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Bad Credit Is OK! – No Startups!

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


  • Simple 2-minute application
  • Approval within 24-hours
  • Funding within days
  • No Start Ups!


  • We work with many industries
  • You pay no upfront fees
  • Your bad credit is ok
  • Must Be In Business 3 Months Min.


  • We have money to lend now
  • We give honest, professional advice
  • When your bank says “no,” we say “yes”

Our Loan Specialists Are Standing By, Call Us Now:    855-889-1990

A Business Loan With Bad Credit in Odessa, TX – Is it Really Actually Possible?

Are you trying to find bad credit business loans in Odessa, TX? If you want a fast and hassle-free answer, First Choice Business Capital can lend a hand to you today! Here at First Choice, we understand the distress and annoyance that getting denied for loans from traditional banks can cause. We know it can be so frustrating trying to get a traditional loan from a bank when your credit score is below average.

The Facts About Obtaining a Business Loan With Bad Credit

Studies have shown that approximately 70 percent of companies will not qualify for traditional bank loans. So if you have been denied, you’ll find yourself in the majority. We pride ourselves in assisting companies get the business loans for bad credit they need regardless of what your credit history looks like, and we have many solutions that we can deliver. Businesses often get denied for a loan due to bad credit, or they have judgements and liens against them.

Getting denied is discouraging, and many companies surrender their hopes for a loan once the bank rejects them. When the overall economy tanked in 2008, businesses suffered. Since then, getting a bank loan has become very difficult. Regulations instituted after that time have cut accessibility to capital for a considerable amount of establishments. The fact is, it is not the large corporations suffering the brunt of these new laws.

The companies affected by these rules are not large corporations, but those with under 50 employees. While this is a step in the wrong direction, it has opened up a new market for those specializing in alternative funding options.By making use of the different capital options available, it is true that a business with bad credit can get a loan.High-risk lenders like First Choice Business Capital can absolutely provide quick approvals and no-nonsense funding solutions.

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Options Are Available in Odessa, TX, for a Bad Credit Business Loan

It is a pity that many folks do not know their options. But the good news is, they actually are – and the best part is, they are unsecured! Loans are out there, even with no collateral and negative credit. You can get approved for the business loans with poor credit you need, as quickly as tomorrow. First Choice Business Capital normally funds loans within 24 hours. Yes, just 1 day! It is also true that you can get bad credit business loans fast. With First Choice Business Capital, you can generally obtain financing within just one day! First Choice not only has a high approval procedure but a fast one as well. We understand the dire need to obtain the working capital you need. We also understand that you need the money now, and pride ourselves in assisting you get financed as rapidly as possible.

Short-Term Loans and Business Cash Advances

These types of offerings are known as a merchant cash advance (MCA). These poor credit business loans are sometimes the only factor standing between a company remaining open or closing for good. When conservative options do not work due to lack of great credit, these business loans can be a terrific business opportunity for a company in terrible need of funding. Since collateral is not mandated for a business cash advance, it is easier than ever to qualify. We offer custom loans for businesses in all types of industries. If you have deposited in between 8-10 thousand dollars each month for the last three months, and have been in service for at least that amount of time, we can really help you !

Merchant Cash Advances Benefits

Applying for a merchant cash advance really has its perks. For one, these loans are funded much quicker than those from traditional banks. As a matter of fact, most of these loans are approved in 24 hours. The approval rate for these loans is extraordinary. In fact, over 90 percent of applications are approved! The best part? The moment your loan is approved, you will have the cash you need within 48-96 hours. You do not have to go through an extensive loan process, either.The application form is only one page and have your business’s last six months of bank statements ready, too. That is all we need to begin the approval process on your loan.

These loans are fantastic for those that need a bad credit loan fast. A short-term business loan in the form of a merchant cash advance is probably just what you need. These loans, which usually range from 4 to 18 months, have a fixed cost of capital. An MCA can be paid five days per week, not counting Saturday or Sunday. For a merchant cash advance, there are usually between 20 and 22 payments every month.


We Collaborate with Many Businesses

Short term business loans bad credit can be secured by many types of businesses. A merchant cash advance company like First Choice will not discriminate based on business type. Here is a sampling of the types of companies we consult with: Automotive/Mechanic Repair Shops, Wrecking and Demolition, Car or truck Body Repair and Painting, Water Well Drilling, Night Clubs and Restaurants, Trucking, Beauty Shops, Tire Shops, Carpentry, Rigging and Scaffolding, Construction, Pest Control, Driveway and Parking Pavement, Brickwork and Stone, Gasoline Service Stations, Interior Decorators, General Building Contractors and Home Health Service providers. There are many company industries that can be serviced with business loans with bad credit. As you discovered before, the application process is easy and the criteria minimal. If you have credit troubles affecting your ability to obtain a loan, First Capital can help.

Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

Are You in One of These States? We Can Help!

Merchant cash advances are available in the market to business organizations in the following states: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

Only Consult with Trustworthy Bad Credit Business Loan Brokers

It is critical to just work with reputable companies when trying to attain small business loans bad credit. It may possibly be quite challenging working out which institution to go with, and there are numerous. Not all them will have your best interest at heart. There are also times when borrowers are turned down because the brokers provided the wrong information to would-be lenders Excellent brokers know financing and the underwriting process well. They recognize what it requires to get business finances.

The amount of the credit could also be raised if the brokerage house knows how to syndicate the transaction. You will also want to ensure the brokerage firm is not showing your deal to a wide variety of lending institutions. A borrower’s credit score can be detrimentally affected when the application is shopped around to multiple lenders. You really want to choose a reputable company like First Choice Business Capital to be certain that this does not happen.

Got Business Loans Bad Credit Needs? Call Us!

It takes a long time for your credit score to improve. Why should you make your business activities stall because of this? The straightforward application can be answered online right now, and brokers are anticipating your call. Call us right now or fill in the short online application to get the process started right now!

Call Now:      855-889-1990

First Choice Business Capital

 Odessa, TX, United States


Communities we serve: 

DallasMesquiteGrand PrairieIrvingArlington, GarlandRichardsonGrapevineCarrolltonRowlettPlanoLewisvilleFlower MoundAllenFort WorthFriscoMcKinneyTylerLongviewWichita FallsAbileneLubbockMidlandOdessaAmarilloSan AngeloWaco

79762, 79761, 79763, 79764, 79765, 79766, 79706, 79707, 79760, 79768, 79769


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