you are troubled because you have no collateral and negative credit, but there are still loans that meet your needs. That is, without a doubt, correct. In fact, business loans for bad credit are available for all types of businesses.

      First Choice Business Capital cannot only offer you the finances you need, but provide bad credit business loans fast. Many times, funding occurs in only 24 hours. You will be putting that money to work a lot quicker than you ever thought achievable. With First Choice Business Capital, you can normally obtain loans within just one day!First Choice knows that businesses in need require money now, so we pride ourselves on a high approval percentage that occurs quite quickly.

      Business Cash Advances, Unsecured Loans and Short-Term Loans

      These kinds of alternate loans are often referred to as merchant cash advances, also known as MCAs. When a traditional bank turns down a loan, an MCA can supply the money required to stay operating. Since collateral is not mandated for a business cash advance, it is easier to qualify. We do not deliver start-up loans, so you must definitely have a business that has been functioning for a minimum of three months. Apart from that, we will need to see that you deposited a minimum of eight thousand dollars each of the past three successive months.

      Perks of Merchant Cash Advances

      MCAs offer many advantages to all kinds of companies like yours. A key example of one of these benefits is how quickly a merchant cash advance is funded. Where traditional banks can take a long time, an MCA can possibly be approved and paid in only a fraction of the time.Approximately 90 percent of these loans are approved and are generally funded in 48-96 hours after approval. You do not have to go through an extensive loan process, either. The application form is only one page. Have your business’s last six months of bank statements ready, too. With this data, we can work on approving you very quickly.

      If you need a bad credit business loan fast, a merchant cash advance could be just the solution you seek. These loans are considered short-term business loans and have a fixed cost of capital. They usually are repaid within four months to a year and a half. Daily payments are made five days per week, not counting Saturday or Sunday. A merchant cash advance usually has between 20 and 22 payments every month.


      We Deal with Many Businesses

      Short-term business loans bad credit are attainable to a vast range of enterprises. Small, medium and large businesses qualify. The following sectors are just some of the businesses we work with: Beauty Shops, Tire Shops, Carpentry, Construction, Masonry and Stonework, Driveway and Parking Pavement, Heating and Air, Gasoline Service Stations, General Building Contractors, Automotive/Mechanic Repair Shops, Wrecking and Demolition companies, Auto Body Repair and Painting, Home Health Services, Interior Decorators, Pest Control, Cafes and Restaurants, Rigging and Scaffolding, Water Well Drilling and Trucking. These industries and more are qualified for business loans with bad credit. First Choice deals with any company that is suffering due to bad credit and meets the minimal criteria set forth earlier.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      Where Do We Work?

      Merchant cash advances are in the market to business organizations in the following states: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

      Reputable Bad Credit Business Loans Companies

      When a business with bad credit is looking for a merchant cash advance loan or bad credit small business loan, it is better to work with a credible agent. Not all of them will have your best interest at heart.Many times, borrowers are accidentally declined based on the wrong information provided to the lenders. A good brokerage house can get businesses funded by thoroughly understanding the underwriting process of the different lenders available to them.

      You should also know that some brokerage houses could even syndicate offers, which can improve the total approval amounts. However, a good broker should keep your deal from being submitted to multiple lenders because deals that are shopped to many different lenders can essentially hurt the borrower’s credit score. This is why it is vital that you work with an alternate lending company like First Choice Business Capital for your business loans when you’re credit rating is below stellar.

      Contact Us Now for Your Bad Credit Business Loan

      There is no need to wait for your credit score to strengthen to apply for a business loan. The straightforward application can be answered online right now, and operators are anticipating for your call. You can get this process started immediately by filling out the simple form. It is available online, or if you prefer to discuss your options, you can call us today!


      Call Now:      855-889-1990

      First Choice Business Capital

       Brentwood, NY, United States


      Communities we serve: 

      11717, 11788

      Touch to Call!