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      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!


      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.


      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      Bad Credit Business Loans Manhattan, NY

      First Choice Business Capital can help you get the bad credit business loans you desperately need to keep your business in Manhattan, NY profitable; even if you have bad credit. We know how frustrating it can be when trying to get a traditional loan from a bank when your credit score is substandard.

      Getting a Business Loan With Bad Credit – The Cold Hard Facts

      Did you know that the majority of companies today do not qualify for bank loans? In fact, studies have shown that only 30 percent of businesses get approved!There are different reasons why numerous businesses with bad credit get declined for a bank loan. Having poor credit alone is one of the prime reasons that banks deny business loans, but companies may also have a judgment or lien against them, which will not play in their favor.

      The reality is that a business must have working capital in order to stay in business – there are no if and or buts about it. Certainly, a can not keep its doors open without constant cash flow. Due to the economic collapsed in 2008, it has become exceedingly hard for businesses to secure loans from the banks. From that time on, gaining access to capital has become a problem particularly due to the new regulations set forth.  These regulations affected small and medium size companies with 50 or less employees.

      The shining light is that this dilemma has actually opened the doors for new types of loan options such as business cash advances from alternative lenders. High-risk financial institutions such as First Choice Business Capital are now readily accessible to provide you with a quick no-nonsense financing approach for getting you quick approvals for your business loans.  So despite of what you may have heard, its no misconception that businesses with bad credit can now easily get the funding they need just by leveraging the various alternative-lending options available to them.

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      Bad Credit Business Loan Options Manhattan, NY

      Most companies are simply not alerted to of the loan options that are now readily available to them. Even getting unsecured short-term business loans bad credit is possible as these unsecured short-term loans are easily obtainable to all types of businesses including ones that are similar to yours. It’s possible you are just fearful because you don’t have any collateral and you have poor credit. But, the reality is that that no longer matters, you can get unsecured business loans with unsatisfactory credit as long as you meet a few minimal requirements.

      Business loans for bad credit are our specialty and we want to help you when banks say no! Another plus, you can get bad credit business loans really fast and that’s no fabrication. First Choice Business Capital typically funds loans within 24 hours. That’s right, just 1 day! Small business loans bad credit? No problem! First Choice understands that when business are looking for working capital, they often need as quickly as possible, which is why we pride ourselves on getting easy approvals, and with an extremely high percentage approval rate for businesses that apply for a business loan with us.

      Short-Term Loans, Unsecured Loans & Business Cash Advances

      Merchant cash advances such as this are also termed an MCA. These bad credit business loans are amazing for the majority of businesses that just can’t get conventional financing due to a bad credit history. You don’t even need any collateral in order to qualify for an MCA or business cash advance.

      There are funding options available for all sorts of companies; so no matter what sector you are in, no need to worry as we can help. The only thing we require is that your business has been in business for at least three months and that you have been transferring between 8-10 thousand monthly.

      The Positive aspects of Merchant Cash Advances

      MCAs offer many advantages to all kinds of businesses just like yours.  For one, these loans are funded much more quickly than those from traditional banks.  As a matter of fact, most of these loans are approved in just 24 hours.  With the majority of loans being approved within as little as one day; you will not have to wait long for your money; since most loans are financed in less than four days just after you’ve been approved.

      Another plus, the procedure to get approved is super easy, too as the loan application form is only one page. Just be sure to have your business’s last six months of bank statements available, too since we will need to review them.  You see, a merchant cash advance is a great solution for any business that needs cash right away.  Since merchant cash advances are short-term business loans, they often run from 4-18 months and these loans have a fixed cost of capital.  The payments are made daily or weekly and Daily payment loans are Monday– Friday. MCA loans typically have between 20-22 daily payments a month.


      We Partner with Many Businesses

      Short-term business loans bad credit is provided to a diverse group of businesses. Small, medium and large business all qualify for these unsecured short-term loans. Below are just a few that we have worked with:Building and construction, Electrical contractors, Painting, Carpentry, Roofing, Plumbing, Heating and Air, Brickwork & Stone, Driveway & Parking Pavement, Water Well Drilling, Wrecking & Demolitions, General Building Contractors, Truck, Heavy Construction, Moving Company, Restaurants/Bars, Gasoline service stations, Interior Decorators, Rigging and Scaffold, Automotive/Mechanic Repair Shops, Auto Body repair and Painting, Tire Shops, Beauty Shops, Pest Control and Home Health Providers. There are many more specific markets that can be serviced for business loans with bad credit. As discussed before, the application process is easy and the criteria minimal, so there is no reason to hesitate. If you have a credit issue that is affecting your ability to obtain a loan, First Choice Business Capital can help.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!


      What States Do We Partner With?

      Merchant cash advances are accessible to business entities in the following states: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

      Professional Bad Credit Business Loans Company

      For companies with poor credit looking to get a bad credit small business loans, you should always check the reputation of the broker.  The reason is because there are lots of different lending institutions and they all don’t always have your best interest in mind.  Therefore, you really need to navigate carefully as there are many pitfalls to avoid. For example, there are times when borrowers are turned down because the inexperienced brokers provide the wrong information to the prospective lenders. 

      Respectable brokers should know lending and the underwriting process well. They understand what it takes to get businesses financed. The amount of funding can also be raised quite a bit if the brokerage house knows how to syndicate the transaction properly. Those lenders that understand how to syndicate deals can grow your loan amounts significantly. Another thing you should avoid… you do not want your broker submitting your application to a multitude of lenders.  

      The fact is deals that are shopped to numerous lenders can essentially hurt the borrower’s credit score, which is why it is crucial that you work with an alternate lending company like First Choice Business Capital, when you’re credit rating is less than stellar and you need working capital fast.

      Call Us Right Now For Tour Bad Credit Business Loan Needs

      Why wait for your bad credit score to get better?  There is no need to wait when there are viable loan options available for businesses in your situation. There is no need to stress about giving up collateral and you can have your loan approved in just 24 hours. This comes down to a tremendous opportunity for your business to get the funds you need, and to get them now instead of later. 

      Time is money and you need cash flow to keep your business running. You don’t even need to put up your personal things as collateral, and bad credit is ok. This is a business opportunity that is just way too good to pass up.  It is a simple, one-page application to submit.  Its easy, just fill it out online or call us today!

      Call Now:      855-889-1990

      First Choice Business Capital

      Manhattan, NY United States


      Communities we serve: 

      10026, 10027, 10030, 10037, 10039, 10001, 10011, 10018, 10019, 10020, 10036, 10029, 10035, 10010, 10016, 10017, 10022, 10012, 10013, 10014, 10004, 10005, 10006, 10007, 10038, 10280, 10002, 10003, 10009, 10021, 10028, 10044, 10065, 10075, 10128, 10023, 10024, 10025, 10031, 10032, 10033, 10034, 10040

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