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      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!


      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.


      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      Bad Credit Business Loans Levittown, NY

      If you are aiming to get bad credit business loans Levittown NY, then First Choice Business Capital can help.  At First Choice, we know how discouraging it can be if you’re credit is subpar and you’ve been getting declined by conventional banks for the working capital you need to keep your business running. That’s precisely why we have dedicated ourselves to making business-funding opportunities accessible to all companies regardless of a bad credit history.

      Get a Business Loan With Bad Credit – Fast & Hassle Free!

      Recent research studies show, a tremendous 70% of businesses won’t qualify for the regular run of the mill traditional bank loan.  We pride ourselves on helping business owners get the funds they need regardless of what their credit history looks like now or in the past, and we have many financing solutions that we can provide quickly. Did you know… poor credit alone is one of the prime reasons that a bank will deny your business loan? Another popular reason for rejection is if a company has some sort of a court judgment against them, or there may be some tax lien issues. These are all valid reasons, but the sad thing is that once a business gets denied for a loan, they often give up all hope for receiving any funding.

      However, that’s unfortunate because as you know working capital is the core of every business – it cannot survive without a readily available stream of cash flow. When the economy tanked in 2008, many businesses suffered; and since then, getting a bank loan has become much more difficult than ever before. There are new guidelines in place now that makes securing a business loan even more challenging than it was before the collapse. The businesses affected are the small and medium-sized entities, those employing less than 50 workers.

      This situation is a burden to those needing funding for their business, but it has also opened the doors for alternate financial institutions to step in to provide much-needed options. High-risk lenders like First Choice Business Capital provide quick approvals with a no-nonsense funding solution approach. So by taking advantage of these alternate financing options that are available to you, you can certainly get funding for your business without relying on any bank, despite bad credit.

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      Options Are Available in Levittown, NY for Bad Credit Business Loans

      Are you one of the many businesses out there that are not aware that short-term loan options are available?  If so, we have some great news for you today because unsecured short-term loan options do exist for companies with poor credit! That’s right, you can get a business loan even if you have a terrible credit history.

      At First Choice Business Capital, less than excellent credit does not have to equal denial, like it does with traditional banks.  In fact, we provide business loans with poor credit every single day. Some alternative lending institutions offer bad credit business loans fast, at First Choice Business Capital, we can offer loans in just 24 hours in many cases. Are you looking for small business loans, but suffer from terrible credit? That’s not an issue because First Choice works with small, medium and large businesses and we understand your situation. We take pride in helping you solve your financial dilemma as quickly as possible, and the fact that we possess a very high approval rate as well (over 90%).

      Business Cash Advances, Short-Term Loans and Unsecured Loans

      Unsecured loans and short-term loans are alternative lending terms, which are also often referred to as merchant cash advances, also known as (MCA). When a traditional bank turns down a loan, these types of loans can supply businesses with the money required to stay running.  

      Plus, these alternative loan options are even easier to qualify for since no collateral is required. These types of loans can be provided for a variety of different industries as well.That means it is highly probable we would be able to assist you with your financing.The only requirement is that your business has been working for three months minimum and that you are depositing between 8-10 thousand dollars monthly.

      Perks of Merchant Cash Advances

      There are many advantages if you plan on applying for a merchant cash advance. One of the biggest perks about these types of loans is that it provides tremendously fast funding compared to that of a traditional bank. Believe it or not, you can actually be approved for a merchant cash advance in just one day.

      The approval rates for these types of loans are amazing. In fact, over 90 percent of applications at First Choice Business Capital are approved! The best part is that once you are approved, you will have the cash you need in just 48-96 hours. You do not have to go through a drawn-out loan process, either. You will also need to provide us with your bank statements from the last six months.

      Besides that, this is everything we would need to get you approved very quickly. These loans are especially helpful for those that need a bad credit loan really fast. Merchant cash advances are short-term business loans, which means they normally run from 4-18 months and these loans have a fixed cost of capital. Daily payments are made five days per week, not counting Saturday or Sunday. For a merchant cash advance, there are usually between 20 and 22 payments every month.


      Some Businesses We Consult With

      Many types of businesses can obtain short-term business loans bad credit. A merchant cash advance company like First Choice will not discriminate based on your business type. The following is a variety of the types of businesses we’d love to hear from:Automotive/Mechanic Repair Shops, Auto Body Repair and Painting, Pubs and Restaurants, Beauty Shops, Carpentry, Building, Driveway and Parking Pavement, Diesel fuel Service Stations, General Building Contractors, Home Health Providers, HVAC, Interior Decorators, Masonry and Stonework, Pest Control, Rigging and Scaffolding, Tire Shops, Transportation, Water Well Drilling, Wrecking and Demolition companies and more. There are various other company types that can be serviced for business loans with bad credit. As mentioned earlier, the application process is easy and the qualifying criterion is minimal. If you have credit troubles that affecting your ability to obtain a loan, First Choice Business Capital can help you for sure.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!


      States We Deal With

      Merchant cash advances are also obtainable in the following states: Wisconsin, Wyoming, West Virginia, Washington, Virginia, Vermont, Utah, Texas, Tennessee, South Dakota, South Carolina, Rhode Island, Pennsylvania, Oregon, Oklahoma, Ohio, North Dakota, North Carolina, New York, New Mexico, New Jersey, New Hampshire, Nebraska, Nevada, Montana, Missouri, Mississippi, Minnesota, Michigan, Massachusetts, Maryland, Maine, Louisiana, Kentucky, Kansas, Iowa, Indiana, Idaho, Illinois, Hawaii, Georgia, Florida, Delaware, Connecticut, Colorado, California, Arkansas, Arizona, Alabama and Alaska.

      Credible Bad Credit Business Loans Company

      When seeking to get bad credit small business loans, you need to be positive that you are working with a reputable broker. There are various different lending institutions out in the market, so you have to navigate carefully. It is unfortunate when a borrower is declined due to a broker providing wrong info to a lender; this is the type of thing you should be weary of.

      Respected brokers should know finance and the underwriting process very well. They should know what it takes to get a business financed with minimal chances of getting rejected. Did you know that the amount of the funding could also be increased if the brokerage house knows how to syndicate the transaction? This is great if you want to maximize the amount of funds you’re looking to get.

      Also, you will also want to ensure that the brokerage firm is not showing your deal to a wide variety of lending institutions. Why? Well a borrower’s credit score can be negatively affected when the application is shopped around to multiple lenders. Deals that are sent to a multitude of lenders can make your credit score take a nosedive even further. You do not want this to happen, primarily when a low credit score is why you are shopping for alternative lending in the first place. Deciding on a trustworthy lending house like First Choice Business Capital will no doubt save you this tremendous heartache.

      If You’re In Need of a Bad Credit Business Loan, Do Not Delay – Contact Us Today

      Why wait for your bad credit score to get better?  It could take a lifetime and there is no need to wait when there are good solid alternative solutions available.  Worried about about collateral?  No need to stress, it’s not needed; this is a tremendous opportunity for your business to get the funds you need right now instead of waiting.  

      The simple application can be submitted in a mater of minutes right now, and our lending agents are expecting for your call. Fill out the short online application or call us now!

      Call Now:      855-889-1990

      First Choice Business Capital

      Levittown, NY, United States


      Communities we serve: 

      11756, 11714, 11793, 11783


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