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      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!

      Quick

      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!

      Easy

      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.

      Reliable

      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      A Business Loan With Bad Credit – Is it Really Possible?

      Are you trying to find business loans, but have bad credit in Enid, OK? If you want a quick and hassle-free approach, First Choice Business Capital can serve you today! Here at First Choice, we understand the pain and frustration that getting denied for loans from traditional banks can cause.At First Choice, we know how stressful and irritating it can be if you have a poor credit score and you’ve been getting declined from conventional banks for finances. That’s precisely why we have dedicated ourselves to making business-funding solutions attainable to all businesses regardless of a bad credit history.

      The Reality About Getting A Business Loan When Your Credit is Low

      Recent reports show, a massive 70% of businesses don’t qualify for a bank loan.The reasons for declined loans could be as simple as a company applying for a business loan with poor credit.There might also be tax liens against the company, and court judgments can affect the outcome too.

      When a company does not have easy access to cash, they are not going to be able to stay in business for long. In 2008, the economy crumbled, and ever since even those companies that are profitable have had a hard time securing bank loans.Regulations enacted after that time have cut access to capital for a considerable amount of companies. Sadly, it is not the large corporations suffering the brunt of these new laws.The ones affected are the small and medium-sized entities, those employing less than 50 workers.

      While this is a step in the wrong direction, it has opened up a new market for those specializing in alternative funding options.There are choices for business cash advances from companies like First Choice Business Capital. We provide practical finances and offer a quick approval process.It really is true that businesses with subprime credit can get the amount of money they need to have. When traditional routes fail, alternate loan providers can offer the assistance needed.

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      Bad Credit Business Loan Options

      Most companies are not aware of the solutions accessible to them. Even unsecured short-term business loans when your credit is low are plausible. Unsecured short-term loans are obtainable to businesses just like yours! Perhaps you are worried because you have no collateral and poor credit. There are still loans available for your needs.

      Poor credit aside, you can get hold of business loans with horrible credit as soon as tomorrow. You will be putting that money to work a lot faster than you ever thought possible! Are you in need of a small business loan, but bad credit is in your way? That’s not a problem at all with First Choice Business Capital on hand to help you!

      Business Cash Advances, Short-Term Loans and Unsecured Loans

      You may have heard of these types of alternative loan options, which are also known as merchant cash advances or MCAs. These insufficient credit business loans are excellent for the majority of businesses that just can’t get traditional financing due to their bad credit history. You do not even really need collateral in order to qualify for an MCA.

      There are financing options for all sorts of companies; so no matter what trade you are in, we can help. The only qualifying measures we need is for your business to be older than three months and that you regularly deposit at least eight thousand dollars every month.

      Merchant Cash Advantage Perks

      Applying for a merchant cash advance really has its perks. One of the most significant advantages of a loan of this sort is how quickly it is funded; it is extraordinarily fast in comparison to a loan from a bank. These loans are generally funded in 48-96 hours after approval. Approximately 90 percent of these loans are approved and the process for a loan approval is very uncomplicated. A one page easy application is the only thing that is needed.

      Have your business’s last six months of bank statements ready, too. A merchant cash advance is a perfect solution for companies that need cash fast. When your business is stalling as a result of a lack of cash flow, this short-term business loan can get you the money you desperately need. These loans have a fixed capital cost and run from 4-18 months. Repayment options are flexible for these loans, and they can be paid either daily or weekly with the exception of Saturday and Sunday. Each month, there are customarily 20 to 22 payments for a merchant cash advance.

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      We Consult with Many Businesses

      All sorts of companies can get short-term business loans bad credit. First Choice loves to help all kinds of companies. The following is a few of the types of businesses we like to hear from: Beauty Shops, Tire Shops, Carpentry, Construction, Masonry and Stonework, Driveway and Parking Pavement, HVAC, Gasoline Service Stations, General Building Contractors, Automotive/Mechanic Repair Shops, Wrecking and Demolition companies, Automotive Body Repair and Painting, Home Health Services, Interior Decorators, Pest Control, Pubs and Restaurants, Rigging and Scaffolding, Water Well Drilling and Trucking. These industries and more are qualified for business loans with insufficient credit. First Choice can help any business that meets the requirements and has credit woes.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      What States Do We Collaborate with?

      If your business is in one of the following states, we may be able to help you with a cash advance: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

      Only Work With Credible Bad Credit Business Loan Brokers

      When seeking to get bad credit small business loans, be sure that you are working with a highly regarded broker. Not every one of them will have your best interest at heart. Borrowers have unintentionally been declined in the past due to erroneous information being given by intermediaries to their lender of choice. A good brokerage house can get businesses funded by thoroughly understanding the underwriting process of the different lenders available to them.

      You will also want to ensure the brokerage firm is not showing your deal to a wide variety of lending institutions. A borrower’s credit score can be influenced detrimentally when the application is shopped around to multiple lenders. Choosing a reliable alternate finance company goes a long way in making sure this does not occur. First Choice Business Capital knows this, and would not do anything to hurt our client’s credit further.

      Got Bad Credit Business Loan Needs? Call Us!

      There is no need to hesitate for your credit score to improve in order to apply for a business loan. You don’t have to let any business opening pass you by, and don’t have to surrender your personal belongings or property to use as collateral for a loan. It is a simple, one-page application. Fill it out online or call us today!

      Call Now:      855-889-1990

      First Choice Business Capital

       Enid, OK, United States

      855-889-1990

      Communities we serve: 

      Oklahoma City, Norman, Edmond, Lawton, Moore, Broken Arrow, Tulsa, Midwest City, Enid

      73703, 73701, 73705, 73702, 73706

      Touch to Call!