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      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!

      Quick

      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!

      Easy

      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.

      Reliable

      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      A Business Loan With Bad Credit – Is it Really Possible?

       Bad credit business loans are really possible. At First Choice Business Capital, we can help you get the capital you need in Edmond, OK. At First Choice, we understand how stressful and discouraging it can be if you have a poor credit score and you’ve been getting declined from typical banks for financing. That’s exactly why we have dedicated ourselves to making business-funding alternatives available in the market to all businesses regardless of a bad credit history.

      What’s the Truth About Getting a Business Loan With Bad Credit?

      Recent research studies show that a massive 70% of businesses don’t qualify for a bank loan.
      Banks deny loans to companies with bad credit for a number of reasons. It is true that one of the main reasons that denials occur is simply when a business has bad credit. Once a bank turns down a loan, the business often gives up the search for funds. Still, there are other options.

      Working capital is the foundation on which a company operates. However, new regulations implemented after the economic crash has made getting capital nearly impossible.To complicate matters further, these regulations apply to “Mom and Pop” type operations that have less than 50 employees.This situation is a burden to those needing funding, but it has opened the doors for alternative lending institutions to step in to provide much-needed solutions.

      If you are interested in a loan approach that does not take the traditional route, a high-risk lender like First Choice Business Capital can provide the cash you need, faster than you ever thought possible.

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      Edmond, OK, Bad Credit Business Loan Options

      It is a shame that many folks do not know their options. But the good news is, there absolutely are – and the best part is, they are unsecured! That’s right, you can get business loans for insufficient.These business loans for companies with bad credit are not just for certain types of companies, either. We service many different types in Edmond, OK.

      First Choice Business Capital cannot only offer you the funding you need, but provide business loans when you have poor credit very quickly. Many times, funding occurs in only 24 hours. You will be putting that money to work even faster than you ever thought achievable!

      Short-Term Loans, Unsecured Loans & Business Cash Advances

      These types of offerings are known as a merchant cash advance (MCA). These business loans are sometimes the only thing standing between a company remaining open or closing for good. Subpar credit business loans are a true lifesaver for those companies that have been turned down by banking organizations because of their credit score.

      These alternative loan solutions are even easier to qualify for since no collateral is involved. We provide financing for a variety of industries as well, so it is absolutely possible we would be able to assist you. The only requirements we need is for your business to be older than three months and that you repeatedly deposit at least eight thousand dollars every month.

      Merchant Cash Advantage Perks

      There are many advantages to applying for a merchant cash advance. A top example of one of these advantages is how quickly a merchant cash advance is funded. Where traditional banks can take a long time, an MCA can possibly be approved and paid in only a fraction of the time.

      Most loans are approved in a day and more than 90% of all requests get a loan approval. That’s not the best part, because Immediately after your loan is approved, you will have the cash you need within 48-96 hours. Also, you do not have to go through a prolonged loan process, either.
      All we ask of you is to supply us with the last 6 months of your business bank statements. With this information, an approval can be given very quickly. When a business needs a poor credit loan fast, a merchant cash advance is the perfect type of business loan they should seek out.

      These loans are considered short-term business loans and have a fixed cost of capital. They usually are repaid within four months to a year and a half. Payment options are flexible for these loans, and they can be paid either daily or weekly. Repayments are made day-to-day with the exception of Saturday and Sunday. Each month, there are customarily 20 to 22 payments for a merchant cash advance.

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      What Type of Businesses Can We Partner with?

      A wide range of businesses qualify for short-term business loans bad credit. Merchant cash advance companies like to work with all sorts. The list below is a smattering of the types of businesses we want to hear from: Development, Electrical contractors, Painting, Carpentry, Roof repair, Plumbing contractor, Air Conditioning, Masonry & Stonework, Driveway & Parking Pavement, Water Well Drilling, Wrecking & Demolitions, General Building Contractors, Truck, Heavy Construction, Moving Company, Restaurants/Bars, Gasoline service stations, Interior Decorators, Rigging and Scaffold, Automotive/Mechanic Repair Shops, Auto Body repair and Painting, Tire Shops, Beauty Shops, Pest Control and Home Health Providers. There are more company industries that can be serviced with business loans although they suffer from bad credit. We can work with any business that has bad credit and meets our minimum criteria.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      What States Do We Deal with?

      Merchant cash advances are provided to business entities in the following states: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

      Trying to Find a Reliable Loan Company of Business Loans That Accept Bad Credit

      For companies with substandard credit looking to receive a bad credit small business loans, always check the reputation of the agent. Perform your due diligence while you wade through the loan possibilities that are available. Sometimes borrowers are inadvertently declined based on providing the wrong information to the lenders. It is really important that the brokerage firm has an in-depth understanding of the underwriting process.

      They should certainly know their lenders well and have the ability to guide the borrower through the process. You should also know that some brokerage houses could even syndicate offers, which can amplify the total approval amounts. Also, a great broker should stop your deal getting submitted to multiple lenders. Choosing a credible alternative finance company goes a long way in making sure this does not occur. First Choice Business Capital knows this, and would not do anything to mess up our client’s credit further.

      Contact Us Right Now for Your Bad Credit Business Loan

      Why wait for your score to get better? There are no concerns about collateral and there is tremendous opportunity for your business to get the funds you need, now instead of later. Do not let this opportunity pass you by. Don’t worry about collateral, because you don’t need it to obtain the loan. Change the direction of your business by contacting us now!

      Call Now:      855-889-1990

      First Choice Business Capital

       Oklahoma City, OK, United States

      855-889-1990

      Communities we serve: 

      Oklahoma City, Norman, Edmond, Lawton, Moore, Broken Arrow, Tulsa, Midwest City, Enid

      73034, 73003, 73013, 73012, 73025, 73007, 73049, 73083

      Touch to Call!