• Questions? Call 877-235-0672

Are You A Business 
Owner That Needs  
Funding Fast?

Get Pre-Approved Instantly!

Apply Now For A Free
No Obligation Pre-Approval!

Get Pre-Approved in just 5 Seconds!

Congratulations, You’ve Been

Enter Your Details below to see how much you qualify for:

    Sorry, We Need More Details Before We Can Approve You

    Enter Your Details Below To Explore Finance Options Your Business May Qualify For

      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!


      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.


      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      A Business Loan With Bad Credit – Is it Really Possible?

      If you are want to get a bad credit business loan in Midwest City, OK, First Choice Business Capital can help.We understand that having a less than stellar credit score can hamper your chances for a business loan from traditional banks.

      How to Get A Business Loan With Subpar Credit?

      Studies have shown that approximately 70 percent of companies will not qualify for traditional bank loans. So if you have been denied, you are in the majority.Banks deny loans for many reasons and poor credit alone is one of the major reasons that banks refuse to provide business loans.A company could also have tax liens or judgments against them. Unfortunately, businesses with bad credit normally give up after they are declined for a bank loan.

      Working capital is the foundation on which a company operates.When the economic situation tanked in 2008, businesses suffered. Since then, getting a bank loan has become much more tough.New regulations have cut access to capital for many businesses and this applies for small and medium size companies with 50 or less employees.

      However, alternative lenders have stepped in to help solve this dilemma.At First Choice Capital, we specialize in high-risk funding for those businesses that are affected by these regulations. Loan options for businesses with bad credit is not just a pipe dream.

      Featured on graphic

      Bad Credit Business Loan Options in Midwest City, OK

      It’s possible that you are one of the businesses that are unaware that short-term loan alternatives are out there. But the good news is, they really are – and the best part is, they are unsecured! You can get approved for business loans with incomplete credit that you need, as quick as tomorrow. Business loans for horrible credit are given for all sorts of businesses in Midwest City, OK.

      Some alternative finance companies offer business loans even though you have poor credit fast, like First Choice Business Capital, which is honored to offer loans in just 24 hours in many cases. Looking for small business loans, but have bad credit? First Choice knows that businesses in need require finances now, so we pride ourselves on a high approval percentage that occurs quite quickly.

      Business Cash Advances, Short-Term Loans and Unsecured Loans

      Merchant cash advances like this are also referred to as an MCA. When conservative options do not work due to lack of great credit, these scarce credit business loans can be an excellent option for a company in terrible need of cash.

      No collateral is needed to qualify for a business cash advance, which makes it actually easier to qualify for a loan if you’re a business with horrible credit. We offer custom lending for businesses in all types of industries. The only criteria needed is that the business has been operating for at least 91 days and you’re depositing at least 8-10 thousand dollars continually over the last 3 months.

      Perks of Merchant Cash Advances

      There are many positive aspects to applying for a merchant cash advance. Applying for a merchant cash advance most definitely has its perks. One of the biggest perks about these types of loans is that as mentioned prior, it offers unbelievably fast funding compared to that of a traditional bank. You can be approved for this type of loan in only one day. You will not have to wait long for your money, either; most loans are funded less than four days immediately after approval. The procedure to get approved is easy as well because the application form is only one page. Have your business’s last six months of bank statements ready, too.

      We can work to approve your loan application when this information is provided. A merchant cash advance can be simply what you need if you have been turned down by your bank due to bad credit. Merchant cash advances are short-term business loans. They typically run from 4-18 months and these loans have a fixed cost of capital. You can make your payments by the day or by the week on every business day. With an MCA, there are usually 20-22 payments each month.


      We Collaborate with Many Businesses

      Short-term business loans when you have bad credit are offered to a myriad of company niches. At First Choice, we have worked with almost every kind of company. The following is a smattering of the types of businesses we like to hear from: Automotive/Mechanic Repair workshops, Auto Body Repair and Painting, Cafes and Restaurants, Beauty Shops, Carpentry, Building, Driveway and Parking Pavement, Gasoline Service Stations, General Building Contractors, Home Health Services, HVAC, Interior Decorators, Brickwork and Stonework, Pest Control, Rigging and Scaffolding, Tire Shops, Transportation, Water Well Drilling, Wrecking and Demolition companies and more. There are various other company niche markets that can be serviced with business loans with unsatisfactory funds. If you meet the criteria we touched on previously, First Capital can work with you.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      What States Do We Assist?

      If your business is in one of the following states, we may be able to help you with a cash advance: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

      Picking a Professional Lender of Business Loans for Insufficient Credit

      When a business with bad credit is looking for a merchant cash advance loan or bad credit small business loans, it is better to work with a trusted representative. Not all of them will have your best interest at heart. Borrowers are sometimes declined because the wrong information is provided to lending institutions by the brokerage firm. A trustworthy brokerage understands the underwriting process. They have considerable expertise about the lenders at their disposal.

      Brokers may also be able to syndicate deals, meaning more funding for your company. That being said, you want to make sure your loan application is not shopped around. When your credit rating is subpar, the last thing you really want is it being lowered even further because of your broker’s actions. Deals that are submitted in tandem like this can make your credit score take a plunge even further. You do not want this to happen, specifically when a low credit score is why you are shopping for alternative lending in the first place. Selecting a reputable lending house like First Choice Business Capital will save you this heartache.

      Call Us Today for Your Bad Credit Business Loan Needs

      It takes a long time for your credit score to improve. You do not need to put up your personal items as collateral, and you do not need good credit. This is a business opportunity that is just way too good to pass up. You can get this process started right now by filling out the simple form. It is available online, or if you prefer to discuss your options, you can call us today!

      Call Now:      855-889-1990

      First Choice Business Capital

       Midwest City, OK, United States


      Communities we serve: 

      Oklahoma City, Norman, Edmond, Lawton, Moore, Broken Arrow, Tulsa, Midwest City, Enid

      73110, 73130, 73141, 73084, 73117, 73121, 73145, 73150

      Touch to Call!