• Questions? Call 877-235-0672

Are You A Business 
Owner That Needs  
Funding Fast?

Get Pre-Approved Instantly!

Apply Now For A Free
No Obligation Pre-Approval!

Get Pre-Approved in just 5 Seconds!

Congratulations, You’ve Been

Enter Your Details below to see how much you qualify for:

    Sorry, We Need More Details Before We Can Approve You

    Enter Your Details Below To Explore Finance Options Your Business May Qualify For

      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!


      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.


      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      Bad Credit Business Loans Jamaica, NY

      First Choice Business Capital specializes in providing fast and convenient bad credit business loans Jamaica, NY for all kinds of businesses with bad credit. Traditional banks often say no to funding businesses that do not have good credit. As you can imagine, this causes much frustration to the business owners looking to secure a business loan. At First Choice Business Capital, we understand your pain and provide solutions for you. Regardless of a bad credit history, we have many business funding options available to business owners, such as cash advances, short-term loans and much more.

      Getting a Business Loan With Bad Credit – The Facts

      If you’ve made to this page, you are most likely feeling quite desperate and frustrated from being denied by the traditional banking institutions, but don’t worry because we can help you secure business funds. The reality is most businesses with poor credit get denied for loans more often than not. Bad credit alone is one of the leading reasons that banks deny business loans, but it’s not the only reason. There could also certainly be tax liens against the business, and court judgments can also affect the outcome as well. We recognize that being turned down by a bank time and again is often disheartening, and many businesses simply give up after hearing “no.”  

      However, that is a big mistake on the part of the business. As you know, a business must have working capital in order to stay adrift. So when a company does not have accessibility to cash, it’s easy to see why they are not going to be able to stay in business for long at all. If you recall in 2008, the economic situation collapsed, and ever since then even those companies that are showing profits have had a hard time securing bank loans. What happened was that new policies got put into place making getting loans even more challenging than it was before the collapse. Unfortunately, the ones impacted the most are the small and medium-sized entities, and those employing less than 50 workers.

      Although these events have a burden to those businesses needing funding, it has also opened the doors for alternative loan companies like First Choice to step in and provide the much-needed funding programs.  Luckily, there are real viable funding solutions like business cash advances and MCAs from institutions like First Choice Business Capital that provide practical loans and offer a quick approval process. By leveraging all the different business loan options available to you, it’s no fallacy that any business with bad credit can still get business loans.

      Featured on graphic

      Bad Credit Business Loan Options Jamaica, NY

      Most companies are not acutely aware of the business loan choices that are easily available to them. Even unsecured short-term business loans bad credit is a plausible option. Its true, unsecured short-term loans are readily available to businesses much like yours, but you did not know about them. It’s also possible you are just concerned because you have no collateral and poor credit. But the fact is, loans for your business are easily available, even of you have no collateral and bad credit.

      These business loans for bad credit are not just for specific types of companies, either. Actually, business loans for bad credit are offered for all sorts of businesses in Jamaica and not just a select few. It’s also true that you can get your bad credit business loans fast. In fact, with First Choice Business Capital, you can usually get financing within just one day! First Choice knows that businesses in need typically require capital as quickly as possible, so we pride ourselves on having an extraordinarily high approval percentage that means your chances of getting approved is extremely high.

      Short-Term Loans & Business Cash Advances

      You may have heard of these alternate loaning options; they are also referred to as merchant cash advances or MCAs. What you may not know is that these poor credit business loans are actually perfect for the majority of businesses that simply can’t get traditional financing due to their bad credit history.

      What’s more, you don’t even need collateral in order to qualify for a Merchant Cash Advance. There are financing options for all sorts of companies; so no matter what marketplace you are in, we can help. The only thing we require is that your business has been in business for at least three months minimum, and that you’ve been depositing between 8-10 thousand monthly. That’s it!

      Merchant Cash Advances Perks

      There are quite a number of advantages to MCAs; also know as a merchant cash advance. A prime example of one of these advantages is simply how quickly a merchant cash advance can be financed. Where traditional banks can take a really long time, an MCA can be approved and funded in just a fraction of the time. Believe it or not, you can actually be approved for this type of loan in only one day.

      On top of that, you will not have to wait long to get your money; either; as most loans are financed less than four days immediately after approval and the procedure to get approved is easy, too. The loan application form is only one page long. The other thing you’ll need is to have your business’s last six months of bank statements ready. We’ll work to approve your loan application as soon as your information is provided.

      A merchant cash advance can be just what you need if your bank due to bad credit has declined you. These types of cash advance loans are considered short-term business loans. These loans have a fixed cost of capital and they usually are repaid within four months to a year and a half. There is also a fixed cost of capital and you can make your payments by the day or by the week. Daily payment loans are each business day and with an MCA, there are usually 20-22 payments each month.


      What Industries Do We Partner With?

      All sorts of companies need short-term business loans bad credit. First Choice Business Capital loves to help all kinds of companies in many industries. Here are just a few we have worked with:Home Health Professionals, HVAC, Interior Decorators, Masonry and Stonework, Pest Control, Rigging and Scaffolding, Tire Shops, Trucking, Water Well Drilling, Wrecking and Demolition companies, Automotive/Mechanic Repair Shops, Auto Body Repair and Painting, Bars and Restaurants, Beauty Shops, Carpentry, Construction, Driveway and Parking Pavement, Gasoline Service Stations and General Building Contractors. The list of business types above is just a sample of some markets that are qualified to apply for business loans with bad credit. It is by no means limited to those types of businesses… if you meet the criteria we touched on previously, First Capital can work with you too.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!


      What States Do We Collaborate With?

      Merchant cash advances are readily available to business entities in the following states: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

      Professional Bad Credit Business Loans Company 

      When seeking to get bad credit small business loans, you need to be positive that you are dealing with a trustworthy broker. Be sure to perform your due diligence while you sort through all the loan choices that are available.  One thing to be weary of… there is often times when borrowers are turned down because the brokers provide the wrong information to would-be lenders. 

      This is a lost opportunity and something you don’t want to happen to you.  A good brokerage house can get businesses funded easily mostly because they understanding the underwriting process thoroughly with a good sense of the accurate information needed and the different lenders available to them. You should also know that some good brokerage houses could even syndicate offers, which can boost the total approval funding amounts, which is a good thing.

      Also, a professional broker should prevent your deal getting submitted to multiple lenders unnecessarily. Deals that are sent in tandem like this can make your credit score take a plunge even further. That is the last thing you need, especially when a low credit score is why you are shopping for alternative lending providers in the first place. Selecting an established lending house like First Choice Business Capital will save you this heartache.

      If You Need a Bad Credit Business Loan, Call Us Right now!

      Don’t wait for your score to get better! This could take decades and there is no reason to do so when you have alternate options available. Bad credit, not an issue, no collateral… no worries. This is actually a tremendous opportunity for your business to get the funds you need, now instead of later. The quick and easy loan application can be filled out online right now, and agents are waiting for your call to help you with any questions. Change the direction of your business today by contacting us now!

      Call Now:      855-889-1990

      First Choice Business Capital

      Jamaica, NY, United States


      Communities we serve: 

      11430, 11432, 11433, 11434, 11435, 11436, 11405, 11425, 11439, 11451, 11499, 11424, 11431

      Touch to Call!