• Questions? Call 877-235-0672

Are You A Business 
Owner That Needs  
Funding Fast?

Get Pre-Approved Instantly!

Apply Now For A Free
No Obligation Pre-Approval!

Get Pre-Approved in just 5 Seconds!

Congratulations, You’ve Been

Enter Your Details below to see how much you qualify for:

    Sorry, We Need More Details Before We Can Approve You

    Enter Your Details Below To Explore Finance Options Your Business May Qualify For

      Bad Credit Is OK! – No Startups!

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply simply fill out the pre-approval form above now!


      • Simple 2-minute application
      • Approval within 24-hours
      • Funding within days
      • No Start Ups!


      • We work with many industries
      • You pay no upfront fees
      • Your bad credit is ok
      • Must Be In Business 3 Months Min.


      • We have money to lend now
      • We give honest, professional advice
      • When your bank says “no,” we say “yes”

      Our Loan Specialists Are Standing By, Call Us Now:    (206) 785-1911

      You Can Get a Business Loan With Bad Credit in Lakewood, WA

      If you are aiming to get a bad credit business loan in Lakewood, WA, First Choice Business Capital can help. We have many financing options available for companies, regardless of a bad credit history. The approval process is fast as well, 24 hours in many cases!

      How to Get a Business Loan With Bad Credit?

      We all know that without capital, a business will fail. Keeping the doors to a business open demands capital.The companies affected by these are not large corporations, but those with under 50 employees.

      If you believe that you are alone in this dilemma, you may be surprised to know that you are not. Recent studies have even shown that below a third of businesses could be approved for a loan from a traditional banking institution. Loans are denied all of the time, and this can occur for many reasons. Inadequate credit is often cited in these cases.

      There are new guidelines in place as well that make the procedure even more challenging than it was before the economic collapse of 2008.We pride ourselves in really helping companies get the funds they need regardless of what your credit history looks like, and we have many solutions that we can make available.

      Featured on graphic

      Bad Credit Business Loan Options in Lakewood, WA

      Yup! When a business needs working capital, they need it now. First Choice understands this need and offers fast approvals.Most companies are not acutely aware of the choices readily available to them. Even unsecured short term business loans bad credit are attainable. Perhaps you are concerned because you have no collateral and horrible credit. Loans are out there, even with no collateral and negative credit. You can get approved for the business loans with poor credit you need, as quickly as tomorrow. Business loans for bad credit are given for all sorts of businesses. Small business loans bad credit – really? Yes, you’re really not dreaming! You don’t need the money next week. You need it now.

      Short-Term Loans and Business Cash Advances

      Alternate lending such as these are often referred to as a merchant cash advance, or MCA. For companies that have been turned down for a business loan by a bank, these kinds of poor credit business loans offer an amazing opportunity to get funding. Since collateral is not mandated for a business cash advance, it is easier than ever to qualify. This makes the approval procedure even easier! We do not provide start-up loans, so you must absolutely have a business that has been running for a minimum of three months. Aside from that, we will definitely need to see that you deposit a minimum of eight thousand dollars for the past three successive months.

      Benefits of a Merchant Cash Advance

      Merchant cash advances offer many perks to all kinds of companies. A key example of one of these benefits is how quickly a merchant cash advance is financed. Where traditional banks can take a long time, an MCA can possibly be approved and paid in only a fraction of the time. The majority of loans of this type are approved within as little as one day.

      The loan experience is pain-free, too. All that is involved to be submitted is one simple page and the last six months of banking statements will need to be supplied. That is all we need to begin the approval process on your loan. These loans are most ideal for those that need bad credit business loans fast.

      When your business is slowing down because of a lack of cash flow, this short-term business loan can get you the money you seriously need. These loans have a fixed capital cost and run from 4-18 months. Loan repayments are made each business day. With an MCA, there are usually 20-22 payments each month.


      Some Businesses We Consult with

      Short-term business loans bad credit can be acquired by many types of businesses. A merchant cash advance company like First Choice will not discriminate based on business type. Here are just a few we have worked with: Home Health Services, Cooling and Heating, Interior Decorators, Masonry and Stonework, Pest Control, Rigging and Scaffolding, Tire Shops, Trucking, Water Well Drilling, Wrecking and Demolition companies, Automotive/Mechanic Repair Shops, Auto Body Repair and Painting, Bars and Restaurants, Beauty Shops, Carpentry, Construction, Driveway and Parking Pavement, Gasoline Service Stations and General Building Contractors. There are a lot more company specialized niches that can be serviced with business loans with bad credit. First Choice consults with any company that is suffering due to bad credit and meets the minimal criteria set forth earlier.

      Our 2-minute application saves you a lot of time, as does our 24-hour approval process.  We collect only the information we need, and get you approved and funded quickly.  If you need a business loan fast, simply fill out the online application now!

      States We Deal with

      If your business is in one of the following states, we may be able to help you with a cash advance: Wisconsin, Wyoming, West Virginia, Washington, Virginia, Vermont, Utah, Texas, Tennessee, South Dakota, South Carolina, Rhode Island, Pennsylvania, Oregon, Oklahoma, Ohio, North Dakota, North Carolina, New York, New Mexico, New Jersey, New Hampshire, Nebraska, Nevada, Montana, Missouri, Mississippi, Minnesota, Michigan, Massachusetts, Maryland, Maine, Louisiana, Kentucky, Kansas, Iowa, Indiana, Idaho, Illinois, Hawaii, Georgia, Florida, Delaware, Connecticut, Colorado, California, Arkansas, Arizona, Alabama and Alaska.

      Choosing a Good Financial Institution of Bad Credit Business Loans

      There are dishonest companies in this industry, preying on those looking for bad credit small business loans. Given this, it is imperative to ensure that you only deal with reputable brokers. Not all of them will have your best interest at heart.

      It is unfortunate when a borrower is declined as a result of an agent providing erroneous details to a lender. First rate brokers know financial institutions and the underwriting process well. They recognize what it requires to get business loans. The amount of the credit could also be raised if the brokerage house knows how to syndicate the transaction.

      When brokerage houses can syndicate, they may have the chance to secure a lot more money on the loan. What you do not want is for the broker to shop your deal around. It should not be submitted to many lenders. When an application is shopped around, it can damage your credit score even more. Choosing a trustworthy alternative lending company like First Choice Business Capital will protect you from this.

      Got Bad Credit Business Loan Needs? Call Us!

      Why wait for your score to get better? There is no stress about collateral and it’s a tremendous opportunity for your business to get the funds you need as soon as possible. You can get this process started right now by filling out the simple form. It is available online, or if you prefer to discuss your options, you can call us today!

      Call Now:      (206) 785-1911

      First Choice Business Capital

       Lakewood, WA, United States

      (206) 785-1911

      Communities we serve: 

      Kent, Lakewood, OlympiaSeattleTacoma

      98499, 98498, 98439, 98433, 98444, 98496, 98497


      Touch to Call!