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      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!


      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.


      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      A Business Loan With Bad Credit in Buffalo, NY – Is It Really Achievable?

      Are you searching for bad credit business loans in Buffalo, NY? If you want a quick and hassle-free solution, First Choice Business Capital can lend a hand you today! Here at First Choice, we understand the irritation and aggravation that being denied loans from traditional banks can cause.

      Do You Want Business Loans, But Have Awful Credit?

      If you feel you are alone in this dilemma, you may be surprised to know that you are not. Furthermore, recent studies have even shown that under a third of businesses could be approved for a loan from a traditional banking institution. Unfortunately, banks deny loans for many reasons; they could be as straightforward as a company applying for a business loan with poor credit. Also, a company could also have tax liens or judgments against it.

      Working capital is at the heart of each and every business and businesses with bad credit, more often than not, give up after they are declined for a bank loan. When a company does not have access to cash, it is not going to be able to stay in business long at all. In 2008, the economic climate crumbled, and, since then, even those companies that are profitable have had a hard time securing bank loans. Additionally, there are new regulations in place, as well, that make the procedure even more challenging than it was before the collapse. Not to mention these new rules apply to small and medium size companies with 50 or fewer employees.

      This is quite the dilemma, yet it has opened the market up for alternate lending options. Granted that you are interested in a financing approach that does not take the traditional route, a high-risk lender like First Choice Business Capital can provide the funds you need, faster than you ever thought possible. We even offer 24-hour approvals! It really is true that businesses with subprime credit can get the money they want. When traditional routes fail, back-up finance companies can offer the assistance needed.

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      Bad Credit Business Loan Options

      Most companies are not aware of the solutions easily available to them. Although, even unsecured, short-term business loans bad credit are possible. It’s important to realize, unsecured, short-term loan options do exist for companies in your position! That’s right. You can get approved for the business loans with poor credit that you need, as soon as tomorrow. First Choice Business Capital normally funds loans within 24 hours. Yes, just one day! Are you looking for small business loans, but have unsatisfactory credit? First Choice understands this and we take pride in helping you solve your financial dilemma as quickly as possible, and we boast a high approval rate as well.

      Short-Term Loans and Business Cash Advances

      Merchant cash advance (MCA) are these kind of loans. In other words, these business loans are sometimes the only factor standing between a company staying open or closing for good. Poor credit business loans are a true lifesaver for those companies that have been turned down by banking establishments because of their credit score. Furthermore, You don’t need collateral to qualify for these alternative loan options. We offer custom lending for businesses in all types of industries. We only require that your business has been working for three months minimum and that you have been depositing between 8 to 10 thousand dollars monthly.

      Merchant Cash Advances Benefits

      To point out, there are quite a few advantages to MCAs. For one, you can get the funding for these loans faster than from traditional banks. As a matter of fact, most of these loans are approved in 24 hours and above 90% of all requests get a loan approval. Plus, you will not need to wait long for your money, either; you can get financed for your loans less than four days after approval.

      All you need to do is to fill out a one-page application and provide the last 6 months of your business bank statements. With this information, we can get you an approval quickly. When a business needs a poor credit loan fast, a merchant cash advance is the most suitable type of business loan it should seek.

      In addition, merchant cash advances are short-term business loans. Also, they commonly run from 4 to 18 months and these loans have a fixed cost of capital. Payment options are flexible for these loans, and borrowers can pay them either daily or weekly. However, you cannot make loan payments on Saturday and Sunday. Each month, there are customarily 20 to 22 payments for a merchant cash advance.


      We Team Up with Many Businesses

      Short-term business loans bad credit are on call to a large range of businesses. Additionally, small, medium and large businesses qualify for unsecured, short-term loans. As well as, merchant cash advance companies like to work with a vast variety of businesses. Some of the most common niches include: Home Health Services, Cooling and Heating, Interior Decorators, Masonry and Stonework, Pest Control, Rigging and Scaffolding, Tire Shops, Trucking, Water Well Drilling, Wrecking and Demolition companies, Automotive/Mechanic Repair Shops, Auto Body Repair and Painting, Bars and Restaurants, Beauty Shops, Carpentry, Construction, Driveway and Parking Pavement, Gasoline Service Stations and General Building Contractors. Business loans with bad credit are obtainable to these marketplaces and more. We can work with any business that has bad credit and meets our minimum criteria.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      States We Work with

      Merchant cash advances are offered to business entities in the following states: Wisconsin, Wyoming, West Virginia, Washington, Virginia, Vermont, Utah, Texas, Tennessee, South Dakota, South Carolina, Rhode Island, Pennsylvania, Oregon, Oklahoma, Ohio, North Dakota, North Carolina, New York, New Mexico, New Jersey, New Hampshire, Nebraska, Nevada, Montana, Missouri, Mississippi, Minnesota, Michigan, Massachusetts, Maryland, Maine, Louisiana, Kentucky, Kansas, Iowa, Indiana, Idaho, Illinois, Hawaii, Georgia, Florida, Delaware, Connecticut, Colorado, California, Arkansas, Arizona, Alabama and Alaska.

      Work Only with Trusted Bad Credit Business Lenders!

      It is necessary only to work with reputable companies when trying to acquire bad credit small business loans. It can be quite tricky working out which institution to use, and there are many. Not all of them will have your best interest at heart. When borrowers provide the wrong information, you could get rejected from would-be-lenders.

      A credible brokerage understands the underwriting process. It has substantial knowledge about the lenders at its disposal. Also, brokers may be able to syndicate deals, meaning more funding for your company. That being said, you want to be sure your loan application is not shopped around. When your credit rating is poor, the very last thing you want is for your broker to lower your credit. When an application is shopped around, it can damage your credit score even more. Choosing a trustworthy alternative lending firm like First Choice Business Capital will protect you from this.

      Get in Touch with Us Right Now for Your Bad Credit Business Loan

      There is no need to lie in wait for your credit score to increase to apply for a business loan. Keep your personal belongings — you don’t have to worry about not having enough collateral. It is a simple, one-page application. Fill it out online or call us today!

      Call Now:      855-889-1990

      First Choice Business Capital

      Buffalo, NY, United States


      Communities we serve: 

      14215, 14213, 14207, 14216, 14220, 14214, 14211, 14206, 14222, 14210, 14201, 14208, 14204, 14209, 14212, 14202, 14203, 14217, 14218, 14219, 14221, 14223, 14224, 14225, 14226, 14227, 14228, 14280, 14233, 14241, 14260, 14261, 14263, 14264, 14265, 14267, 14269, 14270, 14272, 14273, 14276, 14205, 14231, 14240

      Touch to Call!