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      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!


      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.


      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      How To Get a Business Loan With Bad Credit

      If you are planning to get a bad credit business loan in Oklahoma City, First Choice Business Capital can help. We understand that having a less than stellar credit score can hamper your chances for a business loan from traditional banks.

      The Facts About Acquiring a Business Loan With Bad Credit

      Studies have shown that approximately 70 percent of companies will not qualify for traditional bank loans. So if you have been denied, you may find yourself in the majority. We pride ourselves in helping companies get the funds they need regardless of what your credit history looks like, and we have many solutions that we can provide.

      Poor credit alone is one of the leading reasons that banks deny business loans.
      Companies may also have a judgment or lien against them, which makes banks think twice about approving loans for their business purposes. Once a business gets denied for a loan, they often give up all hope for funding. Without proper access to cash most businesses won’t be able to keep their doors open for very long. On account of the fact that a business surely cannot keep operating without a cash flow.

      Ever since the economy collapsed in 2008, it has become exceptionally tough for companies to secure loans.There are new rules in place as well that make the process even more challenging than it was before the collapse.To complicate matters, these regulations apply to “Mom and Pop” type operations that have less than 50 employees.This situation is a burden to those needing funding, but it has opened the doors for alternative finance companies to step in to provide much-needed services.

      If you are interested in a financing approach that does not take the traditional route, a high-risk lender like First Choice Business Capital can provide the funds you need, faster than you ever thought possible.

      Featured on graphic

      Business Loan Options Bad Credit in Oklahoma City

      What many businesses don’t know is that unsecured short-term loans are readily obtainable to them! Uncollateralized loans are offered to small, medium and large size businesses with bad credit. Loans are out there, even with no collateral and negative credit. Less than excellent credit does not equal a denial. Business loans for substandard credit are offered for all sorts of businesses in Oklahoma City. Some alternative lending institutions offer you business loans, even though you have bad credit, fast. For instance, First Choice Business Capital which is honored to offer loans in just 24 hours in many cases.

      Business Cash Advances, Unsecured Loans and Short-Term Loans

      These types of alternative lending options are often known as a merchant cash advance, also referred to as a (MCA). When conservative options do not work due to lack of great credit, these business loans for insufficient credit can be a terrific business opportunity for a company in dire need of cash. No collateral is needed to qualify for a business cash advance, which makes it perhaps even easier to qualify for a loan if you’re a business with horrible credit. This makes the approval procedure even easier! The only requirements we need is for your business to be older than three months and that you normally deposit at least eight thousand dollars every month.

      Merchant Cash Advances Advantages

      Merchant cash advances offer many positive aspects to all kinds of companies. A big advantage of this type of loan is that it can be funded in a fraction of the time of a traditional banking loan. Most loans are approved in a day and over 90% of all requests get a loan approval.Plus, loans are funded within 48-96 hrs after a loan approval. The process to get approved is easy, because the application form is only one page. You have to have your business’s last six months of bank statements ready, too. With this relevant information, we can work on approving you very fast.

      If you need a bad credit business loan quickly, a merchant cash advance could be just the solution you are looking for. These loans are considered short-term business loans and have a fixed cost of capital. Also, they usually are paid back within four months to a year and a half. You can make your payments every day or every week. Repayments can be made on all business days. With an MCA, there are usually 20-22 payments each month.


      We Team Up with Many Businesses

      Short-term business loans when your business has bad credit can be obtained by many types of businesses. A merchant cash advance company like First Choice will not discriminate based on any business type. There is a wide range of businesses that merchant cash advance companies like to work with. Some of the most common niches include: Home Health Services, HVAC SYSTEM, Interior Decorators, Masonry and Stonework, Pest Control, Rigging and Scaffolding, Tire Shops, Trucking, Water Well Drilling, Wrecking and Demolition companies, Automotive/Mechanic Repair Shops, Auto Body Repair and Painting, Bars and Restaurants, Beauty Shops, Carpentry, Construction, Driveway and Parking Pavement, Gasoline Service Stations and General Building Contractors.There are a lot more company markets that have bad credit that can be serviced with business loans. If you meet the criteria we talked about previously, First Capital can work with you.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      What States Do We Deal With?

      If your business is in one of the following states, we may be able to help you with a cash advance: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin

      Only Consult With Highly Regarded Bad Credit Business Loan Brokers

      When a business with bad credit is looking for a merchant cash advance loan or bad credit small business loans, it is best to work with a respectable representative. Not every company in the business of lending subprime loans will have your best interest in mind, so it is best to perform due diligence.

      Borrowers have inadvertently been declined in the past due to erroneous information being given by intermediaries to their lender of choice. A respectable brokerage house should have extensive knowledge of the industry. They should know ways to get businesses funded by the lenders available to them, and they should have a complete knowledge of the process. Those lenders that can syndicate the deals may even raise loan amounts.

      You do not want your broker submitting your application to a number of lenders. Choosing a trusted alternate lending company goes a long way in making sure this does not occur. First Choice Business Capital knows this, and would refrain from doing anything to hurt our client’s credit further.

      If You Are In Need of a Bad Credit Business Loan, Do Not Delay – Contact Us Today

      You do not have to wait until after your credit score is better to get a loan. This is a business opportunity you can’t disregard. Keep your personal belongings – you don’t have to worry about not having enough collateral. You can get this process started right now by filling out the simple form. It is available online, or if you prefer to discuss your options, you can call us today!

      Call Now:      855-889-1990

      First Choice Business Capital

       Oklahoma City, OK, United States


      Communities we serve: 

      Oklahoma City, Norman, Edmond, Lawton, Moore, Broken Arrow, Tulsa, Midwest City, Enid

      73119, 73112, 73170, 73159, 73162, 73107, 73013, 73120, 73127, 73132, 73109, 73129, 73135, 73099, 73114, 73139, 73012, 73108, 73106, 73118, 73111, 73142, 73116, 73122, 73105, 73117, 73102, 73103, 73128, 73134, 73149, 73160, 73131, 73145, 73179, 73049, 73165, 73104, 73121, 73169, 73151, 73173, 73008, 73054, 73064, 73141, 73150, 73026, 73071, 73078, 73084, 73110, 73115, 73130, 73163, 73167, 73195, 73184, 73185, 73190, 73193, 73194, 73196, 73197, 73198, 73199, 73097, 73101, 73113, 73123, 73124, 73125, 73126, 73136, 73137, 73140, 73143, 73144, 73146, 73147, 73148, 73152, 73153, 73154, 73155, 73156, 73157, 73164, 73172, 73178, 73189

      Touch to Call!