• Questions? Call 877-235-0672

Are You A Business 
Owner That Needs  
Funding Fast?

Get Pre-Approved Instantly!

Apply Now For A Free
No Obligation Pre-Approval!

Get Pre-Approved in just 5 Seconds!

Congratulations, You’ve Been

Enter Your Details below to see how much you qualify for:

    Sorry, We Need More Details Before We Can Approve You

    Enter Your Details Below To Explore Finance Options Your Business May Qualify For

      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!


      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.


      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

      You Can Get a Business Loan in Salem, OR With Bad Credit

      Bad credit business loans are not an illusion that the financial world is trying to create.. At First Choice Business Capital, we can help you get the cash you need to get in Salem, OR. We have many financing options available for companies, regardless of a bad credit history. The approval process is fast as well, 24 hours in many cases!

      The Facts About Acquiring a Business Loan With Bad Credit

      You are most likely quite burdened and discouraged from being denied, but we can help. We pride ourselves in really helping companies get the funds they need regardless of what your credit history looks like, and we have many solutions that we can make available. Loans are denied all of the time, and this can occur for many reasons. Unsatisfactory credit is often cited in these cases. Perhaps, a company may have a court judgment against them, or there may be tax lien issues.

      Once a bank turns down a loan, the business often gives up the search for financing. Even so, there are other options.Working capital is the foundation on which a company operates. A business naturally can not keep its doors open without a cash flow. The economy collapsed almost a years ago, in 2008. Ever since then, it has become exceptionally challenging for companies to secure loans.There are new rules in place as well that make the task even more challenging than it was before the collapse.

      They apply to small and medium-sized entities. This means that those companies with no more than 50 employees are the ones affected.This situation is a burden to those needing funding, but it has opened the doors for alternate loan providers to step in to provide much-needed solutions.If you are interested in a loan solution that does not take the traditional route, a high-risk lender like First Choice Business Capital can provide the cash you need, faster than you ever thought possible. With alternative lending possibilities available, it is a basic fact.

      Featured on graphic

      Options Are Available in Salem, OR, For A Bad Credit Business Loan

      Quite possibly you are one of the businesses that are not aware that short-term loan solutions are out there. Unsecured short-term loan options do exist for companies in your predicament! Yes, you can get business loans with subpar credit. Business loans for bad credit are our field of know-how! Furthermore, First Choice Business Capital ordinarily funds loans within 24 hours. Yes, just 1 day! Small business loans bad credit and fast – really? Yup, you’re really not dreaming! When a business needs working capital, they need it now. First Choice acknowledges this need and offers easy approvals.

      Business Cash Advances, Short-Term Loans and Unsecured Loans

      These types of offerings are known as a merchant cash advance (MCA). These business loans are sometimes the only factor standing between a company continuing to be open or closing for good. When conservative options do not work due to lack of great credit, these poor credit business loans can be an excellent business opportunity for a company in terrible need of finances. These alternative loan solutions are even easier to qualify for since no collateral is entailed. We offer custom loans for businesses in all types of industries. The only requirements we need is for your business to be older than three months and that you typically deposit at least eight thousand dollars every month.

      Merchant Cash Advances Benefits

      Merchant cash advances offer many perks to all kinds of companies. A key example of one of these advantages is how quickly a merchant cash advance is financed. Where traditional banks can take a long time, an MCA can possibly be approved and paid in only a fraction of the time. Around 90 percent of these loans are approved. Lastly, these loans are generally funded in 48-96 hours after approval. The application is only one page and the last six months of banking statements will need to be supplied.

      A merchant cash advance is an ideal solution for companies that need cash in a flash. When your business slowness is caused by a lack of cash flow, this short-term business loan can get you the money you seriously need. These loans have a fixed capital cost and run from 4-18 months. You can make your payments by the day or by the week. Daily loans payments are each business day. With an MCA, there are usually 20-22 payments each month.


      We Partner with Many Businesses

      A large range of businesses qualifies for short term business loans bad credit. Merchant cash advance companies like to work with all sorts. Here are just a few we have worked with: Automotive/Mechanic Repair Shops, Wrecking and Demolition, Car Body Repair and Painting, Water Well Drilling, Taverns and Restaurants, Trucking, Beauty Shops, Tire Shops, Carpentry, Rigging and Scaffolding, Construction, Pest Control, Driveway and Parking Pavement, Brickwork and Stone, Gasoline Service Stations, Interior Decorators, General Building Contractors and Home Health Providers. Any of these companies and many more can get business loans with bad credit. As you discovered before, the application process is easy and the criteria minimal. If you have credit difficulties affecting your ability to obtain a loan, First Capital can help.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      Are You in One of These States? We Can Help!

      If your business is in one of the following states, we may be able to help you with a cash advance: Wisconsin, Wyoming, West Virginia, Washington, Virginia, Vermont, Utah, Texas, Tennessee, South Dakota, South Carolina, Rhode Island, Pennsylvania, Oregon, Oklahoma, Ohio, North Dakota, North Carolina, New York, New Mexico, New Jersey, New Hampshire, Nebraska, Nevada, Montana, Missouri, Mississippi, Minnesota, Michigan, Massachusetts, Maryland, Maine, Louisiana, Kentucky, Kansas, Iowa, Indiana, Idaho, Illinois, Hawaii, Georgia, Florida, Delaware, Connecticut, Colorado, California, Arkansas, Arizona, Alabama and Alaska.

      Only Consult with Dependable Bad Credit Business Loan Brokers

      For companies with substandard credit looking to receive a bad credit small business loans, always check the reputation of the agent. Not every company in the business of lending subprime loans will have your best interest in mind, so it is best to perform due diligence. Borrowers are sometimes declined because the wrong information is provided to lending institutions by the brokerage firm. A dependable brokerage understands the underwriting process. They have considerable know-how about the lenders at their disposal.

      When brokerage houses can syndicate, they may have the opportunity to secure additional money on bad credit business loans fast. What you do not want is for the broker to shop your deal around. It should not be submitted to many lenders. Deals that are sent in tandem like this can make your credit score take a downtrend even further. You do not want this to happen, specifically when a low credit score is why you are shopping for alternative lending in the first place. Selecting a trustworthy lending house like First Choice Business Capital will save you this heartache.

      If You Need a Bad Credit Business Loan, Call Us Right Now!

      It is not important for you to stall until your score improves to apply for business loans with poor credit. Do you truly want to let this opportunity pass you by? Keep your personal belongings – you don’t have to worry about not having enough collateral. You can get this process started right now by filling out the simple form. It is available online, or if you prefer to discuss your options, you can call us today!

      Call Now:      855-889-1990

      First Choice Business Capital

       Salem, OR, United States


      Communities we serve: 

      Albany, Beaverton, BendCorvallis, Eugene, Gresham, HillsboroMedfordPortlandTigard, Salem    

      97301, 97302, 97304, 97306, 97305, 97317, 97303, 97392, 97310, 97311, 97312, 97313, 97314, 97308, 97309

      Touch to Call!