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      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!


      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.


      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    (425) 678-3728

      A Business Loan With Bad Credit in Everett, WA – Is it Really Possible?

      Are you trying to find bad credit business loans in Everett, WA.If you want an instantaneous and hassle-free answer, First Choice Business Capital can really help you today! Here at First Choice, we understand the distress and aggravation that getting denied for loans from traditional banks can cause.We have many money options available for companies, regardless of a bad credit history. The approval process is fast as well, 24 hours in many cases!

      The Truth About Business Loans Bad Credit

      No matter what you may have heard, it is certain that there are other options readily available for businesses beyond conventional banks when credit is an issue.Studies have shown that approximately 70 percent of companies will not qualify for traditional bank loans. So if you have been denied, you may find yourself in the majority.

      It is true that one of the main reasons that denials occur is basically when a business has bad credit. Getting denied is discouraging, and many companies surrender their hopes for a loan once the bank denies them. The core of every business is its capital. When the country’s economy tanked in 2008, businesses suffered.

      Since then, getting a bank loan has become much more difficult.Regulations established after that time have cut accessibility to capital for a considerable amount of companies. The sad thing is, it is not the large corporations suffering the brunt of these new laws. High-risk lenders like First Choice Business Capital can surely provide quick approvals and no-nonsense funding solutions.

      Featured on graphic

      Business Loan Options Bad Credit in Everett, WA

      Perhaps you a business that is not aware that short-term loan alternatives are out there. Unsecured short-term loans are attainable to businesses like yours! It’s possible that you are scared because you have no collateral and poor credit. Business loans for bad credit are available in the market, even with no collateral and negative credit. Furthermore, you can get poor credit business loans fast and that’s no lie. First Choice Business Capital generally funds loans within 24 hours. Yes, just 1 day! Do you want small business loans bad credit? Of course you do! When a business needs working capital, they need it now. First Choice acknowledges this need and offers speedy approvals.

      Short-Term Loans and Business Cash Advances

      Alternate lending such as these are often referred to as a merchant cash advance, or MCA. When conservative options do not work due to lack of great credit, these loans can be a great advantage for a company in terrible need of cash. If you’re a business with poor credit, you don’t need to have collateral. There are funding options for all sorts of companies; so no matter what profession you are in, we can help. We do not deliver start-up loans, so you must definitely have a business that has been running for a minimum of three months. Besides that, we are going to need to see that you deposit a minimum of eight thousand dollars for the past three successive months.

      Merchant Cash Advantage Perks

      MCAs offer plenty of advantages to all sorts of companies like yours. For one, these business loans with poor credit are funded much more quickly than those from traditional banks. Actually, most of these loans are approved in 24 hours. The approval rate of these loans is gigantic compared to typical bank loans as well.

      Believe it or not, over 90 percent of them are approved! The loan experience is pain-free, too. All that is involved is one simple page. You will also need to provide bank statements from the last six months. This is everything that is needed to get you approved quickly. With this data, we can work on approving you very fast. If you need a bad credit business loan promptly, a merchant cash advance could be just the solution you are looking for.

      When your business is slowing down because of a lack of cash flow, this short-term business loan can get you the money you seriously need. These loans have a fixed capital cost and run from 4-18 months. Daily payments are made five days per week, not counting Saturday or Sunday. For a merchant cash advance, there are usually between 20 and 22 payments every month.


      We Partner with Many Businesses

      All sorts of companies can get short term business loans bad credit. First Choice loves to help all kinds of companies. The list below is a small number of the types of businesses we want to hear from: Automotive/Mechanic Repair Shops, Wrecking and Demolition, Automobile Body Repair and Painting, Water Well Drilling, Night Clubs and Restaurants, Trucking, Beauty Shops, Tire Shops, Carpentry, Rigging and Scaffolding, Construction, Pest Control, Driveway and Parking Pavement, Brickwork and Stone, Gasoline Service Stations, Interior Decorators, General Building Contractors and Home Health Professionals. Any of these companies and many more can be given business loans with bad credit. If you meet the criteria we discussed previously, First Capital can work with you.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      States We Do Business In

      If your business is in one of the following states, we may be able to help you with a cash advance: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming and Wisconsin.

      Work Only With Professional Bad Credit Business Lenders!

      It is vital to simply work with reputable suppliers when trying to get hold of bad credit small business loans. There are numerous different lending institutions, so you have to navigate carefully. It is unfortunate when a borrower’s loan rejection is caused by an agent providing wrong data to a lender. It is really important that the brokerage firm has an in-depth understanding of the underwriting process.

      They should really know their lenders well and have the opportunity to guide the borrower through the process. You will also want to ensure the brokerage firm is not introducing your deal to a wide variety of lending institutions.

      A borrower’s credit score can be detrimentally influenced when the application is shopped around to multiple lenders. When an application is shopped around, it can damage your credit score even more. Choosing a trustworthy alternative lending firm like First Choice Business Capital will protect you from this.

      If You Are In Need of a Bad Credit Business Loan, Do Not Delay – Contact Us Today!

      You don’t have to stall the next business venture until your score improves to apply for bad credit business loans fast. Do you actually want to let this opportunity pass you by? Keep your personal belongings – you don’t have to worry about not having enough collateral. It is a simple, one-page application. Fill it out online or call us today!

      Call Now:      (425) 678-3728

      First Choice Business Capital

       Everett, WA, United States

      (425) 678-3728

      Communities we serve: 

      Everett, MarysvilleWhidbey Island

      98203, 98201, 98208, 98204, 98205, 98272, 98275, 98290, 98294, 98207, 98206, 98213


      Touch to Call!